Capital One is out with a whole slew of new, very tempting merchant deals that are effectively giving 50%+ back on modest purchase amounts when you click through the offer on your credit card profile.
The deals I am seeing on my account are primarily 1,000 miles back on $20+ in purchases, 1,500 miles back on $30 in purchases, or 2,000 miles back on $40 in purchases. Current retailers include: Sam’s Club, Best Buy, Home Depot, Lowe’s, Priceline, Staples, Hotels.com, and many more. Folks with cash back cards may see dollar amounts instead of miles.
The miles that you earn can be redeemed towards travel purchases at a rate of 1 cent per point or transferred to one of Capital One’s transfer partners for even more value (we currently value Capital One miles at 1.45 cents each).
The Deal
- Capital One Offers has a variety of improved spending deals that can get you 50% or more back from your purchase in the form of cash or miles
- Offers are available both in-store and online, depending on the retailer
- Check exclusions before making purchases
- Most seem to expire on 6/25/26, although any individual offer might be gone before then
- You can only have three in-store offers active at one time
- Retailers include:
- Sam’s Club and BJ’s Wholesale
- Best Buy
- Lowe’s
- Home Depot
- CVS
- Dollar General
- Staples / Office Depot
- Priceline
- Hotels.com
- Many more
Direct Link to Capital One Offers (you must log in to your Capital One account to see yours and click through)
Quick Thoughts
You must have a Capital One card to be eligible for Capital One Offers, unlike the Capital One Shopping portal, which anyone can use. However, it still functions more or less like any other shopping portal, where you click a link and make your purchase.
Capital One specifically states that you can use a non-Capital One card online and receive the incentive. However, we have heard from numerous folks over the years who have had issues getting the offer fulfilled when they used another bank’s card if the offer doesn’t track. In-store, you must use the Capital One card that you added the offer to in order to trigger it.
This has the potential to be a great deal, especially given the low purchase thresholds required. Most of the terms exclude gift cards. I have no idea if, as often happens with Chase or Amex Offers, you’ll still be able to trigger the offers with an in-store gift card purchase, but I’d avoid doing it online (I’d love to hear others’ experiences in the comments).
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I don’t have any of these offers/
I am going to be much more wary of using cpoffers because all my instore purchases at cvs at 15x and 25x bonus didn’t show up. and my last online offer redemptions also is not showing up.
100% this. I have never had one of these offers track properly. Wasted too much time and money to get no return.
Capital One Shopping site works 80% of the time.
C O Offers with the credit card works 0% of the time
I got nothing
Must be limited in its reach, because my account doesn’t have this offer (yet)
100% agree you should only use a Capital One Card for Capital One Offers. I just made that mistake with a purchase from Serta at 60x and because I did not use my Capital One card they told me there is no recourse and no possibility of a courtesy credit from Capital One. I frequently take a video of the whole process when I purchase through Capital One offers or Capital One shopping but they told me I can’t even submit that for Capital One offers. That might cost me about 40,000 points if it can’t get worked out.
Yep, never works and they never credit you