Contact Frequent Miler

Do you have ideas to share or questions for Frequent Miler?  Please fill out this form or comment below.

0 0 vote
Post Rating
Subscribe
Notify of
guest

This site uses Akismet to reduce spam. Learn how your comment data is processed.

1.3K Comments
Inline Feedbacks
View all comments
Steve

Thanks – closing the account would obviously defeat the point. Are there any other sites where this would work or is it something that is generally better to not do? For me it seems like easy miles for simply moving money from my CC to Amazon to bank and back to CC. Do you know if this is something Amex frowns on?

FrequentMiler

Steve: I’ve never heard of Amex objecting to Amazon payments. To them it should just look like any other purchase. You can also look into using a service called Venmo. A lot of people use Amazon payments and Venmo to add spend to their credit cards, but if you do either you need to be very careful as you can get shut down if it looks like you’re trying to scam the system (which you are). A better approach is to go out to eat with a bunch of friends. You pay the entire bill and have your friends pay you back using Venmo and/or Amazon payments. That is what those services are for.

Steve

I am wondering if anyone has any experience with Amazon Payments. Ideally I would life to xfer $1000 to my wife (and have her do the save to me) to help meet my CC spend. Any input on this being good or bad would help. We are using the Amex Delta Card.

FrequentMiler

Steve: Yes, you can use Amazon payments to pay your wife, but I wouldn’t recommend having her pay you back through Amazon payments. When Amazon thinks someone is scamming them like that they’ve been known to close accounts.

nazgul

I am trying to buy a laptop from Staples using my Ink Bold, but I was wondering that if I go through the Ultimate Rewards mall and click on Staples.com and order something using “in store pick-up” that shouldn’t affect my 4x UR points and 5x Ink Bold points, right?

FrequentMiler

nazgul: Yes, that should work. I’ve done in store pickup with Sears before and still received my UR mall points.

Steve

Heads up for Sun/Mon, there are a couple of upcoming free after rebate items at staples – upcoming weekly ad is online.
Trend Micro Internet Security 1PC sku 368176
copy paper sku 135855
pastel paper(s)
HP photo paper sku 809757

Might have to pay sales tax – all items eligible for free shipping. If you don’t want the stuff – ship to a charity in a tax-free area?

FrequentMiler

Steve: Thanks for the heads up!

John W.

I tried buying new gift cards with the discounted ones and I was told they were all flagged by American express as stolen. I wonder if I redeem my 50,000 bonus and then it gets “taken away” in the form of negative points, will I be able to replace it with only $2000 in spending?

John W.

I recently bought $2000 of discount gift cards from cardpool to get my citi thank you bonus. Unfortunately all the gift cards I bought were originally purchased with a stolen credit card. I returned the gift cards after my bonus points had posted. My returns have now cleared but my bonus points are still there! Do you think there is a delay before they remove them or are they mine to use?

FrequentMiler

John W: Oh, boy, that’s a problem. How did you learn that the cards were purchased with a stolen credit card? Anyway, it’s great that Cardpool gave you your money back! The challenge for you is whether to put another $2K on your card, just in case, or to just hope that the points will stay. Right? Personally, I would probably take the gamble and hope that the points stay, but it really depends on how bad it would be for you if the points get taken away.

mike

Visa GC at staples online i mean

FrequentMiler

mike: keep trying. They’ve been out of stock before, but they eventually do restock.

mike

By the way staples GC are out of stock online…..

Jethro

What value would you put on Hilton Honors Diamond status? I had a thought I would like to share. Let me know if I am missing something. Official Payments is an approved vender thru AMEX. As you probably know they process tax payments, (local, state, fed, real estate, personal property tax etc.) Their fee is 2.35%. If I were to pay 40k in taxes at the 2.35%= $940. By doing so gets me 120k HH points with the Surpass CC. Diamond Status! $940/120k = .0078 CPM Might be a bit more than .0048 but what value would you put on Diamond. I do no business travel so it would be the only way I would ever qualify for the highest level of any hotel. Hope my math and thought process is correct.

FrequentMiler

Jethro: Yes your thinking and math appear to be correct. The value of Diamond status depends completely on how much you would make use of it. If you stay often in mid to high end Hilton hotels, then the room upgrades, free breakfasts, etc can be quite valuable. When you stay at lower end properties, Diamond status isn’t worth as much. The other factor is the question of whether Diamond is really worth that much more than Gold status. Gold is already pretty good and Hilton makes it incredibly easy to get. Personally, because I wouldn’t expect to benefit from Diamond very often, I wouldn’t do a scheme like this unless I could get the price of points down to about .5 cents each. The Diamond status perk would be the payoff for the effort and the points would lead me to essentially break even.

arye

i didn’t think it was targeted, but it was an email addressed to me, so i guess it might be. it’s also only on valid on select partners, office max, microsoft store, epson, dun & bradstreet and iron mountain. hence the thought to go with office max gc’s. is there any way to find out of it’s targeted?

FrequentMiler

arye: Interesting! I can’t find any info about this promotion, so I’m assuming it is targeted. Is there any chance you could email the offer to me so I can take a look? Of course, don’t do it if it contains any of your account information.

arye

right now amex open is giving a $50 statement credit for $150 of spend at their partners. i’m out of the country at the moment so i’ll prob buy $150 in office max gc’s. can i later use those in office max to buy other gc’s?

FrequentMiler

arye: Where do you see this special with Amex OPEN? Did you get a targeted email from them? I don’t think that you’ll be able to use an OfficeMax gc to buy other gcs. A better bet might be to go through the Ultimate Rewards Mall and buy $150 worth of Barnes & Noble gcs for 10X points. If you get the physical gcs, you could then sell them. I wrote a post recently about buying Ultimate Rewards points for 1.05 cents each using this technique.

tgienger

FWIW – Netflix and UA are running another 4000 point signup bonus if you signup with the MP Visa. I’ve been able to do this for both myself and my wife. Might be something to get in on before our MP numbers change to the CO style (and maybe we can do it again afterward)!

FrequentMiler

tgienger: Thanks for the tip!

Gary Steiger

May I suggest that the last post on the story be “And the cat said The End.”?

FrequentMiler

Gary Steiger: Great idea!

Larry

I bet most stores would issue you store credit. I have heard from friends that were recently married that Bed Bath & Beyond will give cash for returned merchandise (it was on their registry though).

AlohaStephen

Just a thought…what would happen if you made a purchase on a credit card, paid the card off, closed the card, and then went in to reurn the item purchased?

Would the refund be made in cash? or to another credit card?

FrequentMiler

AlohaStephen: I’m not sure what would happen. It probably depends upon the store. Personally, I’m not a big fan of schemes that require returning stuff so I’ve never tried anything like this.

1 2 3 57