Chase Freedom and Freedom Flex, Discover It, US Bank Cash+, and Citi Dividend cards all have rotating quarterly categories that earn 5% back, and the new categories for Q3 2026 are now live.
Below are the details of each card’s categories from July 1 to September 30, 2026, along with links to activate the bonuses.
Chase Freedom & Freedom Flex
Bonus Categories
- Gas stations, public transit, & EV charging
- Select live entertainment
- United Way
Bonus Amount / Limit
- 5% cashback on up to $1,500 spend in combined purchases of this quarter’s categories
Discover
Bonus Categories
- Gas stations
- Transportation
- Drug stores
Bonus Amount / Limit
- 5% cashback on up to $1,500 in purchases
Citi Dividend
Bonus Categories
- Gas stations
- Home improvement stores
Bonus Amount / Limit
- 5% cashback on up to $6,000 in purchases per year
US Bank Cash+
Bonus Categories
Choose two of the following:
- Home utilities
- Electronics stores
- Sporting goods stores
- Ground transportation
- TV, internet & streaming (this replaced car rentals)
- Department stores
- Select clothing stores
- Gyms/fitness centers
- Furniture stores
- Cell phones
- Fast food
- Movie theaters
Bonus Amount / Limit
- 5% cashback on your first $2,000 in combined net purchases in your chosen 5% categories
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Might be helpful to note that the Discover bonus for this quarter includes airlines as part of the broader “transportation” category.