(Now Live) More easy 5x: Staples fee-free $200 Mastercard gift cards


Staples is offering $200 Mastercard Gift Cards with no purchase fee through Saturday, July 2nd. Note that the limit of five per customer per day will be in effect.

The Deal

  • Staples is offering fee-free Mastercard gift cards from Sunday, 6/26/22 to Saturday, 7/2/22

Key Details

  • Valid 6/26/22 – 7/2/22
  • Valid in-store only
  • Limit of 5 per customer per day

Quick Thoughts

Note that Mastercard gift cards have been subject to a higher rate of problems than Visa gift cards in the past. I haven’t kept up with recent data points on that, but if you buy these, I recommend using them as soon as you can.

That said, if you’re buying, make sure you’re using a card that earns one of the best category bonuses at office supply stores. For example, with the Chase Ink Cash card, you’d earn 1,000 Ultimate Rewards points for each $200 Mastercard you buy. If you can buy 5 at a time, that’s potentially 5,000 points per day. Alternatively, this could be an easy way to pick up spend towards a big spend bonus. Note that there is usually a limit of 1 per customer, this week’s ad states 5 per customer per day.

See our Current Visa and Mastercard Gift Card deals page for other currently-available deals.

This deal recently ran on the following dates:

Fee-free Visa Gift Cards

  • 2/27/22 to 3/5/22
  • 2/27/22-3/5/22
  • 1/16/22 to 1/22/22
  • 10/31/21 to 11/13/21
  • 10/17/21 to 10/23/21
  • 9/26/21 to 10/2/21 (this turned out to be Mastercards in some areas)
  • 8/8/21 to 8/14/21
  • 7/11/21 to 7/17/21
  • 6/13/21 to 6/19/21
  • 5/9/21 to 5/15/21
  • 4/11/21-4/17/21 (this was only a reduced fee)
  • 2/28/21-3/6/21
  • 1/17/21-1/23/21
  • 12/26/20-1/2/21
  • 12/6/20-12/12/20
  • 11/8/20-11/14/20
  • 10/18/20-10/24/20
  • 10/11/20-10/17/20
  • 8/30/20-9/5/20
  • 8/2/20-8/8/20
  • 7/5/20 – 7/11/20
  • 6/7/20 – 6/13/20
  • 2/23/20 – 2/29/20
  • 1/12/20-1/19/20
  • 12/15/19-12/21/19
  • 11/3/19 – 11/16/19
  • 9/29/19-10/5/19
  • 9/1/19-9/7/19
  • 8/4/19-8/10-19
  • 6/30/19 – 7/6/19
  • 5/5/19 – 5/11/19
  • 1/13/19 – 1/19/19
  • 11/11/18 – 11/17/18

Fee-free Mastercard Gift Cards

  • 5/22/22 to 5/28/22
  • 4/24/22 to 4/30/22
  • 3/20/22 to 3/26/22
  • 2/6/22 to 2/12/22
  • 12/5/21 to 12/11/21
  • 11/14/21 to 11/20/21
  • 10/10/21 to 10/16/21
  • 8/22/21 to 8/28/21
  • 7/18-7/24/21
  • 6/27-7/3
  • 4/25/21 to 5/1/21
  • 3/28/21 to 4/3/21
  • 10/25/20 to 10/31/20
  • 7/19/20-7/25/20
  • 6/14/20-6/20-20
  • 3/22/20-3/28/20
  • 10/20/19-10/26/19
  • 7/21/19-7/27/19
  • 4/21/19-4/27/19
  • 3/24/19-3/30/19

H/T: GC Galore

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The only Staples in my city of over 1 million people is closing in August. Went inside today and found out they don’t sell gift cards any more.

Steve M

Went to my local Staples today and the manager said store policy is only $500 in GC purchases. I showed her the ad showing 5-$200 GC per day and she said she would not allow it and it’s always been $500. Told her I have been buying $1000 worth for years and she said I must be mistaken. The register rang $1000 worth without fees but she cancelled the transaction only allowing $500.


fill out survey and complain


go slaviša 🙂


Not much luck with Staple in Bellevue, WA either Visa or MC gift card purchase as the store claimed there are out of stock. I think its Staple gimmick to have you go to buy theirs more lucrative merchandise !!


Completely new to this game, so may be silly question. I need to finish the large CapOne Venture X new card spending bonus and the photo on this post shows a MC “debit” card. Can you buy these cards and get cash from an ATM? Fees associated with this? Thanks


Thanks Nick, this kind of feedback/information is what makes the site so valuable. Keep up the good work

Rafael Turik

Nick. Sorry for the ridiculous question I’m going to ask, but it’s because I’m Brazilian and I still don’t understand what strategy you guys use so much to buy credit card gift cards.

For example. In this case, you will spend the 200 dollars and then take this gift and go to a store to spend the 200. But isn’t that the same thing as taking your normal card and going to the store? What do you get by doing this? I believe that in this case just anticipate a card expense to try to reach a bonus sooner, but I think the best is in those cases where the purchase of the gift card has a massive discount %, am I right?


Its to take it to a store that doesn’t typically earn 5x points.


Is there an alternative to Dosh that pays out on in store gift card purchases? I saw that Payce lists both Staples an Office Depot for in store purchases. Anybody have experience with Payce?


What do you mean by this? I was just going to get one and use it to pay things like doctor, dentist, etc…

“Note that Mastercard gift cards have been subject to a higher rate of problems than Visa gift cards in the past. I haven’t kept up with recent data points on that, but if you buy these, I recommend using them as soon as you can”


Has anyone tried using MC GCs for simplymiles or AAshopping portal?


It should work, but not sure why you would


Staples must be getting desperate. Between Visa and MC it’s like the 8th time in 17 weeks.


it is better to register the visa/mc gift card under your name and change the pin, what are your thoughts on this?

Lord Dima

If you plan on using it anytime later than half hour after purchase, then absolutely.


Bought 2 cards but had issues with activation on 2nd one, so was unable to get a receipt per store. Called card company who said it was never activated and has $0 balance while other one was fine. Bank said both were charged for full amount. What chances are that I win when open my claim?

Dugroz Reports

I guess the moral of the story is if you can’t get an activation receipt, don’t leave the store until resolved! Thanks for the warning.

Lord Dima

Staples should be able to resolve this for you. Will take a while.

Jason J Arthurs

We had a MC GC drain on us about 2 months ago. Same scenario as you mentioned with it being declined at the register, and then drain. Fortunately there was only $48.11 left on the card. We were able to get a replacement card sent to us for that amount, but it did take several weeks.


Does staples take paypal. Thinking og buying 3 $200 gift cards with chase freedom using paypal to get 5x Q4.


Found out this morning that my Central Florida Staples has pulled all the $200 MCGCs. The kid clerk told me the store manager informed him this store will no longer be selling the $200s, just the other lower denoms. Reason stated: too many problems with the activations. The ad does say “subject to availability” so there’s the out for the store.

Last edited 11 months ago by wjs

Haven’t been able to redeem MC online for about 2 months now, only in-person. About 3 different times with 12 different cards. Visa still works fine online.


more (not as) easy (as visa gift cards) 5x…


P. 11, not 10. Thanks!

John Mackin

Is there anyway you can send me from last May the offer from Hilton/American Express in that you earn 12x points at supermarkets for May, June and July 2020 with all those points going to lifetime status? I need that with it’s terms and conditions, having bit of a war with AMXP getting some points I earned posted. It would be a great help, thanks.


Does anyone else have the issue of these mastercard GCs being recognized as credit cards (not debit) by certain websites? Example: trying to use to pay tuition (the site has credit card fee of 2.75%, debit card fee of 0.5%) and it recognizes the MC GC as a credit card. The site otherwise works fine with Visa GCs. I registered the MC GC and it did not help.


So the problems with the MC GC do not affect the Visa GC?
also, is that the Walmart issue, or is there another/other issue/s?


i just started trying GC’s in the last 2-3 months. Apparently I waited until the worse possible time to do so.
Thanks for the response!

Sunil Rajbhandari

That is really fascinating, You are an overly professional blogger.


Did anyone use Venmo to liquidate?

I just got five 200$ mc from Staples. In the past I used to do bill pay to a visa or mastercard at Walmart for 1.50 and liquidate all cards (they allowed a max of 4)…


Tried to pay a friend via VENMO after registering the card online and also adding the card in VENMO but it was declined (Tried again after some time and again it was DECLINED) … 

Called MCGift CardHolder Services 1-877-322-4710

They checked the reason for DENIAL and said that VENMO was trying to use the card as a Money Order/ Money Transfer.

Asked the rep on the phone if this will work at WALMART for Bill-Pay if swiped as a Debit card. He said that “As long as it is not processed as a Money transfer or Money Order I should be able to use it at WALMART”

So next will try at WALMART for Bill-Pay if that is still working and will post.


Any luck with using it as bill pay at walmart swiping as debit?


Hello everyone! I’ve been bored lately and I decided to get back into the MS game ;). How are you guys liquidating GCs these days?

Thanks so much! Have a great weekend.


lol, much harder nowadays; staples mcgc loading @ WM now doesn’t work

Last edited 1 year ago by dan
Lord Dima

For the most part, just burning them for heat. That’s about it for MC MS these days.

[…] No-fee Mastercards: Via Frequent Miler, Staples is once again offering no-fee Mastercard gift cards starting on Sunday. This is a great […]

Cellvam Sinnan

wonderful post.


I’ve been able to make several run to Office Depot and Staples in the last couple weeks and rack up on these. I am, of course, using my Chase ink cash. Does anyone ever worry that Chase will look at it as too much? I’m not doing an a enormous amount but I have been pretty lucky to get some


If only I had a good liquidation option.


Went to a WM store today to try a Visa and get a Money Order. Lady asked what I was using. I said debit. she asked to see it. Said I could not use it. Two different stores said the same thing.


Think it’s already a while that Walmart stopped gift cards as debit cards


Is there any chance of the manufactured spending industry getting a bailout? LOL


+1 for not leaving the house to go on a MS run at the moment. Good thing I still have 26 $200 Visa’s from the last go around at OM/OD. Right now liquidation is the hard part. Don’t even think a run to wally world is worth it. I’m thinking whatever easy points I have right now are what I’ll have for a while. It’s not like I’ll be burning much in the near future anyway (although, I did literately just book a ticket to NZ today with some AA miles for next year).


Please stay home. Please be smart. Please, let’s not have these kinds of posts. Thanks.


don’t folks go out 2-3 times per wk for necessities or basic essentials? a trip to staples is like 1 to the supermarket or WM, right? have to try our best to keep the distance


I usually like such deals, but at this moment, I think it is a fool’s game. Let’s do the math: your trip will earn about 200×5%x1.75 (my UR pt value)= $17.5, but if you, for god forbidden, got caught by the virus, your lose $??, for worst case, $??? (help me to fill in the dollar value of your life, will you? No, for simplicity, you don’t need to count your family member’s lives here). After carefully assessment, you conclude: (1) a big deal! Yeh, go ahead and good luck; (2) no, not worthy the risk and my life is worth more than $17.5. Then stay home.

Today is the only date of this week that I went out for necessary grocery supply (no next go-out plan for the next 1-2 weeks). I wore disposable glove and face mask. When I was back, instead of a welcome hug, my wife stopped me when I opened the car door and sprayed disinfectant literally all around my body and then I took a shower and wash all the clothes while my wife cleaned my car and all the grocery packages. Overdone? Yeh, probably. But I would rather over do it than regret. Still your life, your decision.




Yeah, seems to me to be a bit irresponsible to make this an in-store-only (in-person-only) deal, even though all the prior similar ones have been as well. Or maybe I am just still sour about there being no Staples stores within 60 miles of here despite being in a metro of 1.5M+ people.


Does the PIN on these Metabank Mastercards default to the last 4 digits of the card number like the Visas?


Can you still use MCGC with plastiq for Mortgage/Auto payments – Haven’t played with GC – but IIRC something changed with MGCG/ VGC or was it just that the lower fees before changed – looking to use up a stash off FFD


[…] $200 fee-free Mastercard: Via Frequent Miler, Staples has another great deal next week on a fee-free Mastercard. If you have a card that earns […]


I bought 2 $200 gc today and went to Walmart to get a money order. It didn’t work. Also, I linked it with dosh, mileage plus shopping and Rakuten, but as of right now I didn’t receive any confirmation saying the deal went though. Do you guys think it counts as MS on Amex cards? I have a bonvoy biz.


MC’s do indeed work at WM. Just not easily. I understand not wanting to walk someone through a process that is very finicky…but I just used a MC at WM yesterday


Is there a cap on dosh cashback? I bought vgc from office depot last few days and almost every transaction went through as cash back?


Have a couple amex staples 40-10 offers, wondering if the cashier would let me split the $200 to 5 cards with $40 each, lol


Hey, Nick! The current Office Depot / Officemax VGC deal isn’t on your “Current Deals” page. Just FYI…


Thanks for warning people about the fraud problem, which I experienced myself. But I believe that was mainly with U.S. Bank-issued cards. I’ve not seen widespread reports of problems with MetaBank-issued cards. I’ve used hundreds of MetaBank Visa GCs and more recently several MasterCard GCs with no problem. This looks to be (99% certain) a MetaBank, not U.S.-Bank, whose GCs I haven’t seen at Staples in some time now.

Ed. C

The link in the article to the Office Depot / Office Max deal is from April as are most of the comments to this article. Was this just a bad cut and paste jib????


Yes, and I just made a trip to Office Depot and embarrassed myself because there was no such deal going on… #sad

[…] you stocked up on last week’s fee-free Mastercard deal at Staples, this could be an easy way to liquidate those gift cards from the comfort of home, albeit at a […]

[…] transfer bonus. With nearly two months before it expires, there is plenty of time to hit up that fee-free Mastercard Gift Card deal at Staples this week or your other favorite way of increasing credit card spend in order to build up some more […]

Eric C

With $200 Meta MCGCs, do you still need to do the “Change Payment” method at WM? Or was that just a USB MCGC thing?


That’s a MC thing at WMT. Always have a backup Visa ready because if you miss the button the first time, it won’t appear again.


“What’s more, the ad does not mention a limit per customer or transaction.”

Except the ad does specifically state “Limit 1 per customer”.


YMMV on enforcement, indeed, but my experience is that Staples stores are becoming stricter on this. One store that used to let me buy 20 fee-free now enforces the limit of 1.

[…] is $60 to get this bonus. Still, that might be worthwhile in conjunction with next week’s fee-free Mastercard gift cards if you do not have a card that earns a better return on office supply purchases and/or are looking […]


I have a chase offer for 10% off Staples purchase. Will it work for gift card purchases?


Add card to Dosh – 3% on Staples I believe (probably a $5 limit)


Isn’t Dosh for Staples online only?


Oddly enough, I noticed that after pressed post. Could not figure out how to delete.


Do you think this would stack with AMEX offer of 10% off staples purchases?