Almost two years ago to the week, Wells Fargo released a new cash back credit card called the Attune World Elite Mastercard. The card was quite an oddball, with an array of 4x categories that weren’t bonused via most other cards, like Disney World tickets, dance classes, marinas, campgrounds, tourist attractions, barbershops, and a lot more.
A couple of days ago, Wells Fargo stopped accepting new applications for the Attune card, as part of its “ongoing approach to refine our product offerings and deliver strong customer value.”
However, there is a silver lining. Wells Fargo has told us that benefits will remain unchanged for current cardholders, and it doesn’t plan to transition anyone to another product. This should allow current fans to continue to enjoy the boosted earnings on the quirky smörgåsbord of bonus categories the card offers.
Key Card Details
| Card Offer and Details |
|---|
 ⓘ $0 1st Yr Value EstimateClick to learn about first year value estimates None Non-Affiliate This card is no longer availableNo Annual Fee Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: This could be a good fit for those who spend a lot in the card's 4X categories. Earning rate: 4X self-care (gym memberships, at spas / massage parlors, and barber shops / salons) ✦ 4X sports, recreation, and entertainment ✦ 4X "planet-friendly purchases" like EV charging stations, riding public transportation, and purchasing select second hand and vintage ✦ 1X everywhere else Base: 1% Card Info: Mastercard World Elite issued by Wells. This card imposes foreign transaction fees. Noteworthy perks: Cell phone protection |
Eulogy
When the Attune was first released, we thought it was a bit of a snoozer. It featured a tiny modest welcome bonus, and the headline bonus category was “4% back on self-care”, calling out “gym, fitness, and wellness purchases” for that category. It seemed nice for folks with a pricey gym membership, but it didn’t seem very broad.
However, when we dug in a bit, we found quite a few categories that might command a lot of spending for some folks that would usually go unbonused. While those will again go untended, the good news is that those folks who found an answer in the Attune card can still go forth and conquer, as it sounds like existing cards will be allowed to remain in their current form indefinitely.
RIP Attune, we never knew ye. As a final tribute, and for posterity’s sake, here’s the full list of 4x categories that the card offered:
- Self Care
- Beauty and Barber Shops
- Gym Memberships and Fitness Studios
- Health and Beauty Spas
- Massage Parlors
- Sports, Recreation, and Entertainment
- Create and Collect
- Artist's Supply and Craft Shops
- Camera and Photographic Supply Stores
- Hobby, Toy, and Game Shops
- Photofinishing Laboratories and Photo Developing
- Sewing, Needlework, Fabric and Piece Goods Stores
- Gardening and Floral
- Florist
- Florists Supplies Nursery Stock and Flowers
- Nurseries and Lawn and Garden Supply Stores
- Other Recreation and Leisure Activities
- Aquariums, Seaquariums, Dolphinariums, and Zoos
- Amusement Parks
- Billiard and Pool Establishments
- Bowling Alleys
- Circuses, Carnivals, and Fortune Tellers
- Dance Halls, Studios and Schools
- Public Golf Courses
- Recreation Services Not Elsewhere Classified
- Sporting and Recreational Camps
- Tourist Attractions and Exhibits
- Trailer Parks and Campgrounds
- Pet Care
- Pet Shops, Pet Foods, and Supplies Stores
- Other Miscellaneous Services
- Sports and Recreational Equipment
- Bicycle Shops – Sales and Service
- Boat Rentals and Leasing
- Marinas, Marine Service, and Supplies
- Motor Home and Recreational Vehicle Rentals
- Sports and Riding Apparel Stores
- Sporting Goods Stores
- Sports and Live Entertainment Tickets
- Bands, Orchestras, and Miscellaneous Entertainers
- Commercial Sports, Professional Sports Clubs, Athletic Fields, and Sports Promoters
- Ticket Agencies and Theatrical Producers
- Streaming, Music, Movies, and Books
- Book Stores
- Cable and Other Pay Television
- Digital Goods Media – Books, Movies, Digital artwork/images, Music
- DVD/Video Tape Rental Stores
- Large Digital Goods Merchant
- Motion Picture Theaters
- Music Stores – Musical Instruments, Pianos, and Sheet Music
- Record Stores
- Create and Collect
- Planet-Friendly Purchases
- Antique Shops
- Used Merchandise and Secondhand Store
- Bus Lines
- EV Charging Stations
- Local and Suburban Commuter Passenger Transportation, including Ferries
- Passenger Railways (Amtrak, Brightline, etc.)
- Other Transportation Services (Citi Bike, Lime, Zipcar, etc.)
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Oh no, just when I got ready to launch my super yacht…
Weird as this card was, it was something unique for WF. Unless they add transfer partners or figure out some other way to stand out it is hard to see them as much of a competitor, especially given that they don’t have the greatest reputation to start with.
Have you been under a rock? Wells Fargo has transfer partners.
Yes, of course. Just not very many.
Add Air Canada, Emirates, and Singapore at the very least to be competitive
It is still possible to get the card over the phone, although the wells system doesn’t give the option, you have to get through the automated system and through to a representative who knows what they’re doing, and they can put in an application for you over the phone
I couldn’t get a rep able/willing to make the application after three calls. 🙁
you called credit services?
they may have stopped taking applications for it by now…
Same here. I couldn’t find a rep that could do it.
Anything that has good multipliers is getting nerfed right now.
Thanks TIM, you are the only reason I still read FM daily!
What about product changing to it?
As soon as I heard about this I called to try to product change my Autograph to the Attune card, but no luck. The issue, though, was that my Autograph card wasn’t eligible for any product changes. It might be possible to product change from a WF cash back card to Attune. I’m hoping someone will try it and report back!
I just checked with the Premier Banking desk trying to change either my Autograph or my legacy Wells Advisors Visa Signature card to an Attune. “No soup for you”
DP: I checked the product change options online for my old WF Active Cash and Attune was not an option (only Autograph was), but admittedly I did not bother to try calling