Chase has been steadily hacking away at the value of its Pay Yourself Back (PYB) Program, whittling down both categories and redemption rates on Ultimate Reward(UR)-earning cards. At the same time, it has added PYB options for Southwest, Aeroplan and United cards, although the value for redeeming Southwest points is poor. Previously, Ink cardholders could … Continue reading Chase “Pay Yourself Back” Complete Guide (updated categories)