(More referrals needed) 150K Platinum and 90K Gold card offers once again available via some referrals


Update 8/3/22: We’ve worked our way through nearly all reader referral links on the Amex Platinum 150k thread on Facebook. If you have an Amex Platinum card that always offers 150,000 Membership Rewards points for referrals no matter how the referral link is opened, please feel free to add it on this thread. Please read the instructions in that original Facebook post for where to leave your referral link in the thread rather than just leaving it as a comment at the bottom of that post. Links shouldn’t be left on this blog post as they’ll get caught by the spam filter and won’t be published.


The most recent round of offers on the consumer Amex Platinum card and Amex Gold card expired overnight last night. Existing referral links generated from those cards also expired overnight. Unfortunately, the dining bonuses that were previously associated with these cards have been dropped, but there are still huge offers available on both cards via some referrals. Once again, only select people can generate links to the elevated offers and we are featuring reader referrals to these increased offers since we always want readers to have access to the best publicly-available offers on our Best Offers page.

close up of a paper

The Offers & Key Card Details

Click the card names below to go to our individual card pages to find more information and links to apply.

Card Offer and Details
150K points after $8K spend in 6 months. Terms apply.
$695 Annual Fee
Alternate Offer: Resy Offer: 100K after $8K spend in 6 months plus 10x at restaurants for first 6 months (up to $25K max spend) See here for details.
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Recent better offer: 150K after $6k spend (referral only, expired 10/23)
FM Mini Review: This card is absolutely loaded with high end perks. Depending upon your situation, those perks may be worth the annual fee or much more.
Earning rate: 5X points for flights booked directly with airlines or with American Express Travel ✦ 5X points for prepaid hotels booked through American Express Travel
Base: 1X (1.55%)
Travel: 5X (7.75%)
Card Info: Amex Pay Over Time Card issued by Amex. This card has no foreign currency conversion fees.
Noteworthy perks: Up to $200 a year in statement credits for incidental fees at one qualifying airline per calendar year ✦ $200 prepaid hotel credit per calendar year valid on Fine Hotels & Resorts and The Hotel Collection bookings ✦ Up to $20 per month rebate for Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, SiriusXM, and/or The Wall Street Journal ✦ $15 monthly Uber or Uber Eats credit ($20 in December, use it or lose it each month) ✦ $189 CLEAR fee reimbursement per calendar year ✦ $12.95 (+tax) monthly credit for Walmart+ monthly membership subscription credit when you pay with Platinum card ✦ Up to $100 in credits annually for purchases at Saks Fifth Avenue (up to $50 in credits semi-annually) ✦ Priority Pass membership (Lounges only) with 2 guests and other airport lounge benefits (Centurion and Delta) ✦ Rental car elite status ✦ Marriott Gold status ✦ Hilton Honors Gold status Enrollement required for some benefits. Terms Apply. (Rates & Fees)
Card Offer and Details
90K points after $6K in purchases in the first 6 months. Terms apply. (Rates & Fees)
$250 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Recent better offer: 90K after $4K in the first 6 months + 20% back at restaurants for the first 12 months up to $250 back [Expired 6/8/22]
FM Mini Review: This card offers an awesome return on US supermarket and worldwide dining spend, putting it at or near the top-of-class in both categories. Dining credits and Uber / Uber Eats credits go a long way towards reducing the sting of this card's annual fee.
Earning rate: 3X points for flights booked with airlines or on amextravel.com ✦ 4x points at US Supermarkets (up to $25K in purchases, then 1x) ✦ 4x at restaurants worldwide ✦ 1X points on other purchases. Terms apply. (Rates & Fees)
Base: 1X (1.55%)
Travel: 3X (4.65%)
Dine: 4X (6.2%)
Grocery: 4X (6.2%)
Card Info: Amex Pay Over Time Card issued by Amex. This card has no foreign currency conversion fees.
Noteworthy perks: Up to $10 in statement credits monthly with participating dining partners (Goldbelly, Wine.com, Milk Bar, Shake Shack, Seamless/Grubhub, Cheesecake Factory) ✦ $10 monthly Uber or Uber Eats credit (use it or lose it each month) ✦ $100 hotel credit on qualifying charges on stays of 2 nights or longer, plus a room upgrade upon arrival, if available with The Hotel Collection at americanexpress.com/hc ✦ Enrollment required for select benefits.

Quick Thoughts

As you can see above, the new offers maintain the same number of bonus points as previous offers but are missing the dining bonuses that previously stacked on top of the intro spending offer bonus points.

That said, these are still huge offers for those interested in the Platinum card or Gold card. In any year other than 2021 or 2022, the chance to earn a hundred and fifty thousand transferable points with a reasonable amount of spend would be a major headline.

It’s worth noting that both cards are once again available through restaurant reservation website Resy and the Resy offers do include restaurant bonuses, albeit with fewer bonus points. Still, those offers will be a better deal for some and are found under the “Alternate Offer” section on our individual card pages. The Resy offer for the Platinum card includes 125K bonus points after $6K in purchases in the first 3 months and also includes 10x at restaurants for the first 6 months on up to $25K in purchases. If you’ll spend more than a few hundred dollars per month at restaurants, that offer could be better. If you’re planning a special event like a wedding or a holiday party with a vendor that codes as a restaurant and you can max out the $25K at 10x (I always recommend a smaller test purchase to be sure the vendor codes properly!), you could earn a total of 375,000 points from that offer. While not as many points as I earned buying a minivan earlier this year, that’s still an awesome deal.

The Resy version of the Gold card may be more appealing if you only value Membership Rewards points at our Reasonable Redemption Value, though if you value Membership Rewards points a bit higher than our conservative values, you will probably prefer the additional points from the referral offer.

Speaking of referrals, keep in mind that once again only some cardholders have the ability to refer to these offers. Despite having a plethora of cards, we were not targeted for the direct links to these increased offers in my household. And once again, we are asking readers for their referral links so that we can rotate in new reader links every day on our Best Offers page. If you have the direct link to either the 90K Gold card offer or the 150K Platinum card offer, find the appropriate referral threads in our Frequent Miler Insiders group and leave your link as a reply to the first comment as per the thread instructions you’ll read there. Only direct links to those two offers please and be sure to follow the lead of others and post your referral link only in the appropriate place under the current referral threads. Links left in the comments on this post will get caught in our spam filter and will not publish.

Overall, I’m glad to see Amex march on with more easy points. The fact that they are keeping around these massive elevated offers as the decreased offers gives me hope that we haven’t yet neared the end of the points parade.

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