(More referrals needed) 150K Platinum and 90K Gold card offers once again available via some referrals


Update 8/3/22: We’ve worked our way through nearly all reader referral links on the Amex Platinum 150k thread on Facebook. If you have an Amex Platinum card that always offers 150,000 Membership Rewards points for referrals no matter how the referral link is opened, please feel free to add it on this thread. Please read the instructions in that original Facebook post for where to leave your referral link in the thread rather than just leaving it as a comment at the bottom of that post. Links shouldn’t be left on this blog post as they’ll get caught by the spam filter and won’t be published.


The most recent round of offers on the consumer Amex Platinum card and Amex Gold card expired overnight last night. Existing referral links generated from those cards also expired overnight. Unfortunately, the dining bonuses that were previously associated with these cards have been dropped, but there are still huge offers available on both cards via some referrals. Once again, only select people can generate links to the elevated offers and we are featuring reader referrals to these increased offers since we always want readers to have access to the best publicly-available offers on our Best Offers page.

The Offers & Key Card Details

Click the card names below to go to our individual card pages to find more information and links to apply.

Card Offer and Details
The Platinum Card® from American Express
150K points + $200 in statement credits
150K after $6K spend in 6 months + $200 in statement credits for purchases in the first 3 months. Terms apply.
(Offer Expires 6/7/2023)

$695 Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Alternate offer: Resy Offer: 100K after $6K spend in 6 months plus 10x dining for 6 months on up to $25K spend. Terms apply.

Recent better offer: 125K after $6K in the first 6 months + 15x when you Shop Small in the US and at restaurants worldwide on up to $25K in eligible purchases in the first 6 months [Expired 1/20/22]

FM Mini Review: This card is absolutely loaded with high end perks. Depending upon your situation, those perks may be worth the annual fee or much more.

Card Type: Amex Pay Over Time Card


Earning rate: 5X points for flights booked directly with airlines or with American Express Travel ⚬ 5X points for prepaid hotels booked through American Express Travel

Noteworthy perks: ⚬ $200 Airline Fee Credit. Up to $200 a year in baggage fees and more at one qualifying airline ⚬ $200 prepaid hotel credit annually valid on Fine Hotels & Resorts and The Hotel Collection bookings. ⚬ Up to $300 in Equinox credits. ⚬ Up to $20 per month rebate for select digital entertainment services (NY Times, ESPN+, Disney+, Hulu, Peacock, Sirius XM, Audible) ⚬ $189 CLEAR fee reimbursement annually. ⚬ Up to $200 for Uber rides annually. Credit and Uber VIP status for Basic Member only ⚬ $300 credit when buying a SoulCycle bike directly from SoulCycle (up to 15 bikes per year) ⚬ $12.95 monthly credit for Walmart+ monthly membership subscription credit. ⚬ Up to $100 in credits annually for purchases at Saks Fifth Avenue (up to $50 in credits semi-annually, enrollment required) ⚬ Card members are eligible to receive a statement credit every 4 years for the application fee for Global Entry fee when charged to an aligible card and a statement credit every 4.5 years for the application fee for TSA PreCheck® when charged to an eligible card ⚬ Priority Pass membership (Lounges only) with 2 guests and other airport lounge benefits (Centurion and Delta) ⚬ Rental car elite status ⚬ Marriott Gold status ⚬ Hilton HHonors Gold status ⚬ Free Gold card AUs. Terms Apply. (Rates & Fees)

See also: Amex Platinum Guide

Card Offer and Details
American Express® Gold Card
90K points + $200 in statement credits
90K points after $4K in purchases in the first 6 months + $200 statement credit for purchases in the first 3 months. Terms apply. (Rates & Fees)
(Offer Expires 6/7/2023)

$250 Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: 90K after $4K in the first 6 months + 20% back at restaurants for the first 12 months up to $250 back [Expired 6/8/22]

FM Mini Review: This card offers an awesome return on US supermarket and worldwide dining spend, putting it at or near the top-of-class in both categories. Dining credits and Uber / Uber Eats credits go a long way towards reducing the sting of this card's annual fee.

Card Type: Amex Pay Over Time Card


Earning rate: 3X points for flights booked with airlines or on amextravel.com ⚬ 4x points at US Supermarkets (up to $25K in purchases, then 1x) ⚬ 4x at restaurants worldwide ⚬ 1X points on other purchases. Terms apply. (Rates & Fees)

Noteworthy perks: Up to $10 in statement credits monthly with participating dining partners (Goldbelly, Wine.com, Milk Bar, Shake Shack, Seamless/Grubhub, Cheesecake Factory) ⚬ $10 monthly Uber or Uber Eats credit (use it or lose it each month) ⚬ $100 hotel credit on qualifying charges on stays of 2 nights or longer, plus a room upgrade upon arrival, if available with The Hotel Collection at americanexpress.com/hc ⚬ Enrollment required for select benefits.

Quick Thoughts

As you can see above, the new offers maintain the same number of bonus points as previous offers but are missing the dining bonuses that previously stacked on top of the intro spending offer bonus points.

That said, these are still huge offers for those interested in the Platinum card or Gold card. In any year other than 2021 or 2022, the chance to earn a hundred and fifty thousand transferable points with a reasonable amount of spend would be a major headline.

It’s worth noting that both cards are once again available through restaurant reservation website Resy and the Resy offers do include restaurant bonuses, albeit with fewer bonus points. Still, those offers will be a better deal for some and are found under the “Alternate Offer” section on our individual card pages. The Resy offer for the Platinum card includes 125K bonus points after $6K in purchases in the first 3 months and also includes 10x at restaurants for the first 6 months on up to $25K in purchases. If you’ll spend more than a few hundred dollars per month at restaurants, that offer could be better. If you’re planning a special event like a wedding or a holiday party with a vendor that codes as a restaurant and you can max out the $25K at 10x (I always recommend a smaller test purchase to be sure the vendor codes properly!), you could earn a total of 375,000 points from that offer. While not as many points as I earned buying a minivan earlier this year, that’s still an awesome deal.

The Resy version of the Gold card may be more appealing if you only value Membership Rewards points at our Reasonable Redemption Value, though if you value Membership Rewards points a bit higher than our conservative values, you will probably prefer the additional points from the referral offer.

Speaking of referrals, keep in mind that once again only some cardholders have the ability to refer to these offers. Despite having a plethora of cards, we were not targeted for the direct links to these increased offers in my household. And once again, we are asking readers for their referral links so that we can rotate in new reader links every day on our Best Offers page. If you have the direct link to either the 90K Gold card offer or the 150K Platinum card offer, find the appropriate referral threads in our Frequent Miler Insiders group and leave your link as a reply to the first comment as per the thread instructions you’ll read there. Only direct links to those two offers please and be sure to follow the lead of others and post your referral link only in the appropriate place under the current referral threads. Links left in the comments on this post will get caught in our spam filter and will not publish.

Overall, I’m glad to see Amex march on with more easy points. The fact that they are keeping around these massive elevated offers as the decreased offers gives me hope that we haven’t yet neared the end of the points parade.

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I have a 90k welcome offer link for the AmEx Gold card. My Gold card is my favorite card, hands down. I earn enough from our everyday spending to take multiple family trips each year thanks to the 4x on dining and groceries. The generous earning rate plus other card perks (Uber cash and dining credits) more than make up for the annual fee.


I have 90k and 150k referral links for Gold and Plat resp. PM me if anyone is interested sirisan.kar94 g m a il


I have a 90k referral for the gold if anyone is interested. DM for link


Are the referrals good for upgrades from gold and not new accounts


Is there any way to share a link with you if we don’t have Facebook? The quality of the content on this site is great, and I’m sure your Facebook group is just as good and probably better, but I was hoping to avoid selling my soul to Facebook just for this…


Agreed ☝️

Arsh Bhatti

If you could post the offer here, I would be really grateful. I don’t have access to the fb group either.
Or if you could email it to me.

Bhavyansh Sabharwal

Hey, if you are still looking, here is the 150k offer


There is 150k and 85k Business platinum and gold offers that beats the best available. Thoughts on starting new thread?


I have a link but no facebook to post it 😐


Too bad.

My 150k referral link only works in incognito

Arsh Bhatti

Can you post the link here please


I’ve got a personal Gold card, but in the referral page I can only see both Hilton cards. Is there a special area to see Gold card referrals?


Anyone still have the 150K offer with 10X on restaurants. Now that was a killer referal.


get from RESY


checked all cards of p1/p2/p3 and nothing 🙁 (all the same offers)
75k on personal gold ($4k spend in 6 months)
45k on pers green ( $2k in 6 months)
100k plat ($6k in 6 months)


I hope I put my referral link in the right place. I have a Platinum 150K offer link. The “this thread” link (the first link in your post) goes to the “AMEX GOLD CARD 90K OFFER REFERRAL THREAD“. I posted my platinum there even though that thread is for Gold Card links since that’s what you instructed us to do. Let me know if I should have posted it somewhere else.

Last edited 7 months ago by Terry

Hey Terry couldn’t find your 150k Plat link. Please send it at psb4ever at pm.me I might use it. Thanks.


Mae, I can’t find it on the FM Insiders group now either. Maybe they didn’t approve my post. In any case, I went to americanexpress.com to get the link again, and now it’s only a $100k offer.


Thanks Terry


So many Amex SUBs! It’s been a struggle to find organic spend to meet them. I guess I have to do more digging for MS opportunities…


How to post a referral link?

Last edited 9 months ago by PhatMiles

Amex doesn’t seem to allow me to refer people even though I have the Platinum card. I am able to refer people through my other cards. Any tricks to this?


Curious. This seems to have been posted after the offer expired on the 8th, Why?


Love ya, but really? $1978 first year value for Amex Plat? Are there more than three people using the Equinox benny? Or the other stupid, crappy bennies like Hilton Gold (yeah, that’s hard to come by, said no one) or Uber credit you never use, or the Soul Cycle discount on your first 15 bike purchases each year. How are those great Centurion Club bennies working for you? Oh, the clubs are too crowded, you say? How many hours a year does one have to devote to maxing out the FHR offer? Finding something you really don’t need at Saks, 2x a year? Or the other expensive “deals”? Anyway, maybe put down the Kool Aid, knock off 1/3 (~ $600) of the perceived value, and call it a day. When everything is awesome, nothing is.

Greg The Frequent Miler

Most of the things you mentioned aren’t included in the first year value. If you hover your mouse over the $ amount, you’ll see a note that says that airline fee reimbursements and prepaid hotel credits were valued at 90% and Uber and Saks credits were valued at 25% face value. The vast majority of the first year value comes from the 150K points at 1.55 RRV = $2,325. Then we subtract out the first year annual fee and an overestimated “cost” of meeting minimum spend (we assume 3% of the minimum spend amount is opportunity cost vs signing up for a card that offers 3% in first year).

Biggie F

What’s interesting here is what the assessed value of the 150K MR points should be. I’m thinking here about Nick’s article about pre-emptive transfer of MR points to partners. One thing you pick up if you read blogs long enough and think about this long enough is that the value of points (relative to $$) changes a lot as you shift your perspective.


I am liking the Amex points parade and my wife and I re-upped our Amex Platinums for another year since the retention bonus offered for both cards was generous enough to stick it out one more year. Next year though, we will probably ditch them and sign up for them via our Charles Schwab accounts and hopefully the sign up bonuses will still be as good as they are now

Biggie F

Nick, I’m totally with you on the idea that under certain circumstances you can definitely get 1.5 cents of value (or more) from an MR point …

… just as I am with you in thinking that the (hypothetical in my case, since I don’t [yet] have a Schwab card) 1.1 cent metric for figuring out the price at which you are (I am) buying AF points given different transfer bonues is a great way to think through whether it is worth doing.

I just have a hard time making these notions completely cohere. But that’s okay; as that great pioneer in the miles and points game, Ralph Waldo Emerson, put it, “A foolish consistency is the hobgoblin of little minds.”