Updates:
- This post now includes indirect transfer partners (transfer to one program in order to then transfer to another)
- Added Brex transfer partners
In my opinion, transferable points programs are the most valuable points to accumulate. These points can often be used at better than 1 cent per point value to book travel. Even better, points can be strategically transferred to airline and hotel programs when valuable awards are available. This page details all of the point transfers available from a number of bank programs as well as from Marriott Bonvoy.
If you prefer spreadsheets, you can find the Google Docs version of this post here.
For more about transferable points programs, please see: Transferable Points Programs Compared.
Table of Contents
Tips
Read all about each program:
- Amex Membership Rewards Complete Guide
- Brex Cash
- Capital One “Rewards miles” Complete Guide
- Chase Ultimate Rewards Complete Guide
- Citi ThankYou Rewards Complete Guide
- Marriott Bonvoy Complete Guide
Don’t transfer yet: Don’t transfer points until high value awards are available and you are ready to book them. Transfers are one-way only. Transferable points are valuable for their flexibility. Once you transfer, you are locked into a single program that may or may not have awards available.
Share points: Most of the guides listed above detail how to share points with others.
Watch for transfer bonuses: Amex and Citi often offer improved transfer ratios through limited time transfer bonuses. And, sometimes airlines offer bonuses for transfers from hotels so that can be a good way to use Marriott points.
It’s sometimes cheaper to pay with points: Most bank programs offer ways to pay for travel with points rather than transferring those points to airline or hotel programs. Sometimes you’ll spend fewer points this way.
Current Transfer Bonuses
Here is a list of all of the current transfer bonuses we’re aware of:
| Transfer From | Transfer Bonus Details | End Date Sortable |
|---|---|---|
| Capital One | 5K bonus TAP Air Portugal miles when you transfer 5K from Capital One This is a one-time bonus: make your first transfer of 5K miles and TAP will give a bonus 5K miles. | 2021/05/31 |
| Amex | 15% transfer bonus: Amex Membership Rewards to Avianca LifeMiles | 2021/05/31 |
| Amex | 40% transfer bonus American Express Membership Rewards to Marriott | 2021/06/15 |
| Amex | 40% transfer bonus American Express Membership Rewards to Hilton | 2021/06/15 |
Transfer Points to Airline Loyalty Programs
In most cases it is free to transfer points. One exception is with Amex. For transfers to US airlines only, Amex usually charges an “excise tax offset fee” of $0.0006 per point (with a maximum fee of $99). Airlines subject to this fee are noted below. Note though that Amex has waived these fees during the COVID pandemic.
Only the first 10 airline programs in our database are shown below automatically. Click “next” or use the search box to find what you’re looking for.
| Rewards Program | Amex Transfer Ratio | Chase Transfer Ratio | Citi Transfer Ratio | Marriott Transfer Ratio | Capital One Transfer Ratio | Brex Transfer Ratio |
|---|---|---|---|---|---|---|
| Aegean Miles + Bonus | 60K to 25K | |||||
| Aeroflot Bonus | 60K to 25K | |||||
| AeroMexico ClubPremier | 1 to 1.6 | 1 to 1 | 60K to 25K | 1 to 1 | 1 to 1 | |
| Air Canada Aeroplan | 1 to 1 | 60K to 25K | 1000 to 750 | |||
| Air China Phoenix Miles | 60K to 25K | |||||
| Air France KLM Flying Blue | 1 to 1 | 1 to 1 | 1 to 1 (instant) | 60K to 25K | 1000 to 750 | 1 to 1 |
| Air New Zealand Air Points | 60K to 307 | |||||
| Alaska MileagePlan | 60K to 25K | |||||
| Alitalia MilleMiglia | 1 to 1 | 60K to 25K | 1000 to 750 | |||
| American AAdvantage | 60K to 25K | |||||
| ANA Mileage Club | 1 to 1 | 60K to 25K | ||||
| Asiana | 60K to 25K | |||||
| Avianca LifeMiles | 1 to 1 | 1 to 1 (instant) | 60K to 25K | 1 to 1 | 1 to 1 | |
| Avios | 1 to 1 | 1 to 1 | 60K to 25K | 1000 to 750 | ||
| Cathay Pacific Asia Miles | 1 to 1 | 1 to 1 (instant) | 60K to 25K | 1 to 1 | 1 to 1 | |
| China Eastern Airlines | 60K to 25K | |||||
| China Southern Airlines’ Sky Pearl Club | 60K to 25K | |||||
| Copa Airlines ConnectMiles | 60K to 25K | |||||
| Delta SkyMiles | 1 to 1 plus excise tax | 60K to 25K | ||||
| Emirates Skywards | 1 to 1 | 1 to 1 (instant) | 1 to 1 | 60K to 25K | 1000 to 500 | 1 to 1 |
| Etihad Guest | 1 to 1 | 1 to 1 (~1 week) | 60K to 25K | 1 to 1 | ||
| EVA Air Infinity MileageLands | 1 to 1 (~2 days) | 1000 to 750 | ||||
| Finnair Plus+ | 1 to 1 | |||||
| Frontier Miles | 60K to 25K | |||||
| Hainan Airlines | 60K to 25K | |||||
| Hawaiian Miles | 1 to 1 plus excise tax | 60K to 25K | ||||
| JAL (Japan Airlines) Mileage Bank | 60K to 25K | |||||
| Jet Airways Inter Miles | 1 to 1 (instant) | 60K to 25K | ||||
| JetBlue | 250 to 200 plus excise tax | 1 to 1 | 1 to 1 (instant) | 60K to 12.5K | 1000 to 750 | 1 to 1 |
| Korean Airlines | 60K to 25K | |||||
| LATAM Pass | 60K to 25K | |||||
| Malaysia Enrich | 1 to 1 (~2 days) | |||||
| Miles & More | Suspended | |||||
| Multiplus | 60K to 25K | |||||
| Qantas Frequent Flyer | 1 to 1 | 1 to 1 (~2 days) | 60K to 25K | 1 to 1 | 1 to 1 | |
| Qatar Privilege Club | 1 to 1 (~2 days) | 60K to 25K | ||||
| Saudia Airlines | 60K to 25K | |||||
| Singapore Airlines KrisFlyer | 1 to 1 | 1 to 1 | 1 to 1 (~2 days) | 60K to 25K | 1000 to 500 | 1 to 1 |
| South African Airways Voyager | 60K to 25K | |||||
| Southwest Rapid Rewards | 1 to 1 | 60K to 25K | ||||
| TAP Air Portugal | 60K to 25K | 1 to 1 | ||||
| Thai Airways International Royal Orchid Plus | 1 to 1 (~1 week) | 60K to 25K | ||||
| Turkish Airlines Miles & Smiles | 1 to 1 (~2 days) | 60K to 25K | 1000 to 750 | |||
| United MileagePlus | 1 to 1 (instant) | 60K to 27.5K | ||||
| Virgin Atlantic Flying Club | 1 to 1 | 1 to 1 | 1 to 1 (instant) | 60K to 25K | ||
| Virgin Australia Velocity Frequent Flyer | 60K to 25K | |||||
| Vueling Club | 60K to 25K |
Indirect Transfers to Airline Loyalty Programs
It’s often possible to transfer first to one program and from there transfer to another. Only the first 5 indirect transfer options in our database are shown below automatically. Click “next” or use the search box to find what you’re looking for.
| Rewards Program | Amex Indirect Transfer | Chase Indirect Transfer | Citi Indirect Transfer | Marriott Indirect Transfer | Capital One Indirect Transfer | Brex Indirect Transfer |
|---|---|---|---|---|---|---|
| AeroMexico ClubPremier | 50K to 50K via Hyatt | |||||
| Air China Phoenix Miles | 50K to 40K via Hyatt | |||||
| American AAdvantage | 50K to 25K via Hyatt | |||||
| ANA Mileage Club | 50K to 25K via Hyatt | |||||
| Asiana | 50K to 25K via Hyatt | |||||
| Cathay Pacific Asia Miles | 50K to 25K via Hyatt | |||||
| China Southern Airlines’ Sky Pearl Club | 50K to 25K via Hyatt | |||||
| Delta SkyMiles | 50K to 25K via Hyatt | |||||
| Etihad Guest | 50K to 25K via Hyatt | |||||
| Hawaiian Miles | 50K to 25K via Hyatt | |||||
| JAL (Japan Airlines) Mileage Bank | 50K to 25K via Hyatt | |||||
| Korean Airlines | 50K to 25K via Hyatt | |||||
| LATAM Pass | 50K to 50K via Hyatt | |||||
| Qantas Frequent Flyer | 50K to 30K via Hyatt | 6K to 3K via Accor | ||||
| Qatar Privilege Club | 50K to 25K via Hyatt | |||||
| Royal Brunei Royal Skies | 50K to 25K via Hyatt | |||||
| Thai Airways International Royal Orchid Plus | 50K to 25K via Hyatt | |||||
| Virgin Australia Velocity Frequent Flyer | 8K to 4K via Accor |
Transfer Points to Hotel Loyalty Programs
| Rewards Program | Amex Transfer Ratio | Chase Transfer Ratio | Citi Transfer Ratio | Marriott Transfer Ratio | Capital One Transfer Ratio | Brex Transfer Ratio |
|---|---|---|---|---|---|---|
| Accor Live Limitless | 1000 to 500 | |||||
| Choice | 1 to 1 | 1 to 1 (Not Yet Available) | ||||
| Hilton | 1 to 2 | |||||
| Hyatt | 1 to 1 | |||||
| IHG | 1 to 1 | |||||
| Marriott Bonvoy | 1 to 1 | 1 to 1 | ||||
| Wyndham | 1 to 1 |
Indirect Transfers to Hotel Loyalty Programs
It’s often possible to transfer first to one program and from there transfer to another:
| Rewards Program | Amex Indirect Transfer | Chase Indirect Transfer | Citi Indirect Transfer | Marriott Indirect Transfer | Capital One Indirect Transfer | Brex Indirect Transfer |
|---|---|---|---|---|---|---|
| Hilton | 10K to 15K via Virgin Atlantic | 10K to 15K via Virgin Atlantic | 120K to 75K via Virgin Atlantic | |||
| IHG | 10K to 10K via Virgin Atlantic | 10K to 10K via Virgin Atlantic | 120K to 50K via Virgin Atlantic | |||
| Wyndham | 2 to 1 via Hawaiian (1 to 1) then Caesar's Total Rewards (2 to 1) | 60K to 12.5K via Hawaiian (60K to 25K) then Caesar's Total Rewards (2 to 1) |
Transfer Points to Other Loyalty Programs
| Rewards Program | Amex Transfer Ratio | Chase Transfer Ratio | Citi Transfer Ratio | Marriott Transfer Ratio | Capital One Transfer Ratio | Brex Transfer Ratio |
|---|---|---|---|---|---|---|
| Shop Your Way Rewards | 1 to 10 |
Indirect Transfers to Other Loyalty Programs
It’s often possible to transfer first to one program and from there transfer to another:
| Rewards Program | Amex Indirect Transfer | Chase Indirect Transfer | Citi Indirect Transfer | Marriott Indirect Transfer | Capital One Indirect Transfer | Brex Indirect Transfer |
|---|---|---|---|---|---|---|
| Amtrak Guest Rewards | 12.5K to 5K via JetBlue | 10K to 5K via JetBlue | 10K to 5K via JetBlue | 13,333 to 5K via JetBlue | 10K to 5K via JetBlue |
See Also
- Amex Transfer Partners
- Capital One Transfer Partners
- Chase Transfer Partners
- Citi Transfer Partners
- Marriott Transfer Partners
