Transfer Partner Master List


Transfer Partner Master List Update 10/4/20: As of 1/1/2021, Amex Membership Rewards points will no longer transfer to El Al (H/T Travel With Grant).  El Al had awful award prices anyway, so I don’t see this as much of a loss.
Amex Transfer Partners

In my opinion, transferable points programs are the most valuable points to accumulate.  These points can often be used at better than 1 cent per point value to book travel.  Even better, points can be strategically transferred to airline and hotel programs when valuable awards are available.  This page details all of the point transfers available from a number of bank programs as well as from Marriott Bonvoy.

If you prefer spreadsheets, you can find the Google Docs version of this post here.

For more about transferable points programs, please see: Transferable Points Programs Compared.


Read all about each program:

Don’t transfer yet: Don’t transfer points until high value awards are available and you are ready to book them.  Transfers are one-way only.  Transferable points are valuable for their flexibility. Once you transfer, you are locked into a single program that may or may not have awards available.

Share points: Each of the guides listed above detail how to share points with others.

Watch for transfer bonuses: Amex and Citi often offer improved transfer ratios through limited time transfer bonuses.  And, sometimes airlines offer bonuses for transfers from hotels so that can be a good way to use Marriott points.

It’s sometimes cheaper to pay with points: Each of the bank programs offer ways to pay for travel with points rather than transferring those points to airline or hotel programs. Sometimes you’ll spend fewer points this way.

Current Transfer Bonuses

Here is a list of all of the current transfer bonuses we’re aware of:

Transfer Points to Hotel Loyalty Programs

Rewards ProgramAmex Transfer RatioChase Transfer RatioCapital One Transfer RatioIndirect Transfer Notes
Accor Live Limitless1000 to 500
Choice1 to 1
Hilton1 to 22 to 3** Transfer first to Virgin Atlantic, then convert Virgin Atlantic miles 1 to 1.5 to Hilton. Since Hilton points are usually worth only around .45 cents each towards free nights, this isn’t usually a good idea.
Hyatt1 to 1
IHG1 to 1*1 to 1* Transfer first to Virgin Atlantic, then convert Virgin Atlantic miles 1 to 1 to IHG. Note: I do not recommend this. See: Virgin Atlantic transfers to IHG no longer count towards status
Marriott Bonvoy1 to 11 to 1
Wyndham2 to 1*1000 to 750* Transfer to Hawaiian Airlines miles, then to Caesar's Total Rewards 2 to 1, then to Wyndham 1 to 1. Details here.

* In some cases it is possible to transfer to a hotel program indirectly by first transferring to a different program.  Transfer ratios with asterisks are the indirect transfers.

Transfer Points to Airline Loyalty Programs

In most cases it is free to transfer points.  One exception is with Amex.  For transfers to US airlines only, Amex usually charges an “excise tax offset fee” of $0.0006 per point (with a maximum fee of $99). Airlines subject to this fee are noted below.  Note though that Amex has waived these fees through 12/31/2020.

Only the first 10 airline programs in our database are shown below automatically.  Click “next” or use the search box to find what you’re looking for.

Rewards ProgramAmex Transfer RatioChase Transfer RatioCiti Transfer RatioMarriott Transfer RatioCapital One Transfer Ratio
Aegean Miles + Bonus60K to 25K
Aeroflot Bonus60K to 25K
AeroMexico ClubPremier1 to 1.61 to 160K to 25K1000 to 750
Air Canada Aeroplan1 to 160K to 25K1000 to 750
Air China Phoenix Miles60K to 25K
Air France KLM Flying Blue1 to 11 to 11 to 1
60K to 25K1000 to 750
Air New Zealand Air Points60K to 307
Alaska MileagePlan60K to 25K
Alitalia MilleMiglia1 to 160K to 25K1000 to 750
American AAdvantage60K to 25K
ANA Mileage Club1 to 160K to 25K
Asiana60K to 25K
Avianca LifeMiles1 to 11 to 1
60K to 25K1000 to 750
Avios1 to 11 to 160K to 25K6000 to 3000*
Cathay Pacific Asia Miles1 to 11 to 1
60K to 25K1000 to 750
China Eastern Airlines60K to 25K
China Southern Airlines’ Sky Pearl Club60K to 25K
Copa Airlines ConnectMiles60K to 25K
Delta SkyMiles1 to 1 plus excise tax60K to 25K
Emirates Skywards1 to 11 to 1
1 to 160K to 25K1000 to 500
Etihad Guest1 to 11 to 1
(~1 week)
60K to 25K1000 to 750
EVA Air Infinity MileageLands1 to 1
(~2 days)
1000 to 750
Finnair Plus+1000 to 750
Frontier Miles60K to 25K
Hainan Airlines60K to 25K
Hawaiian Miles1 to 1 plus excise tax60K to 25K
JAL (Japan Airlines) Mileage Bank60K to 25K
Jet Airways Inter Miles1 to 1
60K to 25K
JetBlue250 to 200 plus excise tax1 to 11 to 1
60K to 12.5K1000 to 750
Korean Airlines60K to 25K
LATAM Pass60K to 25K
Malaysia Enrich1 to 1
(~2 days)
Miles & MoreSuspended
Multiplus60K to 25K
Qantas Frequent Flyer1 to 11 to 1
(~2 days)
60K to 25K1000 to 750
Qatar Privilege Club1 to 1
(~2 days)
60K to 25K
Saudia Airlines60K to 25K
Singapore Airlines KrisFlyer1 to 11 to 11 to 1
(~2 days)
60K to 25K1000 to 500
South African Airways Voyager60K to 25K
Southwest Rapid Rewards1 to 160K to 25K
TAP Air Portugal60K to 25K
Thai Airways International Royal Orchid Plus1 to 1
(~1 week)
60K to 25K
Turkish Airlines Miles & Smiles1 to 1
(~2 days)
60K to 25K
United MileagePlus1 to 1
60K to 27.5K
Virgin Atlantic Flying Club1 to 11 to 11 to 1
60K to 25K
Virgin Australia Velocity Frequent Flyer60K to 25K8000 to 4000*
Vueling Club60K to 25K

See Also

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