Transfer Partner Master List Update 10/4/20: As of 1/1/2021, Amex Membership Rewards points will no longer transfer to El Al (H/T Travel With Grant). El Al had awful award prices anyway, so I don’t see this as much of a loss.
In my opinion, transferable points programs are the most valuable points to accumulate. These points can often be used at better than 1 cent per point value to book travel. Even better, points can be strategically transferred to airline and hotel programs when valuable awards are available. This page details all of the point transfers available from a number of bank programs as well as from Marriott Bonvoy.
If you prefer spreadsheets, you can find the Google Docs version of this post here.
For more about transferable points programs, please see: Transferable Points Programs Compared.
Tips
Read all about each program:
- Amex Membership Rewards Complete Guide
- Capital One “Rewards miles” Complete Guide
- Chase Ultimate Rewards Complete Guide
- Citi ThankYou Rewards Complete Guide
- Marriott Bonvoy Complete Guide
Don’t transfer yet: Don’t transfer points until high value awards are available and you are ready to book them. Transfers are one-way only. Transferable points are valuable for their flexibility. Once you transfer, you are locked into a single program that may or may not have awards available.
Share points: Each of the guides listed above detail how to share points with others.
Watch for transfer bonuses: Amex and Citi often offer improved transfer ratios through limited time transfer bonuses. And, sometimes airlines offer bonuses for transfers from hotels so that can be a good way to use Marriott points.
It’s sometimes cheaper to pay with points: Each of the bank programs offer ways to pay for travel with points rather than transferring those points to airline or hotel programs. Sometimes you’ll spend fewer points this way.
Current Transfer Bonuses
Here is a list of all of the current transfer bonuses we’re aware of:
| Transfer From | Transfer Bonus Details | End Date Sortable |
|---|---|---|
| Credit Card Points | Qantas Transfer Bonus: Get Up To 25% Bonus Points & Earn Status Credits (Targeted?) | 2020/11/30 |
| Chase | 30% Bonus: Chase Ultimate Rewards to Avios (British Airways, Iberia, Aer Lingus) | 2020/12/09 |
| Credit Card Points | 15% Bonus: Bank Points to Singapore KrisFlyer | 2020/12/27 |
Transfer Points to Hotel Loyalty Programs
| Rewards Program | Amex Transfer Ratio | Chase Transfer Ratio | Capital One Transfer Ratio | Indirect Transfer Notes |
|---|---|---|---|---|
| Accor Live Limitless | 1000 to 500 | |||
| Choice | 1 to 1 | |||
| Hilton | 1 to 2 | 2 to 3* | * Transfer first to Virgin Atlantic, then convert Virgin Atlantic miles 1 to 1.5 to Hilton. Since Hilton points are usually worth only around .45 cents each towards free nights, this isn’t usually a good idea. | |
| Hyatt | 1 to 1 | |||
| IHG | 1 to 1* | 1 to 1 | * Transfer first to Virgin Atlantic, then convert Virgin Atlantic miles 1 to 1 to IHG. Note: I do not recommend this. See: Virgin Atlantic transfers to IHG no longer count towards status | |
| Marriott Bonvoy | 1 to 1 | 1 to 1 | ||
| Wyndham | 2 to 1* | 1000 to 750 | * Transfer to Hawaiian Airlines miles, then to Caesar's Total Rewards 2 to 1, then to Wyndham 1 to 1. Details here. |
* In some cases it is possible to transfer to a hotel program indirectly by first transferring to a different program. Transfer ratios with asterisks are the indirect transfers.
Transfer Points to Airline Loyalty Programs
In most cases it is free to transfer points. One exception is with Amex. For transfers to US airlines only, Amex usually charges an “excise tax offset fee” of $0.0006 per point (with a maximum fee of $99). Airlines subject to this fee are noted below. Note though that Amex has waived these fees through 12/31/2020.
Only the first 10 airline programs in our database are shown below automatically. Click “next” or use the search box to find what you’re looking for.
| Rewards Program | Amex Transfer Ratio | Chase Transfer Ratio | Citi Transfer Ratio | Marriott Transfer Ratio | Capital One Transfer Ratio |
|---|---|---|---|---|---|
| Aegean Miles + Bonus | 60K to 25K | ||||
| Aeroflot Bonus | 60K to 25K | ||||
| AeroMexico ClubPremier | 1 to 1.6 | 1 to 1 | 60K to 25K | 1000 to 750 | |
| Air Canada Aeroplan | 1 to 1 | 60K to 25K | 1000 to 750 | ||
| Air China Phoenix Miles | 60K to 25K | ||||
| Air France KLM Flying Blue | 1 to 1 | 1 to 1 | 1 to 1 (instant) | 60K to 25K | 1000 to 750 |
| Air New Zealand Air Points | 60K to 307 | ||||
| Alaska MileagePlan | 60K to 25K | ||||
| Alitalia MilleMiglia | 1 to 1 | 60K to 25K | 1000 to 750 | ||
| American AAdvantage | 60K to 25K | ||||
| ANA Mileage Club | 1 to 1 | 60K to 25K | |||
| Asiana | 60K to 25K | ||||
| Avianca LifeMiles | 1 to 1 | 1 to 1 (instant) | 60K to 25K | 1000 to 750 | |
| Avios | 1 to 1 | 1 to 1 | 60K to 25K | 6000 to 3000* | |
| Cathay Pacific Asia Miles | 1 to 1 | 1 to 1 (instant) | 60K to 25K | 1000 to 750 | |
| China Eastern Airlines | 60K to 25K | ||||
| China Southern Airlines’ Sky Pearl Club | 60K to 25K | ||||
| Copa Airlines ConnectMiles | 60K to 25K | ||||
| Delta SkyMiles | 1 to 1 plus excise tax | 60K to 25K | |||
| Emirates Skywards | 1 to 1 | 1 to 1 (instant) | 1 to 1 | 60K to 25K | 1000 to 500 |
| Etihad Guest | 1 to 1 | 1 to 1 (~1 week) | 60K to 25K | 1000 to 750 | |
| EVA Air Infinity MileageLands | 1 to 1 (~2 days) | 1000 to 750 | |||
| Finnair Plus+ | 1000 to 750 | ||||
| Frontier Miles | 60K to 25K | ||||
| Hainan Airlines | 60K to 25K | ||||
| Hawaiian Miles | 1 to 1 plus excise tax | 60K to 25K | |||
| JAL (Japan Airlines) Mileage Bank | 60K to 25K | ||||
| Jet Airways Inter Miles | 1 to 1 (instant) | 60K to 25K | |||
| JetBlue | 250 to 200 plus excise tax | 1 to 1 | 1 to 1 (instant) | 60K to 12.5K | 1000 to 750 |
| Korean Airlines | 60K to 25K | ||||
| LATAM Pass | 60K to 25K | ||||
| Malaysia Enrich | 1 to 1 (~2 days) | ||||
| Miles & More | Suspended | ||||
| Multiplus | 60K to 25K | ||||
| Qantas Frequent Flyer | 1 to 1 | 1 to 1 (~2 days) | 60K to 25K | 1000 to 750 | |
| Qatar Privilege Club | 1 to 1 (~2 days) | 60K to 25K | |||
| Saudia Airlines | 60K to 25K | ||||
| Singapore Airlines KrisFlyer | 1 to 1 | 1 to 1 | 1 to 1 (~2 days) | 60K to 25K | 1000 to 500 |
| South African Airways Voyager | 60K to 25K | ||||
| Southwest Rapid Rewards | 1 to 1 | 60K to 25K | |||
| TAP Air Portugal | 60K to 25K | ||||
| Thai Airways International Royal Orchid Plus | 1 to 1 (~1 week) | 60K to 25K | |||
| Turkish Airlines Miles & Smiles | 1 to 1 (~2 days) | 60K to 25K | |||
| United MileagePlus | 1 to 1 (instant) | 60K to 27.5K | |||
| Virgin Atlantic Flying Club | 1 to 1 | 1 to 1 | 1 to 1 (instant) | 60K to 25K | |
| Virgin Australia Velocity Frequent Flyer | 60K to 25K | 8000 to 4000* | |||
| Vueling Club | 60K to 25K |
See Also
- Amex Transfer Partners
- Capital One Transfer Partners
- Chase Transfer Partners
- Citi Transfer Partners
- Marriott Transfer Partners
