Transfer Partner Master List

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Updates:

  • This post now includes indirect transfer partners (transfer to one program in order to then transfer to another)
  • Added Brex transfer partners

Amex Transfer Partners

In my opinion, transferable points programs are the most valuable points to accumulate.  These points can often be used at better than 1 cent per point value to book travel.  Even better, points can be strategically transferred to airline and hotel programs when valuable awards are available.  This page details all of the point transfers available from a number of bank programs as well as from Marriott Bonvoy.

If you prefer spreadsheets, you can find the Google Docs version of this post here.

For more about transferable points programs, please see: Transferable Points Programs Compared.

Tips

Read all about each program:

Don’t transfer yet: Don’t transfer points until high value awards are available and you are ready to book them.  Transfers are one-way only.  Transferable points are valuable for their flexibility. Once you transfer, you are locked into a single program that may or may not have awards available.

Share points: Most of the guides listed above detail how to share points with others.

Watch for transfer bonuses: Amex and Citi often offer improved transfer ratios through limited time transfer bonuses.  And, sometimes airlines offer bonuses for transfers from hotels so that can be a good way to use Marriott points.

It’s sometimes cheaper to pay with points: Most bank programs offer ways to pay for travel with points rather than transferring those points to airline or hotel programs. Sometimes you’ll spend fewer points this way.

Current Transfer Bonuses

Here is a list of all of the current transfer bonuses we’re aware of:

Transfer FromTransfer Bonus DetailsEnd Date Sortable

Transfer Points to Airline Loyalty Programs

In most cases it is free to transfer points.  One exception is with Amex.  For transfers to US airlines only, Amex usually charges an “excise tax offset fee” of $0.0006 per point (with a maximum fee of $99). Airlines subject to this fee are noted below.  Note though that Amex has waived these fees during the COVID pandemic.

Only the first 10 airline programs in our database are shown below automatically.  Click “next” or use the search box to find what you’re looking for.

Rewards ProgramAmex Transfer RatioChase Transfer RatioCiti Transfer RatioMarriott Transfer RatioCapital One Transfer RatioBrex Transfer Ratio
Aegean Miles + Bonus60K to 25K
Aeroflot Bonus60K to 25K
AeroMexico ClubPremier1 to 1.650K to 50K*1 to 160K to 25K1000 to 7501 to 1
Air Canada Aeroplan1 to 160K to 25K1000 to 750
Air China Phoenix Miles50K to 40K*60K to 25K
Air France KLM Flying Blue1 to 11 to 11 to 1
(instant)
60K to 25K1000 to 7501 to 1
Air New Zealand Air Points60K to 307
Alaska MileagePlan60K to 25K
Alitalia MilleMiglia1 to 160K to 25K1000 to 750
American AAdvantage50K to 25K*60K to 25K
ANA Mileage Club1 to 150K to 25K*60K to 25K
Asiana50K to 25K*60K to 25K
Avianca LifeMiles1 to 11 to 1
(instant)
60K to 25K1000 to 7501 to 1
Avios1 to 11 to 160K to 25K6000 to 3000*
Cathay Pacific Asia Miles1 to 150K to 25K*1 to 1
(instant)
60K to 25K1000 to 7501 to 1
China Eastern Airlines60K to 25K
China Southern Airlines’ Sky Pearl Club50K to 25K*60K to 25K
Copa Airlines ConnectMiles60K to 25K
Delta SkyMiles1 to 1 plus excise tax50K to 25K*60K to 25K
Emirates Skywards1 to 11 to 1
(instant)
1 to 160K to 25K1000 to 5001 to 1
Etihad Guest1 to 150K to 25K*1 to 1
(~1 week)
60K to 25K1000 to 750
EVA Air Infinity MileageLands1 to 1
(~2 days)
1000 to 750
Finnair Plus+1000 to 750
Frontier Miles60K to 25K
Hainan Airlines60K to 25K
Hawaiian Miles1 to 1 plus excise tax50K to 25K*60K to 25K
JAL (Japan Airlines) Mileage Bank50K to 25K*60K to 25K
Jet Airways Inter Miles1 to 1
(instant)
60K to 25K
JetBlue250 to 200 plus excise tax1 to 11 to 1
(instant)
60K to 12.5K1000 to 7501 to 1
Korean Airlines50K to 25K*60K to 25K
LATAM Pass50K to 50K*60K to 25K
Malaysia Enrich1 to 1
(~2 days)
Miles & MoreSuspended
Multiplus60K to 25K
Qantas Frequent Flyer1 to 150K to 30K*1 to 1
(~2 days)
60K to 25K1000 to 7501 to 1
Qatar Privilege Club50K to 25K*1 to 1
(~2 days)
60K to 25K
Royal Brunei Royal Skies50K to 25K*
Saudia Airlines60K to 25K
Singapore Airlines KrisFlyer1 to 11 to 11 to 1
(~2 days)
60K to 25K1000 to 5001 to 1
South African Airways Voyager60K to 25K
Southwest Rapid Rewards1 to 160K to 25K
TAP Air Portugal60K to 25K
Thai Airways International Royal Orchid Plus50K to 25K*1 to 1
(~1 week)
60K to 25K
Turkish Airlines Miles & Smiles1 to 1
(~2 days)
60K to 25K
United MileagePlus1 to 1
(instant)
60K to 27.5K
Virgin Atlantic Flying Club1 to 11 to 11 to 1
(instant)
60K to 25K
Virgin Australia Velocity Frequent Flyer60K to 25K8000 to 4000*
Vueling Club60K to 25K

* In some cases it is possible to transfer to an airline program indirectly by first transferring to a different program.  Transfer ratios shown above with asterisks are the indirect transfers.

Rewards ProgramIndirect Transfer Notes
AeroMexico ClubPremier* Transfer first to Hyatt. Transfer 50K from Hyatt to AeroMexico. Not recomended.
Air China Phoenix Miles* Transfer first to Hyatt. Transfer 50K from Hyatt to 40K Air China. Not recomended.
American AAdvantage* Transfer first to Hyatt. Transfer 50K from Hyatt to 25K AA. I don't recommend this.
ANA Mileage Club* Transfer first to Hyatt. Transfer 50K from Hyatt to 25K ANA. This could be useful for topping off the miles you need for an award.
Asiana* Transfer first to Hyatt. Transfer 50K from Hyatt to 25K Asiana. This could be useful for topping off the miles you need for an award.
Avios* Transfer first to Accor, then convert Accor points 3000 to 3000 to Iberia Avios
Cathay Pacific Asia Miles* Transfer first to Hyatt. Transfer 50K from Hyatt to 25K Cathay. I don't recommend this.
China Southern Airlines’ Sky Pearl Club* Transfer first to Hyatt. Transfer 50K from Hyatt to 25K China Southern. I don't recommend this.
Delta SkyMiles* Transfer first to Hyatt. Transfer 50K from Hyatt to 25K Delta. I don't recommend this.
Etihad Guest* Transfer first to Hyatt. Transfer 50K from Hyatt to 25K Etihad. I don't recommend this.
Hawaiian Miles* Transfer first to Hyatt. Transfer 50K from Hyatt to 25K Hawaiian. I don't recommend this. Please don't do this.
JAL (Japan Airlines) Mileage Bank* Transfer first to Hyatt. Transfer 50K from Hyatt to 25K JAL. This could be useful for topping off the miles you need for an award.
Korean Airlines* Transfer first to Hyatt. Transfer 50K from Hyatt to 25K Korean. This could be useful for topping off the miles you need for an award.
LATAM Pass* Transfer first to Hyatt. Transfer 50K from Hyatt to LATAM.
Qantas Frequent Flyer* Transfer first to Hyatt. Transfer 50K from Hyatt to 30K Qantas. Not recomended.
Qatar Privilege Club* Transfer first to Hyatt. Transfer 50K from Hyatt to 25K Qatar. This could be useful for topping off the miles you need for an award.
Royal Brunei Royal Skies* Transfer first to Hyatt. Transfer 50K from Hyatt to 25K Royal Brunei. I don't know of any other way to get these miles (other than flying), so there may be uses for this transfer. Who knows?
Thai Airways International Royal Orchid Plus* Transfer first to Hyatt. Transfer 50K from Hyatt to 25K Thai Airways. I don't recommend this.
Virgin Australia Velocity Frequent Flyer* Transfer first to Accor, then convert Accor points 4000 to 4000 to Virgin Australia Velocity

Transfer Points to Hotel Loyalty Programs

Rewards ProgramAmex Transfer RatioChase Transfer RatioCiti Transfer RatioMarriott Transfer RatioCapital One Transfer RatioBrex Transfer Ratio
Accor Live Limitless1000 to 500
Choice1 to 1
Hilton1 to 22 to 3*2 to 3*60K to 37.5K*
Hyatt1 to 1
IHG1 to 1*1 to 11 to 1*60K to 25K*
Marriott Bonvoy1 to 11 to 1
Wyndham2 to 1*60K to 12.5K*1000 to 750

* In some cases it is possible to transfer to a hotel program indirectly by first transferring to a different program.  Transfer ratios shown above with asterisks are the indirect transfers.

Rewards ProgramIndirect Transfer Notes
Hilton* Transfer first to Virgin Atlantic, then convert Virgin Atlantic miles 1 to 1.5 to Hilton. Since Hilton points are usually worth only around .45 cents each towards free nights, this isn’t usually a good idea.
IHG* Transfer first to Virgin Atlantic, then convert Virgin Atlantic miles 1 to 1 to IHG. Note: I do not recommend this. See: Virgin Atlantic transfers to IHG no longer count towards status
Wyndham* Transfer to Hawaiian Airlines miles, then to Caesar's Total Rewards 2 to 1, then to Wyndham 1 to 1. Details here.

Transfer Points to Other Loyalty Programs

Rewards ProgramAmex Transfer RatioChase Transfer RatioCiti Transfer RatioMarriott Transfer RatioCapital One Transfer RatioBrex Transfer Ratio
Amtrak Guest Rewards250 to 100 plus excise tax*2 to 1*2 to 1*60K to 6.25K*1000 to 375*2 to 1*
Shop Your Way Rewards1 to 10

* In some cases it is possible to transfer to this program indirectly by first transferring to a different program.  Transfer ratios shown above with asterisks are the indirect transfers.

Rewards ProgramIndirect Transfer Notes
Amtrak Guest Rewards* Transfer first to JetBlue then, via Points.com, transfer to Amtrak at a 2 to 1 ratio (i.e. 10K JetBlue = 5K Amtrak)

See Also

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