Best-ever $750 offer available on US Bank Triple Cash Rewards Card

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US Bank is offering an increased welcome bonus on the Business Triple Cash Rewards card that gives $750 back after $6,000 in purchases within the first 180 days. That’s a nice, long spending window that should be within reach for most folks.

The Triple Cash has a terrific group of 3% bonus categories that includes restaurants, gas stations, office supply stores and cell phone providers. If you can do a significant chunk of that $6K in spend in one of those categories, this offer looks even sweeter.

The Offer & Key Card Details

Click the card information below to go to our dedicated card page for more info and a link to apply.

Card Offer and Details
$750 Cash Back ⓘ Non-Affiliate
$750 cash back after $6000 spend on the account owner's card in first 150 days
No Annual Fee
Keep in mind that only spend on the Account Owner's card counts toward minimum spending requirements, spend on employee cards does not count.
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
FM Mini Review: Nice welcome bonus. Useful for its 3% categories, but you can do much better for spend outside of those categories.
Earning rate: 3% cash back on eligible purchases at gas stations and EV charging stations, office supply stores, cell phone service providers and restaurants ✦ 1% back everywhere else ✦ Note: purchases of gaoline greater than $200 will not be deemed to be a purchase of automotive gasoline and will therefore earn only 1%.
Base: 1%
Dine: 3%
Gas: 3%
Phone: 3%
Office: 3%
Card Info: Visa World Elite issued by USB. This card imposes foreign transaction fees.
Noteworthy perks: Earn an annual $100 statement credit for recurring software subscription expenses such as FreshBooks or quickbooks.

Quick Thoughts

A bonus of $750 on $6,000 in purchases represents 12.5% back, and that’s before considering the return on spend on those $6K in purchases. Given the six-month window, it shouldn’t be terribly difficult for most folks to meet the spending requirements, as it averages out to only $1K/month.

The Triple Cash offers 3% back at restaurants, gas stations, office supply stores and cell phone providers (although fuel purchases must be less than $200 to count for the 3% category), so I imagine that many people will be able to manage at least some chunk of the minimum spend at a respectable category bonus. If those categories can be maximized, it’s possible to earn over 15% back on that initial $6K.

Long-term, this card probably only makes sense for someone who prefers cash to points and who spends a large amount in the bonused categories…although there’s options out there that provide better return on each one. That said, it’s a decent option for a no annual fee card

Applying for Business Credit Cards: You must have a business to apply, but even a simple sole proprietorship will work. It's likely that you have a business even if you don't realize it.
More:You must have a business (but you probably do): In order to apply for a business credit card, you must have a business. That said, it's common for people to have businesses without realizing it. If you sell items at a yard sale or on eBay, for example, then you have a business. Similar examples include: consulting, writing (e.g. blog authorship, planning your first novel, etc.), handyman services, owning rental property, renting on airbnb, driving for Uber or Lyft, etc. In any of these cases, your business is considered a Sole Proprietorship unless you form a corporation of some sort.
When you apply for a business credit card as a sole proprietor, you can use your own name as your business name, use your own address and phone as the business' address and phone, and your social security number as the business' Tax ID / EIN. Alternatively, you can get a proper Tax ID / EIN from the IRS for free, in about a minute, through this website.
Is it OK to use business cards for personal expenses? Anecdotally, almost everyone I know uses business cards for personal expenses. That said, the terms in most business card applications state that you should use the card only for business use. Also, some consumer credit card protections do not apply to business cards. My advice: don't use the card for personal expenses if you're not comfortable doing so.

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AlexL

“$750 cash back after $6000 spend on the account owner’s card in first 150 days
No Annual Fee”
==
It should be 180 days.

Last edited 12 days ago by AlexL
JL100

Man right before I’m 4/24 – tough decision (edit I see it’s business ok)

Last edited 13 days ago by JL100
Arnold S

This is a business credit card

Steve

The text of the article doesn’t match the earning rate in the chart for the card. Example; graphic shows 4x gas, article says 3%, graphic show 2x dining, article says 3%.

Article says no annual fee, graphic says waived first year.

Is that the correct graphic to match the card the article is referencing?

Last edited 14 days ago by Steve