Capital One Spark Cash Select for Business

Note: Capital One is a Frequent Miler advertiser, but we always show the best public offer even when we don't earn a commission. Please see our Advertiser Disclosure.

Card Details and Application Link
Capital One Spark Cash Select for Excellent Credit
 
 
 
$500 Cash Back
Earn a $500 bonus when you spend $4,500 in the first 3 months of account opening
Click Here to Apply

No Annual Fee

 
 

FM Mini Review: This is a good option for business owners looking for simple cash back rewards with no annual fee. If you spend $30,000 or more per year, though, you would be better off with the 2% Spark Cash Plus card.

Card Type: Mastercard

Base
1.5%
Travel
5%

Earning rate: 1.5% everywhere ⚬ 5% on hotels and rental cars booked via Capital One Travel

Noteworthy perks: No foreign transaction fees

Application Tips

Capital One Application Tips


  • 6 month rule: Must wait 6 months after applying for a Capital One card before applying for another one.

  • 2 card limit: Conventional wisdom and user experience has been that you can have at most 2 Capital One consumer cards, but according to application terms it may be possible to have up to 5. You may be limited to 2 of their rewards cards. Note that this limit does not apply to Capital One co-branded cards like the Kohl's charge card.

  • Get Same Card Again: There is no known rule against getting the same card and bonus again even if you still have the card open.

  • Hard inquiries usually get issued through all 3 credit bureaus


To check application status, call (800) 903-9177 or (877) 277-5901
If denied, call reconsideration here: (800) 625-7866

Related Cards (CapOne cash back cards)

Card Offer
Capital One Spark Cash Plus
 
 
 
Up to $1,000
Earn up to a $1,000 cash bonus; $500 once you spend $5,000 in the first 3 months, and $500 once you spend $50,000 in the first 6 months of account
opening

$150 Annual Fee

 
 

Note: This card is not expected to count against Chase's 5/24 Rule

Recent better offer: Expired 3/14/22: $3K after $50K spend in 6 months

 
 
Capital One Spark Cash Business Credit Card
 
 
 
No Longer Available
This card is no longer available to new applicants

No Annual Fee First Year, Then $95

 
 

You may be interested in a similar option: Spark Cash Plus

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: Up to $2,000 Cash Back: Earn a one time bonus: $500 after $5K spend in 3 months from account opening and earn an additional $1,500 when you spend $50K in the first 6 months of account opening. [Last available in early 2020 and briefly in 2021]

 
 

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