|Card Details and Application Link|
The Owner's Rewards Card by M1
$300 statement credit after $4000 spend in first 90 days
Click Here to Apply (this is NOT an affiliate link)
No Annual Fee First Year, Then $95
Note that the card is only currently available with an M1 Plus membership (membership is free the first year, then $125 per year). The credit card's $95 annual fee is waived with an M1 Plus membership. Note also that the fine print says that the bonus will be paid out within 120 days of the end of the intro offer period. This means the welcome offer could be paid out as late as July 29, 2022.
FM Mini Review: Might be appealing for cash back bonus hunters who can make use of the 5% and 10% bonus categories, but the $200 monthly limit on earned cash back rewards could be annoying to track.
Card Type: Visa Signature
Earning rate: 2.5%, 5%, or 10% back at select retailers ⚬ 1.5% everywhere else ⚬ Note a monthly limit of $200 in earned rewards.
Noteworthy perks: As much as 10% back in rewards at select retailers. Note that cash back rewards are limited to $200 back per calendar month.
The Owner’s Rewards Card by M1
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