Hilton Honors American Express Surpass Card

Hilton Honors American Express Surpass® Card

ⓘ $724 1st Yr Value Estimate$200 Hilton credit ($50 per quarter) valued at $150
Click to learn about first year value estimates

130K Points ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer

130K points after $3K spend within the first 6 months. Terms apply. Rates & Fees
(Offer Expires 8/13/2025)
$0 introductory annual fee for the first year, then $150

Click here to learn how to apply

This is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer

Recent better offer: (Expired 4/29/25) 130K points + free night certificate after $3K spend within the first 6 months.

FM Mini Review: Easy way to secure Hilton Gold status (which offers free breakfast among other perks). Those who want Diamond status may be better off with the Aspire card.

Earning rate: ✦ 12X Hilton spend ✦ 6X U.S. restaurants, US Supermarkets, and US gas stations ✦ 4X U.S. Online Retail Purchases ✦ 3X on all other eligible purchases

Base: 3X (1.44%)

Dine: 6X (2.88%)

Gas: 6X (2.88%)

Grocery: 6X (2.88%)

Shop: 4X (1.92%)

Brand: 12X (5.76%)

Card Info: Amex Credit Card issued by Amex. This card has no foreign currency conversion fees.

Big spend bonus:
✦ Free night award after $15K in eligible purchases in calendar year ✦ Hilton Honors™ Diamond status with $40K in eligible purchases in a calendar year ✦ Terms apply

Noteworthy perks: Automatic Hilton Honors™ Gold status. Hilton Honors™ Diamond status w/ $40K in eligible purchases in a calendar year. ✦ Up to $200 in Hilton credits ($50 per quarter) ✦ Terms Apply.

See also: Hilton Amex Cards. Everything you need to know.

Application Tips

Amex Application Tips Safe to Apply: Amex is the safest bank for trying your luck at earning a new welcome bonus offer. They don’t usually issue a hard pull when denying your application, and if you already have an Amex card, they won't usually issue a hard pull when approved for another one. Plus, they’ll now warn you during the application process if you’re not eligible for the bonus. Lifetime Rule: If you've ever had the same card before, you are most likely prohibited from earning a welcome bonus offer for the card if you apply now. Fortunately you'll be warned during the application process if this is the case. Amex is known to "forget" that you've had a card after about 7 years. 90 Day Rule: You can get at most two credit cards within 90 days. This rule does not apply to Pay Over Time (charge) cards. You can only get the same card once every 90 days. 5 credit card max: Amex usually won't approve applications for new credit cards if you already have 5 or more Amex credit cards or 10 or more charge cards. Better Offers: You may be able to get a better offer than the best available public offer. Details here. Hard inquiries combine into 1 when approved same day Check application status here. If denied, call reconsideration: (800) 567-1083)

Related Cards (Hilton)

Card Offer
Hilton Honors American Express Aspire Card ⓘ $1120 1st Yr Value Estimate$400 Hilton resort credit ($200 per six months) valued at $280, Hilton Free Night valued at $490, $200 airline credit ($50 per quarter) valued at $160 Click to learn about first year value estimates 175K Points + free night certificate ⓘFriend-ReferralThis is a friend-referral offer. A member of the Frequent Miler community may earn a referral bonus if you are approved for this offer 175K after $6K spend in first 6 months. Free night certificate every year - first certificate is awarded 8-12 weeks after approval. Terms apply. (Offer Expires 8/13/2025) $550 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: (Expired 4/29/25) 175K after $6K spend in first 6 months FM Mini Review: This card is loaded with valuable perks that are more than worth the card's annual fee if you stay in Hilton resorts at least twice per year.
Hilton Honors American Express Surpass® Card ⓘ $724 1st Yr Value Estimate$200 Hilton credit ($50 per quarter) valued at $150 Click to learn about first year value estimates 130K Points ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer 130K points after $3K spend within the first 6 months. Terms apply. Rates & Fees (Offer Expires 8/13/2025) $0 introductory annual fee for the first year, then $150 Learn more Recent better offer: (Expired 4/29/25) 130K points + free night certificate after $3K spend within the first 6 months. FM Mini Review: Easy way to secure Hilton Gold status (which offers free breakfast among other perks). Those who want Diamond status may be better off with the Aspire card.
Hilton Honors American Express Business Card ⓘ $659 1st Yr Value Estimate$240 Hilton credit ($60 per quarter) valued at $180 Click to learn about first year value estimates Up to 175K Points ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer Limited Time Offer: Earn 150K bonus points after $8,000 in eligible purchase within your first 6 months of Card Membership + an additional 25K bonus points after an additional $2K spend within first 6 months. Terms apply. (Rates & Fees) (Offer Expires 8/13/2025) $195 Annual Fee Learn more Recent better offer: 175K after $8K in spend (Expired 4/29/25) FM Mini Review: Easy way to secure Hilton Honors™ Gold status (which offers free breakfast among other perks). Amex business cards do not count towards 5/24 status so will not hurt chances of applying for Chase cards.
Hilton Honors American Express Card ⓘ $547 1st Yr Value Estimate$100 statement credit valued at $100 Click to learn about first year value estimates 100K Points + $100 Statement Credit ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer 100K points + $100 statement credit after $2K spend within the first 6 months. Terms apply. Rates & Fees (Offer Expires 8/13/2025) No Annual Fee Learn more Recent better offer: 70K points + free night certificate after $2K spend within the first 6 months. (Expired 4/29/25) FM Mini Review: This card isn't particularly rewarding, but it's good to keep primarily for targeted Amex upgrade offers to the Surpass card.