Hilton Honors American Express Surpass Card

Note: American Express is a Frequent Miler advertiser, but we always show the best public offer even when we don't earn a commission. Please see our Advertiser Disclosure.

Card Details and Application Link
Hilton Honors American Express Surpass® Card
165K points ⓘ Affiliate
165K points after $3K spend within the first 6 months. Terms apply.
(Offer Expires 1/8/2025)
$150 Annual Fee

Click here to learn how to apply
This is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer
Recent better offer: (Expired 7/31/24) 130K points + free night certificate after $3K spend within the first 6 months.
FM Mini Review: Easy way to secure Hilton Gold status (which offers free breakfast among other perks). Those who want Diamond status may be better off with the Aspire card.
Earning rate: ✦ 12X Hilton spend ✦ 6X U.S. restaurants, US Supermarkets, and US gas stations ✦ 4X U.S. Online Retail Purchases ✦ 3X on all other eligible purchases
Base: 3X (1.44%)
Dine: 6X (2.88%)
Gas: 6X (2.88%)
Grocery: 6X (2.88%)
Shop: 4X (1.92%)
Brand: 12X (5.76%)
Card Info: Amex Credit Card issued by Amex. This card has no foreign currency conversion fees.
Big spend bonus:
✦ Free night award after $15K spend in calendar year ✦ Diamond elite status with $40K calendar year spend ✦ Terms apply
Noteworthy perks: Free Gold status. Diamond status w/ $40K spend. ✦ Up to $200 in Hilton credits ($50 per quarter) ✦ Terms Apply. (Rates & Fees)

Application Tips


Amex Application Tips



  • Safe to Apply: Amex is the safest bank for trying your luck at earning a new welcome bonus offer. They don’t usually issue a hard pull when denying your application, and if you already have an Amex card, they won't usually issue a hard pull when approved for another one. Plus, they’ll now warn you during the application process if you’re not eligible for the bonus.

  • Lifetime Rule: If you've ever had the same card before, you are most likely prohibited from earning a welcome bonus offer for the card if you apply now. Fortunately you'll be warned during the application process if this is the case. Amex is known to "forget" that you've had a card after about 7 years.

  • 90 Day Rule: You can get at most two credit cards within 90 days. This rule does not apply to Pay Over Time (charge) cards.

  • 5 credit card max: Amex usually won't approve applications for new credit cards if you already have 5 or more Amex credit cards or 10 or more charge cards.

  • Better Offers: You may be able to get a better offer than the best available public offer. Details here.

  • Hard inquiries combine into 1 when approved same day


Check application status here.
If denied, call reconsideration: 877-399-3083 (new accountholders); 866-314-0237 (current accountholders)


Related Cards (Hilton)

Card Offer
175K Points + free night certificate ⓘ Friend-Referral
175K after $6K spend in first 6 months. Free night certificate every year - first certificate is awarded 8-12 weeks after approval. Terms apply.
(Offer Expires 1/8/2025)
$550 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
165K points ⓘ Affiliate
165K points after $3K spend within the first 6 months. Terms apply.
(Offer Expires 1/8/2025)
$150 Annual Fee
Recent better offer: (Expired 7/31/24) 130K points + free night certificate after $3K spend within the first 6 months.
175K Points ⓘ Affiliate
175K after $8K spend in first 6 months. Terms apply.
(Offer Expires 1/8/2025)
$195 Annual Fee
Recent better offer: None
100K points ⓘ Affiliate
100K points after $2K spend within the first 6 months. Terms apply. (Rates & Fees)
(Offer Expires 1/8/2025)
No Annual Fee
After clicking through, be sure to choose the card you want on the landing page.
Recent better offer: (Expired 7/31/24) 70K points + free night certificate after $2K spend within the first 6 months.

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GoBucketYourself Chris

I just tried the listed offer for 2 x free nights and it didn’t work. Might need to update the best current offer. Thanks!

OR97

Just got an offer in the mail for the surpass — 175k points after 4K spend. Trying to work the math on this vs the Aspire with 150k Sign up. Surpass is just $95 but I would be paying that fee for essentially nothing in return since we can’t travel and use the one good feature, gold status. Aspire has $450 fee but comes with a free night (valid for 2 years) and the other well described benefits, useful this year, that could wipe out that $450 fee (even without using diamond status, to keep things consistent). Next scenarios are 1) do the Surpass now with bigger bonus, then upgrade later (and hope for a bonus in doing so?), 2) do both sequentially and product change the surpass to a no fee card in 1 year. ….topic for discussion by the great Minds at FM?

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