IHG® Rewards Premier Credit Card

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Card Details and Application Link
Chase IHG® Rewards Premier Credit Card
 
 
 
140K Points + 1 Free Night
140K points plus one 40K free night certificate after $3K spend in 3 months
Click here to learn how to apply

$99 Annual Fee

 
 

This card is subject to Chase's 5/24 rule (click here for details).

Recent better offer: None. This is the best we've seen.

 
 

Card Type: Mastercard World Elite

Base
Travel
Dine
Gas
Brand
10X
(6%)

Earning rate: 10X IHG ⚬ 5X travel, dining, and gas stations ⚬ 3X on all other purchases

Big spend bonus: 10K bonus points + $100 statement credit after you spend $20K in a calendar year + make one additional purchase ⚬ Diamond status after $40K in purchases + one additional purchase in a calendar year

Noteworthy perks: Annual free night e-certificate good at IHG properties up to 40K points per night ⚬ Ability to add an unlimited number of points to a free night certificate to book a higher-level hotel ⚬ Fourth night free on award stays ⚬ 20% discount on points purchases ⚬ Platinum elite status ⚬ Up to $50 in United TravelBank cash per year (must register your card with your United account)

Application Tips

Chase Application Tips

  • Shut-Down Caution: Signing up for new Chase cards can lead to Chase reviewing your accounts. This may lead to Chase shutting down all of your accounts if you appear to be a credit risk. See this post for details and recommendations: Why Chase shutdowns have increased and how to avoid them.
  • 5/24 Rule: With most Chase cards, you won't get approved if your credit report shows 5 or more cards opened in the past 24 months. Details here.
  • 24/48 Month Rule: With most Chase cards, you can get the same card and bonus again 24 months after having received the bonus as long as you no longer have the card open. With Sapphire cards, you must wait 48 months. No wait is required for Chase Ink cards.
  • 30 Day Rule: It is tough to get approved for more than 2 Chase cards within 30 days
  • Get Same Card Again: You can get the same exact card and again if you first cancel the older card and follow the 24/48 month rule. Ink cards are OK to get again without cancelling previous card if you apply with a new business.
  • Better Offers: You may be able to get a better offer than the best available public offer. Details here.
  • Hard inquiries combine into 1 when approved same day (not always true when mixing business and personal)

Call (888) 338-2586 to check your application status
If denied, call reconsideration here:1-888-270-2127 for both personal and business cards

Related Cards (IHG)

Card Offer
Chase IHG® Rewards Premier Credit Card
 
 
 
140K Points + 1 Free Night
140K points plus one 40K free night certificate after $3K spend in 3 months

$99 Annual Fee

 
 

This card is subject to Chase's 5/24 rule (click here for details).

Recent better offer: None. This is the best we've seen.

 
 
Chase IHG® Rewards Traveler Credit Card
 
 
 
80K Points
80K Points after $2K spend in 3 months

No Annual Fee

 
 

Click here to view details about a similar card: IHG Rewards Club Premier

Recent better offer: 120K after $2K spend (expired 7/4/22)

 
 

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Brands

Can the bonus 40k certificate earned with the sign up bonus be topped off, or is it limited to 40k?

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Greg The Frequent Miler

the cert that comes with the welcome bonus is limited to 40K

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Darren

Your description incorrectly states that there is no annual fee the first year (there is a $89 fee in year one). Does your $840 1st year Value Estimate correctly include that fee?

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[…] to having either the IHG Rewards Club Premier card or the no longer available IHG Rewards Club Select card many of us have IHG Platinum Elite […]

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[…] IHG Rewards Club Premier […]

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[…] Chase IHG Rewards Club Premier Credit Card: IHG Platinum status […]

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[…] compared to Platinum status.  Platinum status can be had simply by signing up for Chase’s IHG Rewards Club Premier Credit Card.  Even though that card costs $89 per year, you get a 40K free night certificate on each card […]

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[…] Notes: You can do even better with the IHG Rewards Club Premier or IHG Rewards Club Traveler credit card. Both offer 4th Night Free award stays. See this post for […]

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Josh

this is no longer 140k

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[…] 4th night free benefit is available on two different IHG credit cards – the IHG Premier card which has an annual fee and the IHG Traveler card which has no annual […]

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[…] IHG Rewards Club Premier and the older Select ($49) card: 3x […]

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Gregg

I was happy to learn that this card also comes with pre-check/global entry reimbursement!
https://www.chase.com/personal/credit-cards/ihg/premier/premier-perks

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[…] you’ve already bought what you need). You can do a little better yet if you have the newer IHG Rewards Club Premier Credit Card, which offers the 4th night free on award stays. That drops your net cost per night down to 3,750 / […]

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Josh

looks like the offer expired 🙁

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[…] that while IHG Rewards Club Premier cardholders qualify for a 20% discount on purchased points, that discount only applies to […]

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[…] those with the newer IHG Rewards Club Premier card that debuted last year get the 4th night free on award bookings, dropping the net cost to […]

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[…] stack with 4th night free on award stays with the IHG Rewards Club Premier or IHG Rewards Club Traveler (apparently no longer available) cards and/or the 10% back on award […]

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[…] IHG Premier and IHG Traveler (which was apparently pulled without notice at some point and is not available for new applicants at this time) cardholders could then later leverage those cheap points further with a 4th night free on award stays and/or those with the IHG Select card (old $49 version no longer available) can stack a 10% rebate when using points. That could all amount to some cheap stays on the lower end of IHG Rewards. […]

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[…] a 10% rebate on redemptions, meaning that their net cost is 4.5K / 9K / 13.5K). Those with the new IHG Rewards Club Premier or IHG Rewards Club Traveler card receive the 4th night free on award stays, which I believe drops […]

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[…] deal. IHG Platinum members (such as those who hold the old IHG Rewards Club credit card or the new IHG Premier) already get $0.06/gal discount just for linking their IHG account (if you’re not a Platinum […]

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[…] a mid-tier comparison point. For IHG, I used Platinum status (which you get automatically with the IHG Rewards Club Premier card). For Radisson, I used Gold status (which you get automatically with the Radisson Rewards […]

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[…] that of course this change does not apply to holders of the new IHG Rewards Club Premier or IHG Rewards Club Traveler cards. Those cards still come with an annual certificate valid at any […]

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[…] of the other benefits of the new IHG Rewards Club Premier and IHG Rewards Club Traveler cards is a 20% discount on the purchase of points. I don’t […]

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[…] stack with 4th night free on award stays with the IHG Rewards Club Premier or IHG Rewards Club Traveler […]

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