IHG One Rewards Premier Credit Card

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Card Details and Application Link
IHG One Rewards Premier Credit Card
140K Points ⓘ Affiliate
140K points after $3K spend in 3 months
$99 Annual Fee

Click here to learn how to apply
This is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer
This card is subject to Chase's 5/24 rule (click here for details).
Recent better offer: 175K after $3K in spend (expired 4/6/23)
Earning rate: 10X IHG ✦ 5X travel, dining, and gas stations ✦ 3X on all other purchases
Base: 3X (1.89%)
Travel: 5X (3.15%)
Dine: 5X (3.15%)
Gas: 5X (3.15%)
Brand: 10X (6.3%)
Card Info: Mastercard World Elite issued by Chase. This card has no foreign currency conversion fees.
Big spend bonus: 10K bonus points + $100 statement credit after you spend $20K in a calendar year + make one additional purchase ✦ Diamond status after $40K in purchases + one additional purchase in a calendar year
Noteworthy perks: Anniversary free night e-certificate good at IHG properties up to 40K points per night ✦ Ability to add an unlimited number of points to a free night certificate to book a higher-level hotel ✦ Fourth night free on award stays ✦ 20% discount on points purchases ✦ Platinum elite status ✦ Up to $50 in United TravelBank cash per year (must register your card with your United account)

Application Tips

Chase Application Tips

  • Shut-Down Caution: Signing up for new Chase cards can lead to Chase reviewing your accounts. This may lead to Chase shutting down all of your accounts if you appear to be a credit risk. See this post for details and recommendations: Why Chase shutdowns have increased and how to avoid them.
  • 5/24 Rule: With most Chase cards, you won't get approved if your credit report shows 5 or more cards opened in the past 24 months. Details here.
  • 24/48 Month Rule: With most Chase cards, you can get the same card and bonus again 24 months after having received the bonus as long as you no longer have the card open. With Sapphire cards, you must wait 48 months. No wait is required for Chase Ink cards.
  • 30 Day Rule: It is tough to get approved for more than 2 Chase cards within 30 days
  • Get Same Card Again: You can get the same exact card and again if you first cancel the older card and follow the 24/48 month rule. Ink cards are OK to get again without cancelling previous card if you apply with a new business.
  • Better Offers: You may be able to get a better offer than the best available public offer. Details here.
  • Hard inquiries combine into 1 when approved same day (not always true when mixing business and personal)

Call (888) 338-2586 to check your application status
If denied, call reconsideration here:1-888-270-2127 for both personal and business cards

Related Cards (IHG)

Card Offer
140K Points ⓘ Affiliate
140K points after $3K spend in 3 months
$99 Annual Fee
This card is subject to Chase's 5/24 rule (click here for details).
Recent better offer: 175K after $3K in spend (expired 4/6/23)
140K points ⓘ Affiliate
Earn 140K points after $4K spend within the first 3 months
$99 Annual Fee
This card is expected to be subject to Chase's 5/24 rule (click here for details).
Recent better offer: Up to 175K points: Earn 140K points after $4K spend within the first 3 months and an additional 35K points after a total of $7K spend with in the first 6 months [Expired 5/16/24]
80K Points ⓘ Affiliate
80K points after $2K spend in 3 months
No Annual Fee
Recent better offer: 120K after $2K spend (expired 7/4/22)
This card is no longer available
$49 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

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Applied today with FM links, hard to pass up 165K + a FNC for $95. Thank you for the heads up of the link expiring.


an update, points pending (had taxes to pay), referral links (at the time) I tried to use had a worse offer so went with public offer.


Personal referral link only offers 140,000 points for $3000 spend. I sure wish the referral link offered the same 175K bonus.


Application states, Not available to anyone who has ANY IHG credit cards. Has this been confirmed, I have the old IHG card that is no longer available, will this void my ability to be approved for the Premier??

Scott H

Bump. Language is still present — any data points to report?

Greg The Frequent Miler

Yes, I believe that they do enforce that now. The business card is not included in this limitation though, so I’d recommend going for that card: https://frequentmiler.com/IHGBusiness


Is the United travel bank credit available the first year you get the card? With the new SUB (175k) plus the credit, this has become a very attractive offer.


Updated to 175k welcome offer


Extra night is dead I think


Can the bonus 40k certificate earned with the sign up bonus be topped off, or is it limited to 40k?

Greg The Frequent Miler

the cert that comes with the welcome bonus is limited to 40K


Your description incorrectly states that there is no annual fee the first year (there is a $89 fee in year one). Does your $840 1st year Value Estimate correctly include that fee?

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