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| Card Details and Application Link |
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NBT Bank Everyday Rewards+ Card  $200 Cash Back $200 in rewards (20K points) after $1000 in purchases in first 120 days Click Here to Apply (this is NOT an affiliate link) No Annual Fee FM Mini Review: Decent welcome bonus for very low spenders and nice ongoing 4x (effectively 4%) back on dining with no annual fee, but note that rewards expire 5 years from the end of the quarter in which they are earned and there is a $25 mininum redemption threshold. Card Type: Visa Signature Earning rate: 4x Dining, takeout, & delivery ⚬ 2x grocery stores, grocery delivery, gas station, and streaming services ⚬ 1x everywhere else |
