Santander® Ultimate Cash Back® credit card

Card Details and Application Link
Santander® Ultimate
Cash Back® credit card

FM Mini Review: While the headline is 3% back for a year, the bonus itself is an extra 1.5% back on up to $20K in purchases for the first year. That's certainly not a bad return on otherwise unbonused spend, but many other cards on the market that offer even moderately good welcome bonuses offer greater net return with significantly less spend.


Card Type: Mastercard World

Base
1.5%

Earning rate: 1.5% everywhere

Noteworthy perks: No foreign transaction fees