When Chase updated the Sapphire Reserve card a few weeks ago, one of the new benefits was a $150 twice-annual credit for Sapphire Reserve® Exclusive Tables.
Sapphire Reserve Exclusive Tables is a collection of almost 300 restaurants that can be found in more than 25 cities nationwide. You can find an entire list of the participating restaurants in Greg’s post here.
When this benefit was announced, I was curious if there was any overlap with restaurants available in the inKind app. It turns out that great minds think alike as Grant wondered the same thing.
I therefore decided to set out to discover the answer and it’s good news – there are more than 25 overlapping restaurants that are both part of Sapphire Reserve Exclusive Tables and which can be found in the inKind app.
Why does this matter? Well, it means that there’s the opportunity to stack the two benefits/programs for more savings. Exactly how it’ll work though is something we don’t know yet, so please share which of the following is true if you have any data points.
One way that it might work is that you pay for your bill in the inKind app using your Sapphire Reserve card. If Chase picks this up as being an eligible Sapphire Reserve Exclusive Tables transaction, you’d get up to $150 back as a statement credit, while also earning 20% back in the inKind app to use in a future transaction.
I believe inKind also lets you part-pay with your inKind balance and pay the rest on a credit card. That means you could buy discounted inKind gift cards (Costco sells them for at least 25% off every day of the week), and redeem that at the same time as paying with your Sapphire Reserve card if the check is large enough. For example, let’s say your check comes to $210 and you want to add a $40 tip for a total of $250. If you’d loaded a $100 inKind gift card to your account, you could redeem that and pay the balance of $150 on your Sapphire Reserve card. You’d get $150 back from Chase as a statement credit having paid $74.99 – or less – for the $100 inKind gift card.
The thing is, we don’t know right now if paying for your meal (or at least part of it) with your Sapphire Reserve card using the inKind app will trigger the Sapphire Reserve Exclusive Tables credit. If it doesn’t, it would still be possible to stack savings with the two programs if your check is large enough. You’d be able to do that by asking the restaurant to charge $150 directly on your Sapphire Reserve card, then paying the balance and tip in the inKind app. The balance could use your inKind gift card balance, but be aware that the tip has to be charged to a credit card in the app.
Like I mentioned earlier, please let us know in the comments if you test out the first scenario as it would be good to know if inKind transactions trigger the Sapphire Reserve Exclusive Tables statement credit.
Anyway, here’s the list of restaurants that are both part of Sapphire Reserve Exclusive Tables and can be found in the inKind app:
Austin
- OKO
Chicago
- Alla Vita
- Bronzeville Winery
- Khmai
- ROOP Chicago
Denver
- A5 Steakhouse
- Kumoya
Houston
- March
- Rosie Cannonball
- Turner’s Cut
Los Angeles
- Gjelina
- Gjusta
- Loreto
- Pasjoli
- Xuntos
Miami
- Ariete
- Ghee – Downtown Dadeland
- L’Atelier de Joël Robuchon
- Phuc Yea
- Zitz Sum
Milwaukee
- DanDan
- EsterEv
Nashville
- Choy
New York
- Le B.
- The Golden Swan
Philadelphia
- Honeysuckle Provisions (Audrey has pointed out in the comments that Honeysuckle Provisions has closed their current location. However, their website states they’re opening a new location soon, so hopefully that’ll still be a double dip option once opened)
Portland
- L’Orange
San Francisco
- Niku Steakhouse
Washington D.C.
- Xiquet by Danny Lledó
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I think it is unlikely to stack because when you pay inkind bills with chase the charge posts as inkind and not as the restaurant. This is why you can’t stack with aadvantage dining and other credit card linked airline reward dining programs.
Too bad, nothing in DFW. Was thinking of applying CSR but this helps with making a final decision.
There are 7 Sapphire Reserve Exclusive Tables restaurants in DFW – just none that also overlap with inKind.
Any chance we can get an inkind/Resy overlap article?
I don’t know if that’s feasible as I’m not aware of a list of all Resy restaurants to be able to check against inKind.
https://resy.com/list-venues
Thanks! It looks like that includes all Resy restaurants worldwide with no indication as to which cities and countries they’re in, so it doesn’t seem very easy to be able to compare to inKind because I don’t think inKind shares its own list of restaurants.
https://cdn.bfldr.com/U447IH35/as/crptprm7tkrknbsk9fvpcxq/1792907-inKind_Locations
some inkind restaurants have $25 off $100 or whatever offers, so one can partial pay with the offer and still receive CSR credit? I think? Even better if the restaurant has happy hour!
Atlanta has 8 Sapphire Reserve Exclusive Tables
Yep, they don’t seem to have any that are also available in the inKind app though.
Okay my apologies on that.
Google shows Honeysuckle Provisions in Philly as permanently closed
I just checked their website and it looks like they’re opening a new location soon, so hopefully that’ll still be an option to double dip.
The new location is already open, and active on InKind.
Only two restaurants in NYC that use InKind and are Chase Sapphire Exclusive tables? I am underwhelmed.
Intellectually intriguing.
This article is in error since the CSR biz card does NOT have a $150 twice-annual credit for Sapphire Reserve® Exclusive Tables credit. It just has the ability to book exclusive tables without a credit. “Access Chase Sapphire Reserve Exclusive Tables to get primetime reservations at hard-to-book restaurants in the Visa Dining Collection on OpenTable.”
In terms of credits, the CSR differences appear to be:
CSR personal has:
Sapphire Reserve Exclusive Tables $150/6mo
Stubhub $150/6mo
Peloton $10/mo
CSR business has:
ZipRecruiter $200/6mo
Google Workspace $200/y
limited giftcards dot com store: $50/6mo
(this ignores the credits that these cards share and ignores the ‘big spend’ benefits.
You’re right – I’d forgotten that it was only added to the personal card. Thanks for the reminder – I’ve fixed the post.
The way you pay with inKind differs between restaurants. Most restaurants have an inKind check number on them and that is the easiest. You enter the check number into inKind and you can pay full or partial and split. I’ve only used that to split with someone else who pays the rest on inKind; seems like it would be more hassle to split between inKind and a credit card. Some restaurants (not the majority, in my experience) don’t give you an inkind check number and just have you enter your bill total. Here again, it seems it would be possible to pay parital and the rest with a credit card, but that would take a lot of explation. I would not want to split between inKind and a cc in either case because it would likely come as a surprise to the server, who would spend their time (and they are busy) figuring out what you are trying to do and then would probably have to go consult their manager.
Agreed, god forbid you’d inconvenience the waiter! It’s not like they’re their to serve you!