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Citi® / AAdvantage® Platinum Select® World Elite Mastercard®  ⓘ $658 1st Yr Value EstimateClick to learn about first year value estimates 50K Miles Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 50K miles after $2,500 spend in first 3 months $0 introductory annual fee for the first year, then $99 Click here to learn how to apply This is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler Alternate Offer: There may be an alternative offer of 30K + $400 AA credit that can be found when doing a dummy booking on aa.com. Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: 75K miles after $3,500 spend in 3 months (ended 10/14/24) FM Mini Review: Excellent choice for a great intro bonus. Plus it offers the usual collection of perks for flying AA (free checked bag, priority boarding, etc.) Earning rate: 2X restaurants ✦ 2X gas ✦ 2X AA Card Info: Mastercard World Elite issued by Citi. This card has no foreign currency conversion fees. Big spend bonus: $125 AA Flight Discount with $20K membership year spend Noteworthy perks: ✦ First checked bag free ✦ Priority Boarding ✦ Save 25% on inflight food and beverage purchases |
Overview
The AAdvantage Platinum Select World Elite Mastercard is a decent choice for anyone who wants an AAdvantage card that offers free checked bags, but you may do even better with one of the three other similarly priced AAdvantage cards on the market. See the card comparison section of this post for details.
Perks
The AAdvantage Platinum Select World Elite Mastercard offers the following perks:
- No foreign transaction fee
- 25% inflight food and beverage discount
- Free first checked bag for you and up to 4 travel companions on the same reservation
- Preferred boarding for you and up to 4 travel companions on the same reservation
- $125 AA Flight Discount with $20K membership year spend
Earn Miles and Loyalty Points
This card offers 2 redeemable miles per dollar at gas stations, restaurants and for American Airlines spend. Regardless of the category of spend, the card earns just 1 Loyalty Point per dollar.
| Card Info Name and Earning Rate (no offer) |
|---|
Earning rate: 2X restaurants ✦ 2X gas ✦ 2X AA |
About AAdvantage Elite Status
This card earns both redeemable miles and Loyalty Points through spend. You’ll earn just one Loyalty Point per dollar spent even if the card offers extra redeemable miles. For example, if you spend $300 on an American Airlines flight where this card offers 2x miles, you’ll earn 600 redeemable miles and 300 Loyalty Points.
Below you’ll find a summary of the benefits you can earn from Loyalty Points. Loyalty Points are earned from March through February each year.
| AAdvantage elite status | Gold | Platinum | Platinum Pro | Executive Platinum |
|---|---|---|---|---|
| Loyalty Points Required | 40K | 75K | 125K | 200K |
| Mileage Bonus | 40% | 60% | 80% | 120% |
| Preferred Seating | Y | Y | Y | Y |
| Main Cabin Extra Seating | Upgrade at Check In | Y | Y | Y |
| Domestic First Class Upgrade | 24 hour window | 48 hour window | 72 hour window | 100 hour window |
| Upgrade on Alaska Airlines | Y | Y | Y | Y |
| Free checked bags | 2 | 2 | 3 | 3 |
| OneWorld Status | Ruby: Access to biz class check-in, preferred seating | Sapphire: Access to OneWorld Business Class lounges | Emerald: Access to OneWorld First and Business Class lounges | |
In addition to earning elite status from Loyalty Points, the following benefits can be earned at various spend-tiers:
| Loyalty Points Earned | Loyalty Point Rewards |
|---|---|
| 15K | Automatic Benefit: Group 5 Boarding Choose 1: • Priority privileges & Group 4 boarding for a trip • 5 Preferred seat coupons • 1,000 Loyalty Points |
| 40K | Automatic Benefit: AAdvantage Gold Status |
| 60K | Automatic Benefits: • 20% Loyalty Point Bonus (AA Vacations, SimplyMiles, AAdvantage eShopping, AAdvantage Dining, and AA Hotels) • Avis Preferred Plus |
| 75K | Automatic Benefit: AAdvantage Platinum Status |
| 100K | Automatic Benefits: • 30% Loyalty Point Bonus (AA Vacations, SimplyMiles, AAdvantage eShopping, AAdvantage Dining, and AA Hotels) • Avis President's Club • Hyatt Discoverist Status |
| 125K | Automatic Benefit: AAdvantage Platinum Pro Status |
| 175K | Choose 1: • 2 systemwide upgrades • 20K bonus AA miles (25K w/ AA credit card) • 6 Admirals Club One-Day Passes • $200 Trip Credit ($250 w/ AA credit card) • Carbon offset • $250 donation to select nonprofit organization • 15% award rebate • 2 gifts of AAdvantage Gold status • 35K AA miles towards a Mastercard Priceless Experience • 5,000 Loyalty Points • World of Hyatt Explorist status |
| 200K | Automatic Benefit: AAdvantage Executive Platinum Status |
| 250K | Choose 2: • 2 systemwide upgrades • 20K bonus AA miles (30K w/ AA credit card) • 6 Admirals Club One-Day Passes • Admirals Club membership (requires 2 choices • $200 Trip Credit ($250 w/ AA credit card) • Carbon offset • $250 donation to select nonprofit organization • 2 gifts of AAdvantage Gold status • Bang & Olufsen product (requires 2 choices) • 1 Flagship lounge single visit pass (2 passes w/ AA credit card) • 35K AA miles towards a Mastercard Priceless Experience • 15,000 Loyalty Points • World of Hyatt Explorist status |
| 400K | Choose 2: • 1 systemwide upgrade • 25K bonus AA miles • Admirals Club membership (requires 2 choices) • $200 Trip Credit ($250 w/ AA credit card) • Carbon offset • Gift of AAdvantage Platinum status • Bang & Olufsen product (requires 2 choices) • 2 Flagship® Lounge Single Visit Passes • 1 Flagship First Dining pass • 40K AA miles towards a Mastercard Priceless Experience •World of Hyatt Category 1-4 Free Night Award |
| 550K | Choose 2: • 1 systemwide upgrade • 25K bonus AA miles • Admirals Club membership (requires 2 choices) • $200 Trip Credit ($250 w/ AA credit card) • Carbon offset • Gift of AAdvantage Platinum status • Bang & Olufsen product (requires 2 choices) • 2 Flagship lounge single visit passes • 1 Flagship First Dining pass • 40K AA miles towards a Mastercard Priceless Experience • World of Hyatt Category 1-4 Free Night Award |
| 750K | Choose 2: • 1 systemwide upgrade • 25K bonus AA miles • Admirals Club membership (requires 2 choices) • $200 Trip Credit ($250 w/ AA credit card) • Carbon offset • Gift of AAdvantage Platinum status • Bang & Olufsen product (requires 2 choices) • 2 Flagship lounge single visit passes • 1 Flagship First Dining pass • 40K AA miles towards a Mastercard Priceless Experience • World of Hyatt Category 1-4 Free Night Award |
| 1M | Choose 1: • 4 systemwide upgrades • Carbon offset • Gift of AAdvantage Platinum Pro status • Up to 100K miles back on award redemptions • 150K AA miles towards a Mastercard Priceless Experience • World of Hyatt Category 1-7 Free Night Award |
| 3M | Choose 1: • 6 systemwide upgrades • Carbon offset • Gift of AAdvantage Executive Platinum status • Up to 300K miles back on award redemptions • 350K AA miles towards a Mastercard Priceless Experience • World of Hyatt Category 1-7 Free Night Award |
| 5M | Choose 1: • 10 systemwide upgrades • Carbon offset • Gift of AAdvantage Executive Platinum status • Up to 500K miles back on award redemptions • 550K AA miles towards a Mastercard Priceless Experience • World of Hyatt Category 1-7 Free Night Award |
AAdvantage Credit Card Comparison
There are six different American Airlines AAdvantage credit cards available in the United States which are worth considering (there are also a few additional uninteresting options available only via product changes). All seven share some standard features and perks:
- Issued by Mastercard
- 25% inflight food and beverage discount (except the Silver card which offers $25 back per day)
- Earn 1 AA Loyalty Point per dollar spent (details about Loyalty Points can be found in the Elite Status section of our AA guide).
- No foreign transaction fees
- Free first checked bag and preferred boarding for you plus multiple companions on the same ticket
| Card | Annual Fee | Bonus Categories | Additional Perks |
|---|---|---|---|
| Citi AAdvantage MileUp Card | $0 | 2X AA, Grocery | None |
| Citi AAdvantage Platinum Select | $99 | 2X AA, Gas, Dining | $125 AA Flight Discount with $20K membership year spend |
| Barclays AAdvantage Aviator Red | $99 | 2X AA | $99 + tax domestic companion certificate after $20K membership year spend; $25 annual inflight Wifi Credit; |
| Barclays AAdvantage Aviator Silver | $195 | 3X AA, 2X Hotel, Car rental | $25 per day inflight food and beverage credit; $50 annual inflight Wifi credit; Companion certificate good for 2 guests at $99 each (plus taxes and fees) after $20K membership year spend. Up to 15K bonus Loyalty Points: 5K at $20K spend, 5K at $40K spend, and 5K at $50K spend during the status qualification period; $100 Global Entry application fee credit |
| Citi® / AAdvantage® Executive | $595 | 4X or 5X AA, 10X via AA.com/Hotels and AA.com/Cars | Admirals Club membership; 10K Loyalty Points when reaching 50K Loyalty Points during the status qualification period and another 10K when reaching 90K; Up to $120 Avis/Budget rebate per calendar year; Up to $10/Month Grubhub rebate; $100 Global Entry application fee credit |
| CitiBusiness AAdvantage Platinum Select | $99 | 2X AA, Gas, Telecom, Car rental | $99 plus taxes domestic companion certificate after $30K membership year spend |
AAdvantage Credit Card Offers
Below you’ll find the best public offers for American Airlines credit cards in the United States. See our Best Offers page to see a much wider variety of cards.
| Card Offer and Details |
|---|
 ⓘ $842 1st Yr Value EstimateClick to learn about first year value estimates 65K miles Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 65K miles after $4K spend in first 5 months$0 introductory annual fee for the first year, then $99 Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: 75K miles after $5K spend in first 5 months (ended 5/22/25) FM Mini Review: This card usually has a great welcome offer, but if you're looking for a card to keep long term, you'll find better options. Earning rate: ✦ 2X AA ✦ 2X certain telecommunications merchants ✦ 2X car rental merchants ✦ 2X gas Card Info: Mastercard World issued by Citi. This card has no foreign currency conversion fees. Big spend bonus: Earn $99 plus taxes domestic companion certificate after $30K spend Noteworthy perks: ✦ First checked bag free ✦ Priority Boarding ✦ Save 25% on inflight purchases |
ⓘ $658 1st Yr Value EstimateClick to learn about first year value estimates 50K Miles Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 50K miles after $2,500 spend in first 3 months $0 introductory annual fee for the first year, then $99 Alternate Offer: There may be an alternative offer of 30K + $400 AA credit that can be found when doing a dummy booking on aa.com. Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: 75K miles after $3,500 spend in 3 months (ended 10/14/24) FM Mini Review: Excellent choice for a great intro bonus. Plus it offers the usual collection of perks for flying AA (free checked bag, priority boarding, etc.) Earning rate: 2X restaurants ✦ 2X gas ✦ 2X AA Card Info: Mastercard World Elite issued by Citi. This card has no foreign currency conversion fees. Big spend bonus: $125 AA Flight Discount with $20K membership year spend Noteworthy perks: ✦ First checked bag free ✦ Priority Boarding ✦ Save 25% on inflight food and beverage purchases |
 ⓘ $635 1st Yr Value EstimateClick to learn about first year value estimates 100K miles Non-AffiliateThis is NOT an affiliate offer. 100K miles after $10,000 spend in first 3 months$595 Annual Fee Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Good choice for those who need Admirals Club® access and those who value the Loyalty Points boosts at 50K and 90K Loyalty Points earned. Plus, it offers the usual collection of perks for flying AA (free checked bag, priority boarding, etc.) and some handy credits for Avis or Budget rentals and GrubHub. Earning rate: 4X AA ✦ 10X hotels booked through AA.com/Hotels ✦ 10X car rentals booked through AA.com/Cars ✦ 1X everywhere else Card Info: Mastercard World Elite issued by Citi. This card has no foreign currency conversion fees. Noteworthy perks: ✦ First Checked Bag Free ✦ Admirals Club® access for both primary and authorized users ✦ Up to $120 per 12 monthly billing cycles for GrubHub purchases (up to $10 per monthly billing cycle) ✦ Up to $120 back on eligible Avis or Budget prepaid car rentals every calendar year ✦ $10 monthly Lyft credit after you take 3 Lyft rides that calendar month ✦ 10K bonus Loyaty Points after earning 50K Loyalty points through all channels and another 10K bonus Loyalty Points after earning 90K Loyalty Points through all channels ✦ 25% savings on eligible in-flight purchases on American Airlines flights ✦ Up to $120 Global Entry or TSA PreCheck application fee credit every 4 years |
 ⓘ $601 1st Yr Value EstimateClick to learn about first year value estimates 50K Miles Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 50K miles after 1st purchase and paying the annual fee within 90 days $99 Annual Fee Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: Up to 75K: 60K miles after first purchase and 15K after adding an authorized user and making one purchase on that card [Expired 2/24/24] Earning rate: 2X AA ✦ 1X everywhere else Card Info: Mastercard World Elite issued by Barclays. This card has no foreign currency conversion fees. Big spend bonus: Earn $99 + tax domestic companion certificate with $20K membership year spend. Noteworthy perks: First checked bag free ✦ Preferred boarding for the primary cardmember and up to 4 companions traveling on the same reservation ✦ 25% off in-flight purchases ✦ $25 wifi credit per membership year ✦ Flight cents: round up purchases to earn more miles |
 ⓘ $202 1st Yr Value EstimateClick to learn about first year value estimates 15K miles Non-AffiliateThis is NOT an affiliate offer. Earn 15K AA miles after $500 spend in 3 monthsNo Annual Fee Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Not bad for grocery spend if you highly value AA miles Earning rate: 2X grocery ✦ 2X AA ✦ 1X everywhere else Card Info: Mastercard World Elite issued by Citi. This card imposes foreign transaction fees. Noteworthy perks: Save 25% on inflight food and beverage purchases |
Citi Application Rules
- 48 Month Rule: With most Citi cards, you can only receive a welcome offer every 48 months. This applies to the same exact card, not families of cards and is counted from the date that you receive the welcome offer, not from when you're approved.
- Velocity Limits: Citi allows a maximum of one card per 8 days and a maximum of two cards per 65 days (includes both business and personal).
- Inquiries: Citi is thought to be more credit inquiry-sensitive than other issuers. We've heard reports that it's difficult to be approved for a new Citi card if you've had more than 6 hard inquiries within the last 6 months. That said, data points abound of people being approved despite being above that, so it's certainly not a hard and fast rule.
- Card Limits: Citi doesn't have a strict limit on the amount of cards that you can have, but it does place limits on the total amount of credit that they will issue you across all cards. Unfortunately, unlike most banks, Citi does not allow you to move credit from one existing card to the another card.
- Application Status: Call (866) 606-2787 or go here to check your application status. For Costco cards, call (877) 343-4118.
- Reconsideration: If denied, call (800) 695-5171 for personal cards or (866) 541-7657 for business cards.
The link shows 50k points for $2500 spend now,
Is this dead now? Link shows 50k for me.
Yes, it looks like the higher offer has ended, so we’ve updated with the new highest offer. Thanks for the heads up.
Hey Greg and Nick, would the FM team consider putting Citi application rules on this page? I noticed for your other cards you have a call out for Application Rules to watch out for … But noticed you don’t have it for AA cards?
Ooh, good idea. Yes we need to add that.
I believe it is spend 3.5k in 4 months instead of 3 months
I’ve been approved for the CitiBusiness AA card. If I book an AA domestic award flight with my BA Avios, will I still get a free luggage check in thanks to the Citi AA CC? If so, will all people in my party can check in luggage for free? We’ll be 4 of us flying. TIA!
Yes, as long as you attach your AA number to the reservation instead of your BA number, everyone on the same reservation (up to 5 people total) should get 1 free checked bag.
Can someone help refresh my memory of Citi rules? Only Citi card I have was a premier card >2 years ago, am I eligible for this one? and by applying this one, does that block me from applying another premier card (been waiting for a good offer on that)? TIA!
Apologies, I forgot to put that in the post. I’ve just added it. And no, the AAdvantage card won’t have any bearing on whether or not you can get a Premier card.
Thanks Tim!
US Credit Card Guide has a link to a 60k offer, first year AF waived.
Link is still working there
Get an error whenever I try this link.
Yup, looks like it’s dead?
I just got approved for the 75K SUB option thru the link in this article. Thanks Frequent Miler!
Sadly, I’m only seeing a 50k offer, even in incognito.
FYI Citibank seems to have gotten really stingy on approval of Citi AA card. Neither my wife or I have had the card in over 4 years and we have excellent credit. One reason given for my decline was that I have too much open credit relative to the amount being used…
I received a mail offer for 80K for 4k spend in 3 months.
Got the offer twice in the mail lol.
Currently applied for Marriott 5 nights, so not sure if i can hit this spend as well. So I haven’t applied yet.
Offer valid until 6/23 i think.
Hi- if you won’t use the mail offer, are gob willing to share the code with me?
I just applied through the link and got approved. 825 score, $14,200 limit. My last opened card was over a year ago (C1 VX).
I was approved. 740 score. I’ve opened 8 cards in the last year. 3 personal (incl. 1 Citi premier) and 5 business cards from Amex/Chase.
I had a similar denial as those below. Above 800 credit score, only two other Citi cards held, 3 total card applications in the last 6 months, and none with Citi in the last few years. Awaiting denial letter to understand exact reasoning but this does seem to support what others are seeing. I’m certainly not running a balance but I do put plenty of spend on my double cash and custom cash cards. I am outside of their 48 month rule as well. Seems like this card has a different type of customer they are looking for than Citi has historically approved (anyone with a pulse).