Now 200K Membership Rewards points with new targeted Business Gold referral

17

Yesterday, we reported on an incredible new referral offer on the Amex Business Platinum card. It turns out that there’s also an awesome increased offer on the Amex Business Gold card that’s good for 200,000 Membership Rewards points after making $15,000 in purchases in the first 3 months. Once again, only some Business Gold cardholders are targeted to refer to this offer — and if you are, we need your link.

The Offer & Key Card Details

Card Offer and Details
200K points after $15K spend in 3 months. Terms apply. (Rates & Fees)
$375 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Recent better offer: None. This is the best we've ever seen.
FM Mini Review: This card may be a keeper for those who use the monthly credits, but keep only if you also make good use of one or two 4X categories. Click here for our complete card review
Earning rate: Earn 4X in combined purchases in the two eligible categories where your business spends the most each month (capped at $150K spend per calendar year, then 1x): Electronic goods retailers or software and cloud system providers in the U.S. ✦U.S. purchases at restaurants ✦Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S. ✦ U.S. purchases for advertising in select media ✦ U.S. purchases at gas stations ✦ Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways. ✦ 3x on eligible purchases through AmexTravel.com ✦ 1x on all other purchases. Terms apply.
Base: 1X (1.55%)
Travel: 3X (4.65%)
Dine: 4X (6.2%)
Gas: 4X (6.2%)
Shop: 4X (6.2%)
Phone: 4X (6.2%)
Biz: 4X (6.2%)
Card Info: Amex Pay Over Time Card issued by Amex. This card has no foreign currency conversion fees.
Noteworthy perks: Earn up to $20 in statement credits each month for eligible purchases at FedEx, Grubhub, and office supply stores. Enrollment required. ✦ Monthly Walmart+ Membership credit after you use the card to pay for one monthly Walmart+ membership ✦ Terms Apply. (Rates & Fees)

As you can see above, this is the best publicly-available offer we’ve seen on the Business Gold card. We’ve previously seen some people get targeted to open accounts under this offer, but I believe this is the first time we’ve seen existing cardholders be targeted to refer to this offer.

While this one certainly does require a hefty amount of spend, the juice can be worth the squeeze here as 200,000 points at our Reasonable Redemption Value of 1.55 cents per point are worth $3,100. If you maximize the use of points through strategic transfers to airline and hotel partners, you can do even better.

If you have a situation where you can meet the spending requirement mostly within a 4x bonus category, you could end up with more than a quarter of a million points. While this card does have a $375 annual fee, the $20 monthly office supply store credit helps to mitigate that some — making the first year value very strong on this new offer.

How to know if you are targeted

Only some Business Gold cardholders are targeted to refer to the 200K offer every time. If you are targeted, when you log in to your American Express card account and click “Refer a Friend” in the menu at the bottom of the page:

You will see under your Business Gold account that your friend will receive 200,000 Membership Rewards points if you are targeted to refer to this offer. If it says in that place that your friend will get 100,000 points, it is still possible that your friend may click your link and see this increased offer, but your link will not populate the 200K offer every time unless it says in that spot that your friend will get 200K points..

We need your targeted 200K links

If you have been targeted for the 200K offer and only if you are targeted to share the 200K offer, we need your links! At Frequent Miler, we only publish the best publicly-available offer for each of the credit cards we list. Our Best Credit Card Offers page always lists those best-publicly-available offers. Since the 200K offer is now the best publicly-available offer, we need reader links to share on our Best Offers page.

If you have a 200K link to share, please head over to our Frequent Miler Insiders Facebook group and go to this dedicated referral thread for this offer. Read the thread instructions and leave your link as a reply to the first comment (where you see all of the other links). Links left in the comments here will get caught in our spam filter and will not post — the Facebook thread is the only place to leave your referral link for inclusion on the Best Offers page.

Want to learn more about miles and points? Subscribe to email updates or check out our podcast on your favorite podcast platform.
Subscribe
Notify of
guest

This site uses Akismet to reduce spam. Learn how your comment data is processed.

17 Comments
newest
oldest most voted
Inline Feedbacks
View all comments
Dan

Any new 200K links available?

Sai

I have the 175K link if anyone is interested! Thank you

Ganesh

Anybody have a new 200k offer link ? All old ones do not work and show expired. 175k works. Thanks in advance

51/50

Just for the data point I had the 175k targeted offer in my AMEX biz offers section despite having and cancelling a few years ago. Received no pop-up during app process and confirmed eligible for the bonus through chat. So, this is kind of available to customers without the lifetime language (assuming they like the customer)

Doug

DP: Used a 200k offer link but got hit with PUJ message. However using Incognito browser I was able to accept a 175k offer.

Stevenson

i prefer the Gold over Plat biz card bec the $240 (12 x $20) in easy to use annual credits brings down the effective annual fee to $135 vs the $695 fee for plat (or $500 if use travel credit).

usernamechuck

NLL?

Teri

For referrals? Never.

Matt

I have a 200k referral offer if I’m allowed to share it.

Kim

Believe you need to join the FM Facebook group and give them your referral that way.

bbt

Is it 10k spend of 15k spend.

Matt

15k unfortunately.

L K

I want it!

Matt

Sure thing. Add me on Reddit mbp0308. Happy to share

L K

Message sent!

JODY

Hi Matt – I’d love a referral link too. I couldn’t find the referral thread on Frequent Miler. Thanks!

Matt

Message me on Reddit mbp0308 and I’d be happy to share it.