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Chase Freedom and Freedom Flex, Discover It, US Bank Cash+ and Citi Dividend cards which have rotating quarterly categories that earn 5% back have opened registration for Q4 2024.
Here’s the details of each card’s categories from October 1 to December 31, 2024, along with links to activate the bonuses.
Chase Freedom & Freedom Flex
Bonus Categories
- McDonald’s
- PayPal
- Pet Shops & Vet Services
- Select Charities
- American Red Cross
- Equal Justice Initiatives
- Feeding America
- Habitat for Humanity
- International Medical Corps
- International Rescue Committee
- Leadership Conference Education Fund
- NAACP Legal Defense and Educational Fund
- National Urban League
- Thurgood Marshall College Fund
- United Negro College Fund
- UNICEF USA
- United Way
- World Central Kitchen
- GLSEN
- Out and Equal
- Sage
Bonus Amount / Limit
- 5% cashback on up to $1,500 spend in combined purchases of this quarter’s categories
Discover
Bonus Categories
- Amazon
- Target
Bonus Amount / Limit
- 5% cashback on up to $1,500 in purchases
Citi Dividend
Bonus Categories
- Restaurants
- Citi Travel
Bonus Amount / Limit
- 5% cashback on up to $6,000 in purchases per year
US Bank Cash+
Bonus Categories
Choose two of the following:
- Home Utilities
- Electronics Stores
- Sporting Goods Stores
- Ground Transportation
- TV, Internet & Streaming (this replaced Car Rentals)
- Department Stores
- Select Clothing Stores
- Gyms/Fitness Centers
- Furniture Stores
- Cell Phones
- Fast Food
- Movie Theaters
Bonus Amount / Limit
- 5% cashback on your first $2,000 in combined net purchases in your chosen 5% categories
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Since when does Chase Freedom only offer a specific restaurant as one of their categories? I believe usually it has usually been “Restaurants”. Who is going to eat $1,500 worth of McDonald’s in 3 months?
Can I buy gift cards online from cvs or walgreens and use paypal linked to my CFF to double dip on the 5x paypal + the 3x drug store? Not sure if the transaction is processed as drug store vs some 3rd party gift card store.
I don’t think CVS or Walgreens sells gift cards online. If they did and you checked out using PayPal, I think you’d only earn 5x.
It seems like they do but I’m not sure if it’s 3rd party. Regardless do you think itll work in store using PayPal to get both 5x and 3x?
Unfortunately not – the registration page states that PayPal purchases earn a total of 5% cash back.
so the 5% paypal quarterly bonus won’t stack with the basline 3% bonus for drug store purchases on the freedom flex?
what does – Select Charities – mean? Is there an approved list? or simply 501c3 tax designation?
That information wasn’t available the other day when I wrote this, but Chase has updated the activation site now with a list of eligible charities – I’ve just added them to the post above.
Can I pay taxes with Paypal linked to Chase Flex and at least get my credit card fee recovered ?
What a terrible collection of Bonus Categories
Paypal, Amazon, target? Easy max outs on multiple cards!
Not the best, but I can work with it.
I need a new set of tires for my car. So, I will use the Flex to order them, the company’s website uses PayPal. I will go to their sight through Rakuten or Chase Shopping portal. Win – Win. Now, if a Chase Offer shows up …. Dare to Dream!!!