20% Cash back at Dell – Great deal on 65″ 4K TV, entry and high-end DSLRs, and more

Over the past few days, cash back at Dell has climbed to the highest in memory — certainly the highest in the past 15 months — and has now reached 20% cash back through BeFrugal (or 19% cash back through TopCashBack). This produces significant savings on a number of items across the site. We’ve got a few examples here where you can save a bundle on a large 4K TV or a professional DSLR, but there are lots of possibilities today.

The Offer

• 20% Cash back at Dell through BeFrugal

Key Terms

• 20% cash back offered on total sales up to $15,000. Sales above $15,000 will receive 12% back
• No cash back on special rate programs, including but not limited to: Auction@DellExchange, Donation@DellExchange, Dell Host, Dell Employee Purchase Program, Dell Small Business Systems Division, Public, or Corporate Accounts.
• No cash back on gift cards (laboratory results are light, but I suspect this to be true)
• Of you’re new to BeFrugal or any other portal, feel free to use our portal signup links with our thanks.

Our Thoughts & Some Examples

Twenty percent back at Dell is great. As you can see in the 15-month chart above from Cashbackmonitor.com, until the climb over the past few days, the highest rate in the past 15 months has been 12.5%. A 20% cash back payout at a store that sells the range of electronics you can find at Dell is not common. Whether you’re looking for a computer to run your virtual reality setup, a DSLR to capture your summer vacation, or a new tablet/wearable/TV/etc, there are deals to be had. A couple of examples follow — though there are many more possibilities.

TVs

Dell often runs TV deals that bundle a gift card with the TV. Combined with 20% cash back, some of these deals can be very good. You may be able to use price protection from your credit card to make those deals even better if you find them for less elsewhere. A couple of things to know about the Dell Promo eGift cards bundled here:

1. You will receive the Promo eGift card via email in 10-20 days. Watch for the email.
2. The gift card will be valid for 90 days from date of issue.
3. Dell Promo eGift cards can not be combined into a single gift card (meaning that if you have several of these, you will have to use them on separate orders)
4. Most gift card resale sites will no longer accept these for sale as they expire in such a short period.
5. If you return an item bought with a Promo eGift Card, you will get a refund to that promo eGift card only if the gift card is still valid. If the gift card has expired (i.e. more than 90 days from date of issue), you will forfeit the value on a return and get none of the Promo eGift card back. In other words, be sure you want what you got with your Promo eGift card.

Still, with Dell’s regular TV deals, you can easily roll one gift card into another if you either need more than one TV or resell TV’s locally. Here are a few example TV’s:

LG 43 Inch 4K Ultra HD Smart TV 43UJ6300 UHD TV

The item page on this one shows a price of $547.00, but when you add it to your cart it drops to $397 as shown:

This TV also comes with a $150 Dell Promo eGift Card as shown on the item page (price shown here before adding to cart):

You’ll earn 20% back based on the $397 price in your cart — meaning $79.40 back in your pocket, dropping the effective price of this 43″ 4K Smart TV to $317.60. If you value the $150 Dell Promo eGift Card at anywhere near face value, this is a solid deal on this TV. I don’t see it for less than $397 anywhere — combined with almost $80 cash back and the eGift card, you can’t really go wrong if that size works for your application.

If you’re looking to go big on a budget, this 65″ LG 4K TV looks like a good deal (though the model has been discontinued):

LG 65 Inch 4K Ultra HD Smart TV 65UH6150 UHD TV

At $1097, this TV isn’t cheap. But 20% cash back means that the net cost will be $877.60. And that’s before the bundled $400 Dell Promo eGift Card. At $1097 before cash back and gift card, it’s already matching the best prices around according to Google Shopping. According to CamelCamelCamel, the price has never been lower than $1197 on Amazon. What’s more, as this is a discontinued model, so you might get lucky — if the price drops (at Dell or elsewhere) during your credit card price protection period, you might be able to get a refund of the difference in price. I don’t follow TV pricing closely enough to know if it’s a real possibility, and your credit card may exclude discontinued items from price protection — check the terms before you buy. Still, $877.60 plus the gift card makes this a pretty solid buy if you’re looking at this size.

DSLRs

DSLR deals abound. While they can’t necessarily beat some of the Canon after-rebate prices, if you don’t want to deal with the printer and rebate, you can get some solid deals on Canon DSLRs. There are good Nikon deals as well. For example, this bundle at about $400 after cash back looks pretty good for someone looking to get started in DSLR photography:

Nikon D3400 (Black)- DSLR Camera with 18-55mm VR and 70-300mm Lenses and FREE Bag, DSLR Value Pack w/Nikon School DVD

While the camera and lens combo has been sold refurbished for around $400 a number of times, this is a solid deal for a new bundle after cash back (not that I would hesitate to buy a refurb, either).

On the other hand, if you’re looking for a professional camera body, you might find a deal as well. As just one example, this Canon EOS 5DS 50.6 MP body is available on Dell for $4,033.99.

On that purchase, you would get back $806.80 in cash back. You would also earn 3% back in Dell Rewards (or more if you finance through Dell — though I obviously wouldn’t recommend that). At 3% back, you’ll earn $121 in Dell rewards. If you purchase on a credit card with price protection, you could then file a price protection claim. It looks like B&H PHoto (and a few other authorized dealers) offer the same body for $3499:

B&H even has some bundled freebies — though I doubt their value trumps your overall discount at Dell with cash back and price protection (if you’re concerned that price protection won’t work with the bundled freebies, choose another authorized dealers — most have this camera for $3499). If you are able to file a price protection claim successfully, you would then get another $500 back from your credit card. After price protection and cash back, you would end up out of pocket for $2,727.19 and you’d have $121 in Dell Rewards. That’s a great deal for this body new and from an authorized dealer (i.e. not grey market). Note that card issuers have limits as to price protection per claim and per year. For example, I believe that Citi limits price protection to $300 per claim — which means you couldn’t get the full price difference back in this case on a Citi card. Chase and Discover both limit you to $500 per claim (hence the math above based on $500 back). I haven’t pored through the terms to be sure that this camera would qualify — check your coverage before you buy.

Other deals?

There are surely tons of other deals. I just picked two of the TVs bundled with gift cards. Twenty percent cash back would stack nicely with almost any of the bundle deals. You could surely do well on a laptop as well. Remember that Dell sells tablets, wearables, home theater equipment, and more. If you find something great, let us know in the comments.

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