With the rebrand of the Alaska frequent flyer program, we have today seen the launch of new Atmos™ Rewards Ascent Visa Signature® card and Atmos™ Rewards Visa® Business card. At first glance, these cards appear to be more or less the same as the old equivalent Mileage Plan-branded card, but with awesome new 80,000-point introductory bonus offers (which mark the best we can recall seeing on the sub-$100-annual-fee Alaska cards). At the time of writing, landing pages for the old Mileage Plan-branded versions of these cards appear to still be working, but with the new 80K offers on the new Atmos-branded cards, I imagine that most people will be more interested in the newer versions.
Stay tuned for separate posts to come about the newly revamped Alaska Atmos Rewards program and the new premium Atmos Summit card.
The Offers & Key Card Details
| Card Offer and Details |
|---|
 ⓘ $1088 1st Yr Value EstimateCompanion ticket for $99+taxes and fees valued at $150 Click to learn about first year value estimates 85K points + Companion Fare Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 85K points + Companion Fare ($99 fare + taxes) after $4K spend in 120 days$95 Annual Fee Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: None FM Mini Review: A winner for the welcome offer and a possible keeper for the companion fare and flight benefits Earning rate: 3X Alaska Airlines ✦ 2x gas, EV charging, local transit, rideshare, cable, and select streaming services purchases ✦ 1X elsewhere Card Info: Visa Signature issued by Bank of America. This card has no foreign currency conversion fees. Big spend bonus: $121 companion pass every year after $6K spend. Noteworthy perks: ✦ Free first checked bag for you and up to six other passengers on your reservation on both Hawaiian and Alaska flights ✦ Priority Boarding ✦ 10% bonus on earned miles with eligible BOA account ✦ Earn 1 status point/$3 spend (limited to 30K status points in 2025) |
| Card Offer and Details |
|---|
 ⓘ $1005 1st Yr Value EstimateCompanion ticket for $99+taxes and fees valued at $150 Click to learn about first year value estimates 80K points + Companion Fare Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 80K points + Companion Fare ($99 fare + taxes) after $5K spend in 3 months $95 Annual Fee Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: None FM Mini Review: A winner for the welcome offer and a possible keeper for the companion fare and flight benefits Earning rate: 3X Alaska Airlines ✦ 2x gas, EV charging, shipping and local transit ✦ 1X elsewhere Card Info: Visa Signature Business issued by Bank of America. This card has no foreign currency conversion fees. Big spend bonus: $121 companion pass every year after $6K spend. Noteworthy perks: ✦ Free first checked bag for you and up to six other passengers on your reservation on both Hawaiian and Alaska flights ✦ 10% bonus on earned miles with eligible BOA business account ✦ Earn 1 status point /$3 spend (limited to 30K status points in 2025) |
Quick Thoughts
The 80,000 point offers here are the best I can ever recall seeing on the $95 Alaska Airlines Visa cards. These are terrific offers when you consider the many fantastic uses of Alaska miles (now Atmos points).
These cards maintain the same benefits we’ve historically seen on the Alaska Mileage Plan Visa and Alaska Mileage Plan Business Visa cards. The bigger changes here, apart from the welcome offer, are in the branding (the consumer card is now the Atmos™ Rewards Ascent Visa Signature® card and the business version is now the Atmos™ Rewards Visa® Business card).
That said, the consumer card now offers a 120-day spending window at most, so you’ll have more time to meet the Atmos minimum purchase threshold to earn the welcome bonus offer.
Interestingly, at the time of writing, links to the Alaska Mileage Plan Visa Signature card and the Alaska Mileage Plan Visa Business card are still pulling up Mileage Plan-branded application pages. I don’t know why someone would want the old cards when the new cards feature much better introductory bonus offers, but perhaps it is still possible to get both old and new? If that works, I can’t imagine it will work for long, and it may not work (maybe the application page for the old card errors out before final submission). Regardless, I would recommend the new Atmos-branded cards first and foremost.
All that said, stay tuned for more details to come today on the Atmos Summit card. Those interested in spending their way toward elite status may find that card to offer a more compelling value proposition.
Want to learn more about miles and points? Subscribe to email updates or check out our podcast on your favorite podcast platform.
Can you get the Ascent card if you have recently had or currently hold the Alaska Personal Visa card?
am i the only person who didnt get the invite email for extra 5k? i am sure i signed up for it.
also are there any dp for opening up both the atmos Ascent and Summit card together? i currently have thd AS biz card and last received SUB for personal AS card more than 4 years ago. i am within the 2/3/4 rule and the 7/12 rule with checking account over 5k. thanks in advance
Ben said he applied for both on same day and was approved for both. In his words:
6/24 no bank accounts just 2 current Alaska credit cards and one business along with the Hawaiian cards.
Alaska is offering 10k referral bonus for the Ascent. Found it my AS Mileage account (newly Atmos) on the website. I couldn’t find any such thing of BOA app. I have the AS Visa Signature personal. Referral offer is explicit about referring only to personal Ascent.
Here’s how it works.
Refer your friends and family to the Atmos™ Rewards Ascent Visa Signature® card (excludes business card accounts).
Obtain their consent to share their email address with Bank of America.
The person you referred will receive an e-mail with an offer for the Atmos™ Rewards Ascent Visa Signature card. Offers may vary elsewhere. They may not receive the offer if they previously opted out of receiving email marketing communications from Bank of America.
You will receive 10,000 referral bonus points for each person you refer that responds directly from the offer and is approved for a new Atmos™ Rewards Ascent Visa Signature® card. You can earn up to 250,000 referral bonus points each calendar year.
How difficult are approvals for mid 700s credit scores? See comments regarding a current account with >$5k balance, should I open one and wait a few months before applying for this or the premium version? Assume I can get both SUBs no matter what order I apply for the cards?
I just applied and was approved for the Alaska Business card on Sunday – think I can ask them about getting this bonus instead of what it was on Sunday?
DP:
4/12
Deposit account holder
BOA Alaska consumer cardholder
Applied/instant approval for Atmos Rewards Visa Signature Business Card Applied/instant approval for Atmos™ Rewards Summit Visa Infinite® Credit Card
Used 5K email link to apply for Sig Business Card.
Any idea if you can get the Atmos while holding the MileagePlan card?
Affirmative. I hold four of the original version and just was approved this morning for the ‘Summit’ version of the new round
Sorry, I meant the Ascent. It seems they’re saying those are separate cards.
Huge deval coming? https://www.alaskaair.com/atmosrewards/content/credit-cards/faq/global-companion-award
“San Francisco → Tokyo (Business Class, 120K points per person):
New York → London (First Class, 150K points per person):”
Any DP on people receiving an email for 100K offer on the new BUSINESS card?
Sorry – read it wrong.
I did, instantly denied. I have 4 biz cards I opened up in Feb and I don’t have that checking account open with $5k still. May try again once i do.
I have had a B of A personal bank account for a while but it doesn’t have $5K in it. Do you recommend I add more funds before applying for the business card? Or maybe I should have a bid a business bank account?
yes absolutely would recommend that. Personal is fine, doesn’t have to be biz
Anyone who has received the targeted and elevated offer for the biz card – what’s the email subject line?
I’m a regular Alaska Air customer, have both the personal and business “classic” (non-Atmos) cards. I’ve received no email offer for ANY Atmos card, and would welcome an offer for the 100K Atmos biz card (only email for Atmos Rewards Shopping). Thanks.
“Our new loyalty program has arrived”
Received shortly after 6 AM today (8/20/25) and has info at the very bottom about applying for the card, but it does not seem to specify personal or biz.
Thank you.
Summit card is gonna be a one and done. With all the other cards that offer TSA credit, I am essentially buying 106k points for $395 and losing out on 12k Capital One opportunity pts elsewhere. Very casual traveller who won’t utilize any of the other Summit benefits often enough to dent the annual fee.
ok
If you can’t use any of the benefits I’m not sure why you’d apply for a premium card – mid-tier cards likes these are a much better return on annual fee + spend (80K for $95 and $4K/$5K spend vs 100K for $395 and $6K spend). I skipped the new CSR and Strata Elite offers for that reason, I have too many hotel credits and free nights to use already that I would not get good value from even more of them right now. Better to use what you have and come back to premium cards when you’ve downgraded others or have travel plans to better leverage their benefits. Yeah the welcome bonus may be 20K lower but you’ll lose more not utilizing the hundreds in credits.
that’s where I’m at right now as well: the mid-tier get 80% of the value/points at 20-25% the costs. Take all the coupons out and just look at SUB, MS, and AF.
Exactly, I’ve grabbed CSP and Strata Premier in our family as those give great return on spend without the coupon headaches. I do some of the premium cards but they need to rotate through – right now finishing off AMEX Platinum offers before the pending AF increase. To really utilize the Chase or Citi hotel booking platforms I will likely wait until I’ve downgraded all our Platinum cards so we aren’t juggling close to $2K in premium hotel credits.
I’ve loved my USB Altitude Reserve but the move to more hotel credits might finally cause me to downgrade or close the card. If everyone is going to do it I’m just going to sub-chase cards for a year and then downgrade or close them. USB has gotten a lot of my spend without even trying for retention offers because of how good that card has been and in one swift move they might lose all my business by trying to be like everyone else.
Anyone tried applying for both old and new cards at same time?
Yes, does not work. I applied for new card and was approved. Then I applied for old card, went pending, called in and they said it was a duplicate app.
summit card looks like a flop in terms of ongoing keeping it – unless you want to go for the $60k – global companion cert. But that’s a lot of spend.
$400 w/ meh benefits
OMAAT is of course, c/c cheerleader w/ nary a critical remark.
8 Alaska Lounge passes – “$500 value” – sure in bizarro rose colored glasses land
It might not be a fit for your use case, but calling it “a flop” feels like looking through a pretty narrow set of glasses.
If you won’t redeem the 25K companion certificate, I can’t imagine you’d be in the target market for a $400 Alaska Airlines credit card. If you will redeem it for full value, it would be very easy to get enough value out of just that to justify the annual fee. I probably wouldn’t pay $395 if that were the only reason to want to card, but if you also like any of the other benefits, it goes a long way toward mitigating the fee.
If you want to spend at all toward elite status, 1 point per $2 spent is a nice additional bump. Obviously you might not care about elite status, but I’m sure you understand that some people do.
And if you can spend $60K per year, which will be totally impossible for some folks and very easy for others, the value proposition gets really interesting. For someone based on the East Coast who travels with a companion, that 100K companion certificate is like a free passenger RT in business class to Europe. That’s on top of the 60K points one would earn on the spend at 1x and earning the first level of elite status between the 30K status points from spend and 10K boost for having the card.
This year, I’ll travel more than 20,000 miles on award tickets using Alaska miles. If I also did $60K spend on the card, I’d end up with 60,000 points toward elite status without considering whatever I’ve already earned from spend on Hawaiian cards and whatever else I could earn through the shopping portal, etc.
Again, none of that may apply to you. And if you were to tell me that the maximum you can spend on credit cards this year is $60K and you want to maximize return on spend, I’d tell you to open at least 3 or 4 new cards per year (if not more). On the flip side, if you told me that you frequently make good use of Alaska miles (and perhaps that you have a large Alaska balance thanks to a transfer from Amex before the Hawaiian partnership ended) and that you have no problem meeting spend on the new cards you open each year + one big spend bonus per year, this has what might be the most upside of any big spend bonus (I suppose that depends somewhat on how you’ll use elite benefits).
All of that is to say nothing about the Alaska lounge passes, which wouldn’t mean much to me but might mean a lot to someone based near an airport that has an Alaska lounge.
You are a full-time miles ‘n points blogger, who has nothing better to do than spend your days and nights hunting down tiny loopholes to jump through. Comparing the “value” you can squeeze from that loophole-jumping to what a normal human (with, you know, a job, a home, a family) can and will reasonably do, that comparison seems extremely disingenuous to me and not entirely honest.
IF IF IF IF IF you can meet a dozen narrow criteria (criteria that most people either can not or simply would choose not to do because it doesn’t work for them) is what you are in the business of pushing, but it’s not realistic for anyone except miles ‘n points bloggers or unemployed basement-dwellers. That’s the problem with this website, it so often presents ridiculous edge case examples as just “sweet spots” that normal people can easily take advantage of. That’s ridiculous, but I know it pays your bills.
Whether or not the “Summit” card is a complete flop or the greatest thing since sex was invented is going to depend a lot on availability of premium award space. We will see how that goes.
hilariously they don’t get paid out for promoting the summit/ascent cards so i dont think it pays any bills for them to talk about this card
The real financial incentive is not the direct payouts but the ability to generate content. I still remember when that guy from OMAAT literally created a post to tell others how some airline agent made a snarky comment about “knowing how to do her job” about handling a checked bag.
For the majority of the population, it will simply be a passive-aggresive comment from an airline employee. For a miles and points blogger; it’s a full day of work to make that post.
The same concept applies to the coupon books that premium credit cards have become. For the majority of the population; it is a great annoyance. For a points and miles blogger, it is a great story telling you how to “get value”.
Bingo and absolutely spot-on. Refreshing honesty.
Not necessarily narrow criteria. I don’t ever fly Alaska but I do often fly American and I fly internationally 2x a year. The 25k certificate , waived partner booking fees and the fact that I can get 3x while abroad makes it a no brainer for me. Not every card works for everyone. It doesn’t take days and nights to figure out “loopholes “. If you have to work that hard don’t get it
Hey Nick, Thanks for being a full-time points blogger, who I’m sure has lots of cool stuff to do in addition to spending plenty of time hunting down both tiny and gaping loopholes that may or may not be applicable to any one reader’s situation. Plenty have been applicable to me, so THANKS!
LOL you must not read any other blog huh? FM is by far the most impartial blog out there. its true not every card is going to be useful to avg household but the benefits by and large are extremely useful for anyone to flies AS or redeems a lot of AS miles.
I’m approved with expedited delivery and excited to see how the card works for me for the coming year. Re the club passes, I’m flying AS out of SFO and SEA domestic 4-5x in the next few months, and these will be welcome. It’s the 3x on foreign spend that attracted me most, especially with changes to the CSR. No, the card wasn’t designed for everyone, but it’s looking like it WAS designed for me!
didn’t expect such a long reply! Or any. Cool.
Yes, the card will fit some. Maybe if I qualified and said flop from a solo travel hacker perspective or *maybe* if one has more then a few ‘travel’ cards?
I’ll agree with your overall take – especially your remark about the companion certs. I didn’t properly understand the 25k cert thing. my bad. (5 lashings!) Was equating the 25k with regular companion certs from earlier Alaska cards. I can’t be the only one.
Like you, this year I’m about to cross 20k Alaska status points, (Oneworld Ruby) from redeeming Alaska miles. Largely, almost entirely with partner airlines – Starlux leading the way, but also Condor and AA. Some Alaska flights. I do not expect this to happen again. Most all of these redemptions are business class. Most, but not all have originated from outside the USA – so Alaska lounges haven’t been relevant.
So I’ve been paying the $12.50 fees. Lounge access at SEA I get from my AmexPlat or other Priority Pass. The new Alaska lounge is VERY nice, but the older one in main terminal gets pretty crowded (Too many seats bunched together), not particularly comfy. The new SEA lounge is mostly convenient for Alaska metal flights.
Yes, for a frequent Alaska flyer these would be more valuable. But if one already had Centurion, or even Priority Pass – perhaps less so. Though new Alaska Lounge is much nicer then The Club (And for most Alaska flight would be a better location). If I was a very frequent Alaska flyer, maybe I would already have lounge access due to status?
Of course, Alaska has other lounges – but say at LAX (Tried to enter once)- there would be even more OneWorld lounge choices (American). Never tried to enter or even knew about an Alaska lounge at SFO. Portland / Anchorage – don’t fly to those airports. Of course, some people do, and frequently.
The 3x foreign spend is nice, but is it that nice? One would need a lot of foreign spend to compensate for annual fee – and if one can get 3x dining for example on CSP or any number of other cards, that would take out a large chunk of foreign spending. Hotels would be the other big foreign spend – but lots of cards have 3x+ (4.5 cpp) for that? As a catch-all don’t need to think – yeah, it works.
Yes, I agree with you if I valued the 25k companion cert more highly, that changes the equation. So perhaps that’s what the whole value equation largely hinges on. [We’ll leave the 60k one out of the picture – since for most people, that’s a much higher ask, especially considering all the other cards floating around, as you more/less state]
TL;DR – target market: Non-solo traveler who will also redeem their Alaska stash for couple or family *award* travel? Or a frequent Alaska metal flyer who doesn’t already have an AmexPlat or regular lounge access via other means.
TL;DR v2 – If you can use the 25k award discount cert every year – KEEP this card, if not, maybe not. [note they don’t use the word, discount, but the word ‘global’]
v2 would preclude people who have a high mileage plan (sorry, atmos) balance then deplete it, and so then have years, where they don’t have much. Not even having 25,000 mileage plan miles to actually use the 25k And you need much more then that, because you need miles for your own ticket. So at least 50,000 at any time and actually much more to be realistic.
I’ll upgrade the card to semi-floppy and YMMV for an on-going KEEP basis. 😎 Note: keep. For a 1 year holder – it’s a no brainer.
one more thing, the card doesn’t seem attractive from a domestic USA regular spend. The only point multiplier is the 3x dining? And Alaska/Hawaiian flights?
So…even if I were to KEEP this card, it wouldn’t be in my wallet for everyday spend as I would likely have other cards?
Ok…this is getting way too complicated.
Another point to consider is how valuable the waived partner booking fee of $12.50/seat can end up when you consider how valuable short haul AA flights are booked with Alaska. If you are in a market where AA is generally the best flight option, this benefit is likely worth more than you might otherwise think.
I wonder what it is like to actually create a card that people like and want.
Ask Bilt and WF?
+10K available for referring a friend bonus available on my Alaska account homepage
where do you find this on the homepage?
go to Account Overview.
how do I find for the business card
The open question is if the premium Alaska Summit Card will also work with Bilt for rent payments for 3X earning with a 3% fee, and if so, will those rent payments count towards EQM at 2 for 1 instead of 3 for 1 with the current personal Alaska card?
Also, I don’t think that the Alaska lounge passes would also work on Admiral’s Clubs, but it would be sweet if they did.
I hope so. I am planning to connect it. ALL of my other credit cards have worked.