Master 5X Calendar: Quarterly Bonus Categories For Freedom, Discover, Cash+, Dividend & ABOC

Here’s the latest 5X calendar: a list of the bonus categories for cards that earn 5% in rotating categories – Chase Freedom, Discover It, US Bank Cash+. Citi Dividend and ABOC Platinum Rewards.  This master 5X calendar includes both current and past 5X bonuses.

5X Calendar: Master List Of Quarterly Bonus Categories For Freedom, Discover, Cash+, Dividend & ABOC

Current 5X Calendar

Q4 (Oct-Dec) 2020

Discover It

  • Amazon.com
  • Walmart.com
  • Target.com
  • Best Buy (online & in-store, added for November 25-December 1, 2020 only)

Chase Freedom

  • Walmart
  • PayPal

US Bank Cash+

Choose two of the following:

  • Home Utilities
  • Electronics Stores
  • Sporting Goods Stores
  • Ground Transportation
  • TV, Internet & Streaming
  • Department Stores
  • Select Clothing Stores
  • Gyms/Fitness Centers
  • Furniture Stores
  • Cell Phones
  • Fast Food
  • Movie Theaters

Citi Dividend

  • Best Buy
  • Online purchases at warehouse clubs

ABOC Platinum Rewards

  • Department Stores
  • Target (in-store & online)
  • Walmart (in-store & online)
  • Costco (online only)
  • Electronics stores
  • Amazon.com

Past 5X Calendar

Q3 (Jul-Sep) 2020

Discover It

  • Restaurants
  • PayPal

Chase Freedom

  • Amazon
  • Whole Foods Market

US Bank Cash+

Choose two of the following:

  • Home Utilities
  • Electronics Stores
  • Sporting Goods Stores
  • Ground Transportation
  • TV, Internet & Streaming
  • Department Stores
  • Select Clothing Stores
  • Gyms/Fitness Centers
  • Furniture Stores
  • Cell Phones
  • Fast Food
  • Movie Theaters

Citi Dividend

  • Home Improvement Stores
  • Popular Streaming Services:
    • Amazon Prime Video
    • CBS All Access
    • fuboTV
    • Netflix
    • Pandora
    • Showtime
    • Sling TV
    • Spotify
    • Starz
    • Vudu
    • YouTube Premium
    • YouTube TV

ABOC Platinum Rewards

  • Airlines
  • Cruises
  • Car rental
  • Hotels
  • Travel agencies
  • Gas
  • Tolls
  • Ride share
  • List of eligible MCC codes
    • Airlines
      • 3000 – 3999
    • Dining
      • 5812
      • 5813
    • Fast Food
      • 5814
    • Movies, Concerts, Theme Parks & Other Entertainment
      • 7832
      • 7922
      • 7929
      • 7991
      • 7996
      • 7998
      • 7999
    • Gas
      • 5541
      • 5542
    • Bus Lines, Tour Lines & Travel Agencies
      • 4131
      • 4411
      • 4722
    • Tolls
      • 4784
    • Ride Share
      • 4121
    • Mass Transit
      • 4111
      • 4112
    • Car Rental
      • 3355
      • 3357
      • 3359
      • 3366
      • 3387
      • 3389
      • 3390
      • 3393
      • 3395
      • 3405
      • 3412
      • 3441

Q2 (Apr-Jun) 2020

Discover It

  • Gas Stations
  • Uber
  • Lyft
  • Wholesale Clubs
  • Home Depot

Chase Freedom

  • Grocery Stores (excludes Target & Walmart)
  • Fitness Club & Gym Memberships
  • Select Streaming Services
    • Disney+
    • Netflix
    • Hulu
    • Sling
    • Vudu
    • Fubo TV
    • Apple Music
    • SiriusXM
    • Pandora
    • Spotify
    • YouTube
    • ESPN+
    • Google Play

US Bank Cash+

Choose two of the following:

  • Home Utilities
  • Electronics Stores
  • Sporting Goods Stores
  • Ground Transportation
  • TV, Internet & Streaming
  • Department Stores
  • Select Clothing Stores
  • Gyms/Fitness Centers
  • Furniture Stores
  • Cell Phones
  • Fast Food
  • Movie Theaters

Citi Dividend

  • Drugstores
  • Amazon

ABOC Platinum Rewards

  • Grocery Stores
  • Restaurants
  • Several Forms of Transportation
  • List of eligible MCC codes
    • 5411 Groceries
    • 5451 Dairy Product Stores
    • 5462 Bakeries
    • 5499 Misc. Food/Convenience
    • 5441 Candy/Nut
    • 5422 Freezer/Locker Meat
    • 5812 Restaurants
    • 5813 Restaurants
    • 5814 Fast Food
    • 4121 Ride Share
    • 5541 Gas
    • 5542 Gas
    • 4784 Tolls
    • 5599 Gas
    • 4111 Mass Transit
    • 4112 Mass Transit

Q1 (Jan-Mar) 2020

Discover It

  • Grocery Stores
  • Walgreens
  • CVS

Chase Freedom

  • Gas Stations
  • Internet, Cable & Phone Services
  • Select Streaming Services

US Bank Cash+

Choose two of the following:

  • Home Utilities
  • Electronics Stores
  • Sporting Goods Stores
  • Ground Transportation
  • TV, Internet & Streaming
  • Department Stores
  • Select Clothing Stores
  • Gyms/Fitness Centers
  • Furniture Stores
  • Cell Phones
  • Fast Food
  • Movie Theaters

Citi Dividend

  • Fitness Clubs
  • Supermarkets

ABOC Platinum Rewards

  • Monthly bills, including:
    • Utilities
    • Cell
    • Cable
    • Amazon Prime
    • Streaming subscription services
  • List of eligible MCC codes
    • 4900 Utilities, Cell Phones/Cable
    • 4899 Digital downloads
    • 4814 Cell Phones/Cable
    • 4815 Cell Phones/Cable
    • 4816 Cell Phones/Cable
    • 4899 Cell Phones/Cable, Streaming
    • 4912 Cell Phones/Cable
    • 5818 Streaming
    • 5968 Subscription Services

Q4 (Oct-Dec) 2019

Discover It

  • Amazon
  • Target
  • Walmart.com

Chase Freedom

  • PayPal
  • Chase Pay
  • Department Stores

US Bank Cash+

Choose two of the following:

  • Home Utilities
  • Electronics Stores
  • Sporting Goods Stores
  • Ground Transportation
  • TV, Internet & Streaming
  • Department Stores
  • Select Clothing Stores
  • Gyms/Fitness Centers
  • Furniture Stores
  • Cell Phones
  • Fast Food
  • Movie Theaters

Citi Dividend

  • Best Buy
  • Department Stores

ABOC Platinum Rewards

  • Automotive

Q3 (Jul-Sep) 2019

Discover It

  • Restaurants
  • PayPal

Chase Freedom

  • Gas Stations
  • Select Streaming Services
    • Only subscriptions paid for or purchases made with the following select merchants will qualify for this offer: Netflix, Hulu, Sling, Vudu, FuboTV, Apple Music, SiriusXM, Pandora, Spotify.

US Bank Cash+

Choose two of the following:

  • Home Utilities
  • Electronics Stores
  • Sporting Goods Stores
  • Ground Transportation
  • TV, Internet & Streaming
  • Department Stores
  • Select Clothing Stores
  • Gyms/Fitness Centers
  • Furniture Stores
  • Cell Phones
  • Fast Food
  • Movie Theaters

Citi Dividend

  • Airlines
  • Car Rentals

ABOC Platinum Rewards

  • Travel which includes:
    • Airlines
    • Cruises
    • Car Rental
    • Hotels
    • Travel Agency Purchases

Q2 (Apr-Jun) 2019

Discover It

  • Gas Stations
  • Uber
  • Lyft

Chase Freedom

  • Grocery Stores (excludes Target & Walmart)
  • Home Improvement Stores

US Bank Cash+

Choose two of the following:

  • Home Utilities
  • Electronics Stores
  • Sporting Goods Stores
  • Ground Transportation
  • TV, Internet & Streaming (replaced Car Rentals)
  • Department Stores
  • Select Clothing Stores
  • Gyms/Fitness Centers
  • Furniture Stores
  • Cell Phones
  • Fast Food
  • Movie Theaters

Citi Dividend

  • Drugstores
  • Fitness Clubs

ABOC Platinum Rewards

  • Home Improvement which includes:
    • Home Improvement Stores
    • Home Supply Stores
    • Warehouse & Wholesale Clubs

Q1 (Jan-Mar) 2019

Discover It

  • Grocery Stores

Chase Freedom

  • Gas Stations
  • Tolls
  • Drugstores

US Bank Cash+

  • Gas Stations
  • Home Depot

Choose two of the following:

  • Home Utilities
  • Electronics Stores
  • Sporting Goods Stores
  • Ground Transportation
  • Car Rentals
  • Department Stores
  • Select Clothing Stores
  • Gyms/Fitness Centers
  • Furniture Stores
  • Cell Phones
  • Fast Food
  • Movie Theaters

Citi Dividend

  • Gas Stations
  • Home Depot

ABOC Platinum Rewards

  • Dining
  • Grocery Stores
  • Drugstores

Q4 (Oct-Dec) 2018

Discover It

  • Amazon
  • Wholesale clubs

Chase Freedom

  • Department stores
  • Wholesale clubs
  • Chase Pay

US Bank Cash+

Choose two of the following:

  • Home Utilities
  • Electronics Stores
  • Sporting Goods Stores
  • Ground Transportation
  • Car Rentals
  • Department Stores
  • Select Clothing Stores
  • Gyms/Fitness Centers
  • Furniture Stores
  • Cell Phones
  • Fast Food
  • Movie Theaters

Citi Dividend

  • Best Buy
  • Department stores

ABOC Platinum Rewards

  • N/A

Q3 (Jul-Sep) 2018

Discover It

  • Restaurants

Chase Freedom

  • Gas stations
  • Walgreens
  • Lyft

US Bank Cash+

Choose two of the following:

  • Home Utilities
  • Electronics Stores
  • Sporting Goods Stores
  • Ground Transportation
  • Car Rentals
  • Department Stores
  • Select Clothing Stores
  • Gyms/Fitness Centers
  • Furniture Stores
  • Cell Phones
  • Fast Food
  • Movie Theaters

Citi Dividend

  • Airlines
  • Movie Theaters

ABOC Platinum Rewards

  • N/A

Q2 (Apr-Jun) 2018

Discover It

  • Grocery Stores

Chase Freedom

  • PayPal
  • Grocery Stores
  • Chase Pay

US Bank Cash+

Choose two of the following:

  • Home Utilities (replaced Bookstores)
  • Electronics Stores
  • Sporting Goods Stores
  • Ground Transportation
  • Car Rentals
  • Department Stores
  • Select Clothing Stores
  • Gyms/Fitness Centers
  • Furniture Stores
  • Cell Phones
  • Fast Food
  • Movie Theaters

Citi Dividend

  • Home Depot
  • Furnishing Stores

ABOC Platinum Rewards

  • N/A

Q1 (Jan-Mar) 2018

Discover It

  • Gas Stations
  • Wholesale Clubs

Chase Freedom

  • Mobile Payments
  • Gas Stations
  • Internet, Cable & Phone Service Providers

US Bank Cash+

Choose two of the following:

  • Bookstores
  • Electronics Stores
  • Sporting Goods Stores
  • Ground Transportation
  • Car Rentals
  • Department Stores
  • Select Clothing Stores
  • Gyms/Fitness Centers
  • Furniture Stores
  • Cell Phones
  • Fast Food
  • Movie Theaters

Citi Dividend

  • Gas Stations
  • Car Rentals

ABOC Platinum Rewards

  • N/A

Q4 (Oct-Dec) 2017

Discover It

  • Amazon
  • Target
  • Amazon Pay

Chase Freedom

  • Walmart
  • Department Stores

US Bank Cash+

Choose two of the following:

  • Bookstores
  • Electronics Stores
  • Sporting Goods Stores
  • Ground Transportation
  • Car Rentals
  • Department Stores
  • Select Clothing Stores
  • Gyms/Fitness Centers
  • Furniture Stores
  • Cell Phones
  • Fast Food
  • Movie Theaters

Citi Dividend

  • Best Buy
  • Department Stores

ABOC Platinum Rewards

  • N/A

Q3 (Jul-Sep) 2017

Discover It

  • Restaurants
  • Amazon (Targeted)

Chase Freedom

  • Restaurants
  • Movie Theaters

US Bank Cash+

Choose two of the following:

  • Bookstores
  • Electronics Stores
  • Sporting Goods Stores
  • Ground Transportation
  • Car Rentals
  • Department Stores
  • Select Clothing Stores
  • Gyms/Fitness Centers
  • Furniture Stores
  • Cell Phones
  • Fast Food
  • Movie Theaters

Citi Dividend

  • Airlines
  • Hilton

ABOC Platinum Rewards

  • N/A

Q2 (Apr-Jun) 2017

Discover It

  • Home Improvement
  • Wholesale Clubs

Chase Freedom

  • Grocery Stores
  • Drugstores

US Bank Cash+

Choose two of the following:

  • Bookstores
  • Electronics Stores
  • Sporting Goods Stores
  • Ground Transportation (replaced Charity)
  • Car Rentals
  • Department Stores
  • Select Clothing Stores
  • Gyms/Fitness Centers
  • Furniture Stores
  • Cell Phones
  • Fast Food
  • Movie Theaters

Citi Dividend

  • Drugstores
  • Fitness Clubs

ABOC Platinum Rewards

  • N/A

Q1 (Jan-Mar) 2017

Discover It

  • Gas Stations
  • Ground Transportation
  • Wholesale Clubs

Chase Freedom

  • Gas Stations
  • Local Commuter Transportation

US Bank Cash+

Choose two of the following:

  • Bookstores
  • Electronics Stores
  • Sporting Goods Stores
  • Charity
  • Car Rentals
  • Department Stores
  • Select Clothing Stores
  • Gyms/Fitness Centers
  • Furniture Stores
  • Cell Phones
  • Fast Food
  • Movie Theaters

Citi Dividend

  • Home Depot
  • Home Furnishing Stores

ABOC Platinum Rewards

  • N/A

Q4 (Oct-Dec) 2016

Discover It

  • Amazon
  • Sam’s Club
  • Department Stores

Chase Freedom

  • Department Stores
  • Drugstores
  • Wholesale Clubs

US Bank Cash+

Choose two of the following:

  • Bookstores
  • Electronics Stores
  • Sporting Goods Stores
  • Charity
  • Car Rentals
  • Department Stores
  • Select Clothing Stores
  • Gyms/Fitness Centers
  • Furniture Stores
  • Cell Phones
  • Fast Food
  • Movie Theaters

Citi Dividend

  • Best Buy
  • Department Stores

ABOC Platinum Rewards

  • N/A

Q3 (Jul-Sep) 2016

Discover It

  • Home Improvement Stores
  • Amazon

Chase Freedom

  • Wholesale Clubs
  • Restaurants

US Bank Cash+

Choose two of the following:

  • Bookstores
  • Electronics Stores
  • Sporting Goods Stores
  • Charity
  • Car Rentals
  • Department Stores
  • Select Clothing Stores
  • Gyms/Fitness Centers
  • Furniture Stores
  • Cell Phones
  • Fast Food
  • Movie Theaters

Citi Dividend

  • Hilton
  • Car Rentals

ABOC Platinum Rewards

  • N/A

Q2 (Apr-Jun) 2016

Discover It

  • Restaurants
  • Movie Theaters

Chase Freedom

  • Grocery Stores
  • Wholesale Clubs

US Bank Cash+

Choose two of the following:

  • Bookstores
  • Electronics Stores
  • Sporting Goods Stores
  • Charity
  • Car Rentals
  • Department Stores
  • Select Clothing Stores
  • Gyms/Fitness Centers
  • Furniture Stores
  • Cell Phones
  • Fast Food
  • Movie Theaters

Citi Dividend

  • Drugstores
  • Fitness Clubs

ABOC Platinum Rewards

  • N/A

Q1 (Jan-Mar) 2016

Discover It

  • Gas
  • Ground Transportation

Chase Freedom

  • Gas
  • Local Commuter Transportation

US Bank Cash+

Choose two of the following:

  • Bookstores
  • Electronics Stores
  • Sporting Goods Stores
  • Charity
  • Car Rentals
  • Department Stores
  • Select Clothing Stores
  • Gyms/Fitness Centers
  • Furniture Stores
  • Cell Phones
  • Fast Food
  • Movie Theaters

Citi Dividend

  • Home Depot
  • Home Furnishing Stores

ABOC Platinum Rewards

  • N/A

Q4 (Oct-Dec) 2015

Discover It

  • Amazon
  • Department Stores
  • Clothing Stores

Chase Freedom

  • Amazon
  • Zappos
  • Audible
  • Diapers.com

US Bank Cash+

Choose two of the following:

  • Bookstores
  • Electronics Stores
  • Sporting Goods Stores
  • Charity
  • Car Rentals
  • Department Stores
  • Select Clothing Stores
  • Gyms/Fitness Centers
  • Furniture Stores
  • Cell Phones
  • Fast Food
  • Movie Theaters

Citi Dividend

  • Best Buy
  • Department Stores

ABOC Platinum Rewards

  • N/A
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