Citi is out with an online public 100K offer for the Strata Elite card. Previously, to get a 100K offer, it was necessary to go in-branch or to request an application from a Citi banker. The only downside is that the new offer requires $2,000 more spend in the first 3 months: $6,000 instead of $4,000.
| Card Offer and Details |
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 ⓘ $1274 1st Yr Value Estimate$200 Blacklane credit valued at $80, $200 "Splurge" credit valued at $160, $300 hotel credit via Citi Travel valued at $180 Click to learn about first year value estimates 100K Points Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler 100,000 points after $6,000 spend in 3 months.$595 Annual Fee Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Excellent portfolio of transfer partners, but mediocre bonus categories and a so-so group of credits. Recommend pairing this with Citi Premier and/or Double Cash. Click here for our complete card review Earning rate: 12X hotels, car rentals and attractions booked through Citi Travel ✦ 6X airfare booked through Citi Travel ✦ 6X dining between 6pm and 6am EST Fridays and Saturdays ✦ 3X dining all other times ✦ 1.5X everywhere else Card Info: Mastercard World Legend issued by Citi. This card has no foreign currency conversion fees. Noteworthy perks: Transfer points to airline and hotel partners ✦ $300 annual (calendar year) hotel credit on a stay of 2 nights or more when booked with Citi Travel ✦ $200 in annual (calendar year) statement credits on your choice of up to 2 of: 1stDibs, American Airlines, Best Buy®, Future Personal Training, or Live Nation ✦ $200 in annual private chauffeur credit with Blacklane ($100 Jan-June and July-Dec) ✦ Priority Pass Select membership with two free guests (no restaurants) ✦ 4 American Airlines Admirals Club passes per calendar year (for one adult and up to three children) ✦ $120 Global Entry® or TSA PreCheck® application fee credit ✦ Travel protections ✦ $145 annual fee rebate for CitiGold and Citi Private Client members See also: Citi ThankYou Rewards Complete Guide |
Quick Thoughts
While the card may not be for everyone long-term, this card offers an amazing amount of value in the first year of card membership. If you can handle the $6K spend requirement, it’s a great deal.
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Wow oh, great timing, sometimes you get a little l lucky – hopefully they have dealt with thier KYC compliance concerns, seems like DP have slowed lately.