The Plum Card® from American Express

The Plum Card® from American Express

ⓘ $-130 1st Yr Value EstimateClick to learn about first year value estimates

Up to $600 ⓘFriend-ReferralThis is a friend-referral offer. A member of the Frequent Miler community may earn a referral bonus if you are approved for this offer

Earn a $200 statement credit after each $10,000 you spend on the card, up to $30,000, in the first 3 months of Card Membership. Terms Apply. (Rates & Fees)
$250 Annual Fee

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Click here to learn how to apply

This is a friend-referral offer. A member of the Frequent Miler community may earn a referral bonus if you are approved for this offer

Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Earning rate: Unlimited 1.5% cash back on eligible charges when you pay within 10 days of your statement closing date. Pay your Minimum Payment Due by your Payment Due Date and the discount is applied to your next statement

Base: 1.5%

Card Info: Amex Pay Over Time Card issued by Amex. This card has no foreign currency conversion fees.

Noteworthy perks: Terms and limitations apply. (Rates & Fees)

Application Tips

Amex Application Tips Safe to Apply: Amex is the safest bank for trying your luck at earning a new welcome bonus offer. They don’t usually issue a hard pull when denying your application, and if you already have an Amex card, they won't usually issue a hard pull when approved for another one. Plus, they’ll now warn you during the application process if you’re not eligible for the bonus. Lifetime Rule: If you've ever had the same card before, you are most likely prohibited from earning a welcome bonus offer for the card if you apply now. Fortunately you'll be warned during the application process if this is the case. Amex is known to "forget" that you've had a card after about 7 years. 90 Day Rule: You can get at most two credit cards within 90 days. This rule does not apply to Pay Over Time (charge) cards. You can only get the same card once every 90 days. 5 credit card max: Amex usually won't approve applications for new credit cards if you already have 5 or more Amex credit cards or 10 or more charge cards. Better Offers: You may be able to get a better offer than the best available public offer. Details here. Hard inquiries combine into 1 when approved same day Check application status here. If denied, call reconsideration: (800) 567-1083)

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