SimplyCash Plus Business Credit Card from American Express

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Card Details and Application Link
SimplyCash® Plus Business Credit Card from American Express
This card is not currently available for new applications

No Annual Fee

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Click Here to Apply
This is a friend-referral link. A member of the Frequent Miler community may earn a referral bonus if you are approved for this offer
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
FM Mini Review: Solid cash back card for those who spend a lot within the 5% and 3% categories. Cash back comes in the form of astatement credit.
Earning rate: ✦ 5% US office supply stores and US wireless phone services ✦ 3% your choice from list of categories (e.g. airfare, hotels, car rentals, gas stations, restaurants, select media buys, shipping,computer) ✦ 1% other purchases. 3% and 5% rebates are capped at $50,000 per rebate year and then earn 1% thereafter. Terms Apply.
Base: 1%
Travel: 3%
Gas: 3%
Phone: 5%
Office: 5%
Biz: 3%
Card Info: Amex Credit Card issued by Amex. This card imposes foreign transaction fees.

Application Tips


Amex Application Tips



  • Safe to Apply: Amex is the safest bank for trying your luck at earning a new welcome bonus offer. They don’t usually issue a hard pull when denying your application, and if you already have an Amex card, they won't usually issue a hard pull when approved for another one. Plus, they’ll now warn you during the application process if you’re not eligible for the bonus.

  • Lifetime Rule: If you've ever had the same card before, you are most likely prohibited from earning a welcome bonus offer for the card if you apply now. Fortunately you'll be warned during the application process if this is the case. Amex is known to "forget" that you've had a card after about 7 years.

  • 90 Day Rule: You can get at most two credit cards within 90 days. This rule does not apply to Pay Over Time (charge) cards.

  • 5 credit card max: Amex usually won't approve applications for new credit cards if you already have 5 or more Amex credit cards or 10 or more charge cards.

  • Better Offers: You may be able to get a better offer than the best available public offer. Details here.

  • Hard inquiries combine into 1 when approved same day


Check application status here.
If denied, call reconsideration: 877-399-3083 (new accountholders); 866-314-0237 (current accountholders)


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Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

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[…] Chase Ink Business Cash, Chase Ink Business Plus (no longer available to new applicants), and Amex Simply Cash Plus.  If you pay with any of these cards, you’ll earn 5X points (with Chase) or 5% back […]

Misty

Great Info . Thanks.

One Question: How to tell the difference between credit cards and charge cards?
Does an application when opening a card indicate which it is.. or….?

Greg The Frequent Miler

I believe that every Amex credit card has the words “credit card” in it’s official name. Cards without those words are charge cards. The main rewards charge cards are: all varieties of Platinum cards (except the Delta Platinum credit card), Premier Rewards Gold, and Business Gold Rewards

[…] If I didn’t have the Delta business card available, I’d probably go for the no fee SimplyCash Plus card.  That one is worth considering anyway for its 5% and 3% cash back […]

[…] Options with no annual fee include: SimplyCash Plus […]

Mike

If you have an MR-based points card, can you convert the 5% into 5x points (Similar to how you can do with URP if you have a Freedom card and a premium Chase card), or is it ONLY % cash back? I value points more than cash back.

Greg The Frequent Miler

No, cash back Amex cards can not transfer rewards into Membership Rewards.

[…] a card that earns 5x/5% at office supply stores, such as the Chase Ink Plus, Chase Ink Cash or Amex Simply Cash Plus Business.  To maximize rewards and minimize activation fees as a percentage of cost, you would want to buy […]

[…] a card that earns 5x/5% at office supply stores, such as the Chase Ink Plus, Chase Ink Cash or Amex Simply Cash Plus Business.  To maximize rewards and minimize activation fees as a percentage of cost, you would want to buy […]