Wells Fargo One Key™ Mastercard

Card Details and Application Link
Wells Fargo One Key™ Mastercard
ⓘ $344 1st Yr Value Estimate
$400 OneKeyCash Non-AffiliateThis is NOT an affiliate offer.
$400 OneKeyCash after $1K spend in first 3 months
No Annual Fee

Click here to apply
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Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
FM Mini Review: Good reward categories for a card with no annual fee. Could be a winner for folks who use Expedia, Hotels.com and/or vrbo frequently
Earning rate: 3% at Expedia, Hotels.com, Vrbo and at gas stations, grocery stores, restaurants, food delivery ✦ 1.5X everywhere else
Base: 1.5X (1.35%)
Dine: 3X (2.7%)
Gas: 3X (2.7%)
Grocery: 3X (2.7%)
Brand: 3X (2.7%)
Card Info: Mastercard World Elite issued by Wells. This card has no foreign currency conversion fees.
Noteworthy perks: Automatic Silver status ✦ Cell phone Protection ($25 deductible, $1000 max per claim) ✦ Trip insurance ✦ Primary rental car insurance

Application Tips

Wells Fargo Application Tips


  • Bank first: It appears that Wells Fargo has now instituted a 5/24: if you have opened more that 5 new personal credit cards with any bank within the last 24 months you won't be approved for a new card.

  • 48 month rule: Limit of one signup bonus per 48 months on most cards

  • Get Same Card Again: No known rules against getting same card & bonus again.

  • Hard inquiries are combined into 1 when approved same day.


Check application status here.
If denied, call reconsideration here: 1-800-967-9521 (consumer) or 1-800-231-9244 (business)

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