[Update: Works on taxes & fees] Air Canada Chase Offer: Get 10% back on $100-$400 spend

There’s a new Air Canada Chase Offer out today that’s giving 10% back on $100-$400 of spend. This is good for savings on paid flights, but most likely won’t work for taxes and fees on award flights if those come to $100 or more. Update: Award taxes actually did work, but the charge for four passengers got split and only automatically credited the offer for one passenger.

The Deal

• Get 10% back when spending $100+ at Air Canada.

Key Terms

• Expires January 1, 2025.
• Earn 10% back, up to $40 as a statement credit when you spend $100 or more directly at Air Canada, including taxes and after any discounts.
• Offer valid one time only.
• Payment must be made directly with the merchant, offer not valid on purchases using third party services.

Quick Thoughts

Nick tried taking advantage of the last round of this Air Canada Chase Offers when making an award booking. Unfortunately it didn’t work when paying the taxes and fees and our assumption is that it won’t work this time, either.

There are a couple of things to bear in mind when using this offer. The first is that this offer is valid one time only, so if you have multiple bookings to make you’ll want to use it on the most expensive one unless you have this offer on multiple cards.

The fact that the offer is only valid for one time use could be annoying if you’re booking tickets for more than one person on the same reservation. That’s because Air Canada will charge for each person separately, so you’ll only earn 10% back on one person’s ticket automatically.

That doesn’t mean that all hope is lost though. A disclaimer on Chase Offers states the following:

Chase is only responsible for posting the statement credit to your account based on the data it receives from its third-party service provider. It is possible that a merchant may split your purchase into multiple transactions. In this case, you may only receive your statement credit on the first transaction amount. If this occurs, please call the number on the back of your card. The statement credit will appear on your statement within 14 business days of Chase’s receipt of this information.

If you do get 2+ tickets charged for separately, give Chase a call and you should be able to get the additional amount(s) credited.

The other thing to bear in mind is the travel protections available on the card(s) you get this offer on. If you get it on, say, the Chase Sapphire Reserve or Ritz-Carlton card, that would be ideal due to the travel protections offered on those cards. If the card(s) you use don’t have any – or minimal – travel protections, it’s up to you as to whether the 10% cashback will be worth the risk of not being covered as sufficiently versus paying with a different card.

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