It’s been possible for some time to make payments towards your American Express personal credit card bill using PayPal Bill Pay (PPBP). Payments were limited to $1,000 each, but you could make multiple payments towards the same card, which in practice meant that you could pay off your whole bill over a few days. Not only was this convenient, it also allowed some folks with rewards-earning debit cards to earn something when paying off their Amex card.
That all appears to be ending, however. Today, American Express sent out a notice to customers who had been using PPBP, letting them know that payments via the service would no longer be possible as of 4/1/25.
What’s Happened
- It will no longer be possible to use PayPal Bill Pay to pay American Express personal credit card statements starting 4/1/25.
- Cardholders ability to use American Express cards to pay other merchants via PayPal will be unaffected
Quick Thoughts
This will probably come as a surprise to few people who were actually using PPBP to pay their Amex bills. A few weeks ago, Amex seemingly added the ability to pay business cards as well as personal, something that hadn’t been possible in the past. However, after a couple of days, not only did Amex customers lose the ability to add their business cards to their PPBP account, they couldn’t add any new personal cards either.
Most of those who already had their personal cards in the system were able to continue paying them, but it seemed like it was only a matter of time before Amex pulled the plug on the whole business…and that’s exactly what happened. RIP, PPBP. We’ll miss you.
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Will get
I was scammed 3 times and my bank account was shut down when a charge came in for -500.00. I disputed it and checked my other card Chase and there was a 500.00 gift card in it. Contacted my bank and told them it wasn’t mind. Some foreign was calling me and begging me to return it to him. I went back and it was gone. Told him I would not l had a payment for it in my bank account. I had taken pictures of it. Trying to get everything set up in my account again. PayPal said I missed a payment and now they want all payments and financial charges paid. Didn’t tell me what payment I missed. I now have $8,000 dollars worth for small charges and (2) for ( 6)$98 monthly and they added all financial payments. Because I missed a payment! Used PayPal for 15 years. What was stranger was PayPal was where the card payment was. Not Chase!
Not exact topic discussed in this post but related:
I’ve used tax payments to hit Amex signing bonuses without issue in the past. This year I had to make the payment with ACI Payments through Paypal (using Business Platinum). Its been a week now and still no signing bonus. Chat reps say Paypal payments dont count as eligible spend (I know these reps are wrong all the time, but just looking for recent datapoints if anyone’s done this to hit Amex SUB.
I’m guessing everything will work out fine in a few days, but FWIW I had 4 SUBs on Amex last year and don’t remember it taking this long for any of them to post (or show as pending).
Did your points end up posting? Did the same thing and the payment just posted.
Didn’t know this even existed, thanks for sharing this. Now, I’m on my search to find which credit card issuers other than Amex still support it, and what are some debit cards that earn on spend.
BluePengin Payments has a virtual debit card that earns on spend. You have to have a business entity to sign up for their platform. Here is the website: https://www.bluepenguin.com/
I assume it was because Amex got charged a fee by PayPal otherwise why would they even care how someone pays their credit card bill?
Which are the rewards earning debit cards?
https://use.foldapp.com/r/ACCCAAAM
This is one
FYI – It is a Bitcoin earning rewards card. I realize everyone may not know what SATS are. It is Bitcoin.
BluePengin Payments has a virtual debit card that earns on spend. You have to have a business entity to sign up for their platform. Here is the website: https://www.bluepenguin.com/
There are a lot of cards you can pay with PP (with cash or from a bank) but I thought the ability to use a CC to pay bills ended awhile ago. PP won’t let me add Simon GC or pay with debit cards from OD/OM so what are people using to pay bills on PP that is actually useful?
What other banks allow payment with PPBP?
Theres a long list if you search PayPal’s other billers