Amex Gold Card referral offer: 100K points (we need links)

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Up until recently, American Express was offering some Gold cardholders the opportunity to refer to an Amex Gold welcome offer where the applicant could earn 100,000 bonus Membership Rewards plus 20% back at restaurants on up to $500 spend.

That offer has since ended, but a 100k offer without the dining cashback is now available. We’re looking for reader referral links, but be aware that it seems like most people aren’t eligible for being able to refer to the offer we need, even though at first glance it looks like they can refer to the 100k offer.

Amex Gold 100k referral offer

The referral links that we can use display the offer shown above where it says the applicant will ‘Earn 100,000 Membership Rewards points’. However, it seems like the majority of people who can – in theory – refer to the 100k offer are in fact referring to a different variation of this.

With that variation, the applicant sees a message that says they can earn ‘As high as 100,000 Membership Rewards points’ (my bolding). It’s that ‘as high as’ wording which is what’s problematic. The person applying might receive an offer for 100,000 points, but a different applicant using the same link might instead be offered the opportunity to earn a bonus of, say, 60,000 points. As a result, we can only use referral links that don’t have that ‘as high as’ wording. You can see here what that ‘as high as’ wording looks like in action.

Amex Gold 100k referral offer as high as
This is the type of referral link we can’t use

Note that this offer DOES have Amex’s “once-in-a-lifetime” language, as well as the recently-increased annual fee of $325.

We’ll be collecting reader referral links for those who were targeted so we can share them with others on our Best Offers Page. The details on how to participate with your link (if you are targeted) are below.

PLEASE DO NOT LEAVE A LINK IN THE COMMENTS OF THIS POST – IT WILL BE DELETED BY OUR SPAM FILTERS

The Offer & Key Card Details

Card Offer and Details
75K points + 20% back at restaurants ⓘ Non-Affiliate
75K points after $6K in purchases in the first 6 months + 20% back at restaurants for the first 6 months up to $250 back. Terms apply. (Rates & Fees)
$325 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Recent better offer: 100K after $6K in the first 6 months + 20% back at restaurants for the first 12 months up to $250 back [Expired 11/10/24 - referrals only]
FM Mini Review: This card offers an awesome return on US supermarket and worldwide dining spend, putting it at or near the top-of-class in both categories. Dining credits and Uber / Uber Eats credits go a long way towards reducing the sting of this card's annual fee.
Earning rate: 3X points for flights booked with airlines or on amextravel.com ✦ 4x points at US Supermarkets (up to $25K in purchases, then 1x) ✦ 4x at restaurants worldwide (up to $50k in purchases, then 1x) ✦ 1X points on other purchases. Terms apply. (Rates & Fees)
Base: 1X (1.55%)
Travel: 3X (4.65%)
Dine: 4X (6.2%)
Grocery: 4X (6.2%)
Card Info: Amex Pay Over Time Card issued by Amex. This card has no foreign currency conversion fees.
Noteworthy perks: Up to $10 in statement credits monthly with participating dining partners (Goldbelly, Wine.com, Five Guys, Seamless/Grubhub, The Cheesecake Factory) ✦ $10 monthly Uber or Uber Eats credit (use it or lose it each month - must select Amex card as payment method to redeem) ✦ $7 monthly Dunkin' credit ✦ $50 twice-annual Resy credit ✦ $100 hotel credit on qualifying charges on stays of 2 nights or longer, plus a room upgrade upon arrival, if available with The Hotel Collection at americanexpress.com/hc ✦ Enrollment required for select benefits.

We want your 100K offer referral links

Here at Frequent Miler, our Best Credit Card Offers page always links to the best available welcome offer, even if that’s not an affiliate link. The best offer for the Amex Gold card through affiliate channels is currently much lower than 100,000 Membership Rewards points, that’s why you’ll see many other points and miles sites hawking that inferior version.

However, we always present the best offer for new applicants, even when it doesn’t benefit our site through affiliate commissions. We want to share the wealth by using readers’ referral links on the site. We will need reader links for the 100K offer.

If you’d like to have your referral link shared on the Best Offers page, here’s what you need to do:

Step 1: Check your referral link

Only some Gold card holders can refer to this new offers. We need reader links, but only those targeted to refer directly to this new offer. The best way to know if you are targeted is to log in to your Amex account and scroll to the bottom to click the link that says “refer a friend” (You can also find it here).

Then choose your Gold card from the menu at the top. That page will show what offer your friend will get when they use their link. If it says that your friend will receive 60,000 points after $6K in purchases in the first 6 months, you are not targeted to refer to this new best offer.

Note that even if you only see 60K there in your Amex login, it is still possible that your friend will click through your link and see a 100K offer sometimes. However, the link will not always populate the 100K offer unless your Amex login says that your friend will receive 100K points. We can only use links on our best offers page that always populate the 100K offer.

Also, as mentioned previously, we can’t use links that say the applicant will earn ‘as high as’ 100,000 points.

Step 2: Join the Frequent Miler Insiders Facebook group

If you’re already part of our Facebook group, you can skip this step. If you’re not a member though, you’ll need to join this group. Note that you’ll be asked a question or two (depending on if you try joining on mobile or desktop) to ensure you’re not a bot. Please answer that question(s), otherwise you won’t get admitted to the group in order to do step 3.

Step 3: Share your link on the dedicated thread

We have a dedicated thread set up to share your 100K link, so please only share your referral links here as a reply to the first comment from Stephen Pepper. We’ll then work our way through the links for as long as this increased offer is only available via referrals. We will rotate through links there regularly to try to give as many readers as possible a chance at picking up a referral bonus.

Please don’t share your referral link as an individual post in the group as it’ll just get deleted. Please also don’t share a non-100K referral link as that’ll get deleted too. Please also don’t share an ‘as high as’ referral link.

Comments on the blog with links automatically get caught in our spam filter and will not post. Instead, the above Facebook thread is the only place we’ll be accepting referral links (sorry if you’re not on Facebook).

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5 Comments
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Christian B

I have a 250K referral for Bus Gold. Are you interested in the referral link?

David

“as high as” AmEx really starting to screw people over with this new SUB language…

Larry S

Biz gold, too, or just personal?

Larry S

NM