(More links needed) Amex Platinum 150K referral offer is back again and we need your links!


Update 2/13/24: At some point in the last week or so, referral links generated before that date have expired. The good news (for some) is that other people are now targeted for the ability to refer to the 150,000 Membership Rewards welcome offer on the personal Amex Platinum card.

If you’re one of the lucky ones, we’d love to use your referral link on our Best Offers page so that you can earn up to 100,000 Membership Rewards points. Instructions for how and where to leave your referral link on the Facebook referral thread can be found at the end of this post.

Important: Please only leave your referral link if it always displays the 150k offer. If it only shows it in some browsers some of the time, unfortunately your link is ineligible and it’ll be deleted from the referral thread. A good way of knowing if you’re targeted for this ability to refer to the higher offer is that when you obtain your referral link it’ll specifically state that you’re able to refer to the 150,000 points offer. If it says your friend can earn 80,000 Membership Rewards or some other amount that’s not 150,000, you’re sadly not targeted.

Here’s the original post.


The 150K referral offer for the American Express Platinum card is back again. This targeted offer gives 150,000 Membership Rewards points on $8,000 spend and is only available via referral. This is the offer you’ll find on our Best Offers page as it’s the best one out there.

This referral offer is also one of the best out there for a personal card. We’ll again be collecting reader referral links for those who were targeted so we can share them with others. The details on how to participate with your link (if you are targeted) are below.


The Offer & Key Card Details

Click the name of the card below to go to our dedicated card page for more information and a link to apply.

Card Offer and Details
150K points after $8K spend in 6 months. Terms apply.
$695 Annual Fee
Alternate Offer: Resy Offer: 100K after $8K spend in 6 months plus 10x at restaurants for first 6 months (up to $25K max spend) See here for details.
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Recent better offer: 150K after $6k spend (referral only, expired 10/23)
FM Mini Review: This card is absolutely loaded with high end perks. Depending upon your situation, those perks may be worth the annual fee or much more.
Earning rate: 5X points for flights booked directly with airlines or with American Express Travel ✦ 5X points for prepaid hotels booked through American Express Travel
Base: 1X (1.55%)
Travel: 5X (7.75%)
Card Info: Amex Pay Over Time Card issued by Amex. This card has no foreign currency conversion fees.
Noteworthy perks: Up to $200 a year in statement credits for incidental fees at one qualifying airline per calendar year ✦ $200 prepaid hotel credit per calendar year valid on Fine Hotels & Resorts and The Hotel Collection bookings ✦ Up to $20 per month rebate for Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, SiriusXM, and/or The Wall Street Journal ✦ $15 monthly Uber or Uber Eats credit ($20 in December, use it or lose it each month) ✦ $189 CLEAR fee reimbursement per calendar year ✦ $12.95 (+tax) monthly credit for Walmart+ monthly membership subscription credit when you pay with Platinum card ✦ Up to $100 in credits annually for purchases at Saks Fifth Avenue (up to $50 in credits semi-annually) ✦ Priority Pass membership (Lounges only) with 2 guests and other airport lounge benefits (Centurion and Delta) ✦ Rental car elite status ✦ Marriott Gold status ✦ Hilton Honors Gold status Enrollement required for some benefits. Terms Apply. (Rates & Fees)

Quick Thoughts

This referral offer is targeted in that only some Platinum card holders have the ability to generate a link good for it — but the offer itself is publicly available to anyone applying through a qualifying referral link (like the one on our Platinum card page). Those Platinum cardholders who have the ability to generate a 150K link will see it advertised in the “refer a friend” section of their login — it shows the bonus that you’ll get as a Platinum cardholder and that your friend will get 150,000 points (whereas most of us only have a referral offer for 80K points for our friends).

Keep in mind that the Platinum card welcome bonus is not available to those who have or have had the personal Platinum or Charles Schwab Platinum card before. If you’ve only had the Morgan Stanley version of the Platinum card, you would be eligible.

We want your 150K offer referral links

Here on Frequent Miler, our Best Credit Card Offers page always links to the best available welcome bonus, even if that’s not an affiliate link. The Best Offer for the personal Amex Platinum card through affiliate channels is for only 80,000 Membership Rewards points. That’s why you’ll see many other points and miles sites hawking that inferior version.

However, we always present the offer that allows new applicants to earn the best available bonus, even when it doesn’t benefit our site through affiliate commissions. Seeing as referral earnings are limited to 100,000 points per person and that’s maxed out after just a few referrals, we want to share the wealth by using readers’ referral links on the site. We need reader links for the 150K offer.

If you’d like to have your referral link shared on the Best Offers page, here’s what you need to do:

Step 1: Check your referral link

You can find your referral link here, or by logging in to your American Express account and scrolling down to the ‘Refer A Friend’ link at the bottom of the page and clicking on that. Note that you might need to change your card at the top of the referral page so that your Amex Platinum card is selected.

Before sharing your referral link, please ensure that it generates a link to the offer giving new applicants 150,000 Membership Rewards points after $8,000 in purchases. Not all Amex Platinum cardholders can generate that superior offer, so it’s worth checking first. A good rule of thumb is that if you’d earn 30,000 points per referral from the link generated by your Platinum card, then your offer will likely be for the better offer…but please check regardless.

Step 2: Join the Frequent Miler Insiders Facebook group

If you’re already part of our Facebook group, you can skip this step. If you’re not a member though, you’ll need to join this group. Note that you’ll be asked a question or two (depending on if you try joining on mobile or desktop) to ensure you’re not a bot. Please answer that question(s), otherwise you won’t get admitted to the group in order to do step 3.

Step 3: Share your link on the dedicated thread

We have a dedicated thread set up to share your 150K link, so please only share your referral links here at the bottom of the thread. We’ll then work our way through the them for as long as this increased offer is only available via referrals. We will rotate through links there regularly to try to give as many readers as possible a chance at picking up a referral bonus.

Please don’t share your referral link as an individual post in the group as it’ll just get deleted. Please also don’t share a non-150K referral link as that’ll get deleted too.

Comments on the blog with links automatically get caught in our spam filter and will not post, so do not share your links in the comments here. Instead, that Facebook thread is the only place we’ll be accepting referral links (sorry if you’re not on Facebook).

h/t: reader Nick

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