U.S. Bank Cash+

 

 

 

ⓘ $180
1st Yr Value Estimate

$200 Cash Back
$200 after $1000 spend in 120 days
Click here to learn how to apply

No Annual Fee

 

 

FM Mini Review: Useful for its 5% categories, but you can do better for all other spend.

Card Type: Visa Signature

Earning rate: Each quarter, choose two 5% cash back categories (capped at $2K spend per quarter combined) and one 2% category (uncapped). 1% cash back everywhere else. 5% Categories: Home Utilities ⚬ Ground Transportation ⚬ Select Clothing Stores ⚬ Cell Phone Providers ⚬ Electronic Stores ⚬ TV, Internet & Streaming Services ⚬ Gyms/Fitness Centers ⚬ Fast Food ⚬ Sporting Goods Stores ⚬ Department Stores ⚬ Furniture Stores ⚬ Movie Theaters. 2% Categories: Gas Stations ⚬ Restaurants ⚬ Grocery Stores

Application Tips

US Bank Application Tips Get Same Card Again: Depends on the product. For example, with the Altitude Reserve card you cannot get the bonus again. The terms state "The bonus is not available to Cardmembers who currently have, or had, a U.S. Bank Altitude Reserve Visa Infinite account." Hard inquiries may be combined into 1 when approved same day. Call (800) 947-1444 to check your application status. If denied, call reconsideration here: 800-947-1444 or 800-685-7680

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