U.S. Bank Cash+

Card Details and Application Link
U.S. Bank Cash+

FM Mini Review: Useful for its 5% categories, but you can do better for all other spend.


Card Type: Visa Signature

Base
1%
Travel
5%
Dine
2%
Gas
2%
Grocery
2%
Shop
5%
Phone
5%
Other
5%

Earning rate: Each quarter, choose two 5% cash back categories (capped at $2K spend per quarter combined) and one 2% category (uncapped). 1% cash back everywhere else. 5% Categories: Home Utilities ⚬ Ground Transportation ⚬ Select Clothing Stores ⚬ Cell Phone Providers ⚬ Electronic Stores ⚬ TV, Internet & Streaming Services ⚬ Gyms/Fitness Centers ⚬ Fast Food ⚬ Sporting Goods Stores ⚬ Department Stores ⚬ Furniture Stores ⚬ Movie Theaters. 2% Categories: Gas Stations ⚬ Restaurants ⚬ Grocery Stores

Application Tips

US Bank Application Tips


  • Get Same Card Again: Depends on the product. For example, with the Altitude Reserve card you cannot get the bonus again. The terms state "The bonus is not available to Cardmembers who currently have, or had, a U.S. Bank Altitude Reserve Visa Infinite account."

  • Hard inquiries may be combined into 1 when approved same day.


Call (800) 947-1444 to check your application status.
If denied, call reconsideration here: 800-947-1444 or 800-685-7680

Related Cards (USB cash back cards)

Card Offer
U.S. Bank Business Cash Rewards World EliteTM Mastercard
$500 Cash Back
$500 cash back after $3000 spend in first 90 days

No Annual Fee

U.S. BANK ALTITUDE® CONNECT VISA SIGNATURE® CARD
50K points
50K after $3K spend in 120 days

No Annual Fee First Year, Then $95

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