Chase Freedom and Freedom Flex, Discover It, US Bank Cash+, and Citi Dividend cards all have rotating quarterly categories that earn 5% back, and the new categories for Q1 2026 have been revealed.
Below are the details of each card’s categories from January 1 to March 31, 2026, along with links to activate the bonuses.
Chase Freedom & Freedom Flex
Bonus Categories
- Norwegian Cruise Line
- Dining
- American Heart Association
Bonus Amount / Limit
- 5% cashback on up to $1,500 spend in combined purchases of this quarter’s categories
Discover
Bonus Categories
- Grocery Stores
- Wholesale Clubs
- Select Streaming Services
Bonus Amount / Limit
- 5% cashback on up to $1,500 in purchases
Citi Dividend
Bonus Categories
- Amazon
- Select Streaming Services
Bonus Amount / Limit
- 5% cashback on up to $6,000 in purchases per year
US Bank Cash+
Bonus Categories
Choose two of the following:
- Home Utilities
- Electronics Stores
- Sporting Goods Stores
- Ground Transportation
- TV, Internet & Streaming (this replaced Car Rentals)
- Department Stores
- Select Clothing Stores
- Gyms/Fitness Centers
- Furniture Stores
- Cell Phones
- Fast Food
- Movie Theaters
Bonus Amount / Limit
- 5% cashback on your first $2,000 in combined net purchases in your chosen 5% categories
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1st Qtr 2026 Chase bonus sux nuts
These are the worst Chase categories I have seen since the first year I had a Chase Freedom card.
The dining category should stack with the regular 3X you get on dining for a total of 7X up to $1500, so that’s pretty good if you value UR.
Chase categories underwhelming again !