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Target’s annual gift card promotion offering 10% off $500 in Target gift cards will be coming this Saturday (12/6/25) and Sunday (12/7/25), both online and in-store. These can obviously be worthwhile both for personal use and potentially for reselling, though we always caution folks who are tempted to try to exceed the limit. (h/t: DOC)
The Deal
- Target is offering 10% off purchases of up to $500 in Target gift cards, both online and in-store, on 12/6 and 12/7
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- You must load the coupon to your Target Circle account before purchasing gift cards in order to get the discount
Direct link to this deal (not live until 12/6)
Key Terms
- Offer valid December 6-7, 2025.
- Must load Target Circle digital coupon before purchase.
- A transaction can include multiple Target gift cards.
- Offer valid for one transaction of up to $500 in Target gift cards ($50 maximum discount).
- Limit one coupon/offer per guest.
- Valid online & in-store.
Quick Thoughts
Target runs this deal every year, and regular Target shoppers always get excited about the chance to save up to $50. You can load these gift cards to your Target wallet and use them on your phone to pay in-store, making them easy to use over time. Many people will find this worthwhile for personal use, particularly those who shop regularly at Target and/or are trying to, ahem, hit the target for minimum spend on a new credit card welcome offer. Note that you’ll need to load the coupon to Target Circle before buying the gift cards.
If you don’t shop at Target regularly, this could still be useful depending on your resale avenues. I wouldn’t expect to turn much of a profit, but for many, the chance to break even on a decent chunk of spend is appealing.
We don’t recommend trying to game this and exceed the per-customer limit. A few years ago, there were reports of people whose gift cards were zeroed out days after the promotion, which would have been an enormous headache.
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Thank you for the heads up! I was going to buy them earlier this week but waited until today!
Stacking this with the Chase Freedom PayPal category is nice if you have multiple cards or can’t otherwise max out the categories
Is this better than buying target gift cards at staples using chase ink for 5x?
Buy $500 GC at Staples, pay $500 with Ink and get 2500 UR points.
Buy $500 GC directly from Target, pay $450. If you have Chase Freedom, use that to pay through PayPal. That’s 5x UR points on the spend.
Why not both? Buy $450 of Visa or MC gift cards at Staples or Office Depot during one of their regular fee-free sales. That’s 2250 UR points. Then use these to pay for $500 of Target gift cards.
Well, true. But wouldn’t that be the same as using Freedom to pay $450 through PayPal and get 5x (2250 UR points)? Simpler/fewer steps.
Unless the person doesn’t have a Freedom card with rotating 5x categories.
Yeah quite possibly. I don’t have a Freedom card so that’s not really on my radar and I’m not very familiar with the rotating categories. Ink is 5% all the time at office supply stores with no need to wait for categories to rotate. I bulk up on Visa/MC GCs when they are available.
Is this better than buying target gift cards through staples and getting 5x chase points?
I buy a lot at Target so I max this out yearly, along with buying Target GCs at Topcashback when there is a (frequent) $2.50 cash back on $15. Easy couch spend. If I am running low I also convert Chase/Amex CVS offers to Target GCs in store.
Does this stack with the 5% discount when using Target credit/debit cards?
Unfortunately, no. Target gift cards are specifically excluded in the 5% terms.