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TopCashBack is offering a 7% bonus when you cash out via virtual Visa Gift Card. If you have a use for the virtual Visa, this is a nice little bump in value.
The Deal
- TopCashBack is offering a 7% bonus when you cash out your balance via virtual Visa Gift Card through April 30, 2021
Key Terms
- Your payment will be delivered via email with instructions for claiming your Visa prepaid card.
- You must claim your card within 3 months from the date these instructions are sent via email.
- Your right to the payment expires after that time.
- Use your Visa prepaid card anywhere Visa debit cards are accepted around the world. Card is issued by The Bancorp Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Your use of the prepaid card is governed by the Cardholder Agreement, and some fees may apply.
- This is not a gift card.
- Please note that prepaid cards are subject to expiration, so pay close attention to the expiration date of the card.
Quick Thoughts
It’s always nice to get a little bonus bump in your portal cash, so if you have a good use for the virtual Visa this month is surely a good time to cash out. On the other hand, remember that this is a virtual Visa, not a physical card. While the terms say that it is accepted in-store and online, I’m not sure how practical it will be to get a cashier to physically type in the numbers off your picture of a virtual Visa gift card. These virtual Visas also have a shorter validity period, so I only recommend cashing out via Virtual Visa if you have a near-term plan to use it.
Note also that TopCashBack regularly offers differing bonuses depending on the method you choose to redeem your cash back bonus. See this example where the payable balance is $165.44, which could be cashed out via ACH or PayPal directly or alternatively taken as various other types of gift cards (this isn’t a complete list).
The 7% bonus on virtual Visa gift card payout is pretty generous — in fact, it’s the best bonus I can recall seeing — so if you do have a way to use that effectively this could put a little extra return in your pocket.
H/T: Doctor of Credit
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It still boggles my mind how some people will look at a list of options like this and choose the Amazon option thinking “It is too much hassle figuring out how to use the Visa GC, I will just get Amazon since I will use it anyway” … even though they could take the Visa (or Amex) option and buy an Amazon GC direct from Amazon and have the extra funds available. But, hey, psychology.
That’s exactly what I do every time. Save the card name as Used GC and just delete it after it clears. A few extra steps but 7% is a solid return for the few extra clicks
Seems to be about the only thing you CAN use it for.