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BeFrugal is offering 21.5% cash back at Dell today only on up to $1500 in purchases (after which the rate will drop to 17%. This rate is good through 11:59pm Eastern Time tonight.
The Deal
- 21.5% cash back at Dell.com on up to $1500 in purchases (after which the rate drops to 17%
- Link to cash back monitor (TopCashBack is offering 21% back if you prefer)
Key Terms
- Rate valid through 11:59pm Eastern time 11/23/17
- Not valid on EPP, Dell Small Business, etc.
Quick Thoughts
Dell has plenty of deals going today that will make for attractive deals stacked with this. For example, there are a number of TVs bundled with promotional gift cards that would be pretty attractive matched with this:
If you don’t need a huge TV, the one on the far left presents an interesting opportunity. At $399.99, you would earn $86 cash back. But it’s even more interesting if you buy with a card that offers price protection, because this TV is also on sale at Sam’s Club for $318.
I’m not sure whether or not you would get a price protection claim to that particular deal since it requires a membership. However, you could always file your claim against the current Best Buy price for a few bucks more.
Assuming you price protect to the Best Buy price of $329.99, you should get $70 back from your credit card. I’ve done price protections on Black Friday prices successfully many times with Citi and Discover (though I always wait to open my items until the claim comes through). Assuming your price protection claim comes through, your net cost should be:
$399.99
-86.00 Cash Back
-70.00 Price protection
$243.99 final price
That looks like a solid deal on this TV — well below the Black Friday prices you could find anywhere else on this particular TV. And that’s just one example — with some shopping around, you can certainly find some deals.
Be sure to check the terms of your credit card’s price protection — Citi and Discover cover up to $500 per claim and $2500 per year, while Mastercard only covers up to $250 per claim and up to 4 total claims per year. Furthermore, Mastercard and Chase include clauses that exclude “seasonal” and “limited-quantity” sales. YMMV.
On the other hand, if you find a deal like this Playstation Pro bundle, you might be better off paying with an Amex card — if you have the $50/5K back on $299 offer loaded:
In that case, your net cost would come down to ~$281 and you would earn Dell Rewards. H/T Blue in the comments earlier for this one.
Bottom line
Twenty one percent cash back at Dell is a great deal whether you’re buying a TV, a laptop, a gaming system, etc — especially if you can snag a decent Black Friday deal. Note that Slickdeals is also running a rebate right now — this will not stack with that as they require you to go through their links, eschewing cash back elsewhere. In most cases, you’d be better back going through a portal today for a big payout
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My $86 cash back was negated for some reason. Anyone else have this happen?
Great deal. Thanks for the heads up. Got two gaming consoles (xbox 1 with 3 games for $230 and ps4 pro for $375) for a price of $647.33 after tax. Dell allowed me to split payment so that I could take advantage of two amex offers ($50 each). As long as the 21% at tcb pays out (127.05 if excluding tax, $135.93 if total) that’s $420.28 for both systems and 3 games (battlefield, forza horizon 3 and forza motorsport 7). Plus got $18 in Dell rewards for something later.
could we double up with buying dell gift card
Anyone have good laptop scenarios like the tv posted above?
I’m trying to price out XPS 13. With 256GB drive it’s coming out to $930, with 21% back but 8% sales tax it’s around $815 for me….barely $50 above what B&H would have for half the drive size.