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Target is currently offering a coupon good for $40 off of $40 or more when you open a new Target RedCard by 10/14/23. It probably isn’t worth doing this deal for the credit card, but it could be a nice deal if you’re opening the debit card since that card has no fee or hard pull — making this a free and easy $40 win for Target shoppers.
The Deal
- Target is offering $40 off a purchase of $40 or more when you open a new Target REDcard between 9/3/23 and 10/14/23. Note that this applies to both the debit or credit card, but we only recommend doing the debit card deal.
- Excludes Reloadable cards.
- Direct link to ad
- Direct link to debit card page
Key Terms
- Get a coupon for $40 off an over $40 qualifying purchase when you are approved for a debit or credit RedCard in-stores and at Target.com between 9/3/23 and 10/14/23.
- The coupon will be mailed to approved cardholders with their RedCard and will be valid though 11/13/23. Must upload coupon to Target App and be fully enrolled in Target Circle to redeem coupon.
- Excludes alcohol, Apple products, Barbie camper and houses, Beats Fit Pro, Beats Flex, Beats Powerbeats Pro, Beats Studio Buds, Black History Month, Bose, Bratz Collector and Designer Dolls, Bullseye’s Playground, Cards Against Humanity, Casper, clinic & pharmacy, Cricut, dairy milk, DockATot, Dockers, Do-a-Dot, DSLR cameras & lenses, Dynamic Coins, Dyson, Fisher Price Laugh n Learn, Fitbit, Funko Standard Pop, gift cards, GilletteLabs Heated Razor Starter Kit by Gillette – 3ct, Google, Hair Appliances, HALO Baby, Hasbro Games (Classic Monopoly, Connect Four, Jenga, Sorry, Trouble), Healthy Roots Dolls, HP Inc., ICU reading glasses, Infant Optics, JBL, Latino Heritage Month, LEGO, Levi’s Red Label, Lights From Anywhere (Junior), LG OLED and QNED TVs, limited-time designer partnerships, Lovevery, Marvin’s Magic Drawing Board and Pens, Mega Bloks, Meta Oculus and Portal, mobile contracts, Motrin, Ninja, Nintendo hardware and Switch games, Polder, Philips Avent, Plan B, power shave, power dental, prepaid cards, Play-Doh Ice Cream Truck Playset, PlayStation consoles and accessories, Pride, Revival, Samsung TVs, Scratch Art, Shark, Shipt Membership, simplehuman, SI Thunder Glow Drone, Sonos, Sony Electronics, Svengali Magic Cards, Take Action, Target Optical, Tempur-Sealy, Trading Cards, Tylenol pain relief, Tylenol PM, Ulta Beauty at Target Brands, Unlocked phones, Vera Bradley handbags, Weber, What Do You Meme?, WonderFold.
Quick Thoughts
There are a bunch of exclusions above, but most regular Target shoppers will still find $40 off of $40 to be an easy bonus. You’ll then be eligible for future coupons again 6 months after you last opened it (requiring closing and re-opening the card). This deal used to be churnable every ninety days and target clamped down. Now, dp’s indicate that you must wait 6 months from closing a debit RedCard before Target will approve you for a new one.
Target is now requiring that the coupon be uploaded to the Target app and the recipient be fully enrolled in Target Circle. Previously, the $40 off $40 coupon worked both online and in-store, meaning that you could get $80 worth of stuff for free from one coupon. Since this will be uploaded to an online Target Circle account now, you have to scan it in store in order to use, spelling the end of the $80 online/in-store double dip.
I generally prefer to focus on larger bank account bonuses, but this is nonetheless an easy win and the deal is better still if you shop at Target regularly since the debit card gives you 5% off both in-store and online. There isn’t any benefit in opening the credit card over the debit card (and in fact that would be a pretty poor deal given so many credit cards on the market with offers that are much better than a $40 coupon).
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In my experience, it’s a little tricky to find and apply the coupon (I started with a physical coupon received in the USPS mail, which had a qr code which I scanned) and add it to my online account, but after a few false starts I got it there after logging out and logging back in..
Once the coupon was applied to my account, I bought a nice KitchenAid attachment (spiralizer), which I’m really looking forward to trying.
Hope this helps…
Has anyone been able to add the coupon from the mail to their wallet? Doesn’t work for me at all and says “An error occurred. This event is not valid.”
Same for me.
I had the same issue and I don’t know how to redeem this coupon… ugh
I found a Reddit comment that described how to redeem it on Android. It looks like in the app there are multiple places to scan things, but only 1 of them work.
From their comment: “I went to Discover -> ‘Target Circle offers’ -> search icon in the top right -> bar code… Then I could finally see it in my ‘Top Offers’ all the way to the right.”
Question for the hive-mind, but some quick background first…last Target RED Debit card was applied and approved on 1/9/23 and closed on 3/13/23. I just re-applied for the same Target RED Debit card on 5/6/23 and was denied due to it being “too soon” since my last card.
When I asked the agent how long I need to wait until my next application, she said 180 days. I then asked her to clarify “180 from when?” (from last card opening, from last card closing?) and she could not answer the question.
So I throw it out to y’all as this was apparently their card department I was speaking to…is this a HUCA situation or does someone here have a more definitive “wait period” and from when does that wait period start?
[…] lasts from 1/1/2023 until 1/14/2023. Details are available in the current Target ad. Hat tip to Frequent Miler for posting this one and tipping me off to the current […]
Thank you! I shop at my local Target often, yet I hadn’t noticed this deal. I just signed myself and P2 up for the reloadable cards. I liked that the reloadable doesn’t have to be linked to our checking account, which I think should make it a good debit-like card to let our teens/tweens use anywhere with minimal risk. Also, it’s fee-free (except for a couple of things we’ll never do anyways) so that’s much better than most prepaid debit cards I’ve seen designed for teens/tweens that seem to have fees. If I’m overlooking something let me know but this appears to unexpectedly have more value than just the $40 coupon, which is great too.
I already signed up n just seen this offer but my card should or is on its way. Can I still be eligible
can i apply for debit card (& get $40 coupon) if already have credit card account?
Yep
what type of pull for reloadable card?
soft
On the last go round I also got the reloadable Target card earning another $40+ in Target coupons
The exclusions are so dumb
Any assistance on redeeming the coupon online? I used the coupon in store today and then came home to use online. Put in promo code and it says invalid.
I don’t know why you are having problems. Are you sure that you entered the promo code correctly? I used the coupon in store today and came home and used the promo code online without any problems.
Always do online first! sometimes the store clerk will take the coupon away when redeeming instore. the clerk may have invalidated your coupon since it’s only suppose to be used once.
I bought several items using this $40 off coupon. If I return the items I bought, will I get a refund? Or will I get nothing back?
This is a total misleading scam for online shopping. This is not cash back or a gift card. The $40 comes off of your purchase instantly. I applied the coupon and it said valid and showed up in my cart. Little did I know that it did not apply to the brand of item I purchased. I waited to see my statement to check for the credit and surprise surprise… No statement credit, no gift card.
So of course I called Target. They transferred me twice to card services. After 74 minutes on the phone, I was told that they couldn’t (really they wouldn’t) do anything because the coupon expired. I wanted a replacement coupon since I didn’t get the $40. I was told I can only get this if it’s lost in the mail and it’s their fault. The woman, who I did file an official complaint about for being so incredibly rude, kept trying to get off the phone saying is there anything else I can do sarcastically- I kept saying yes you can resolve my issue. Finally she just lied and said I submitted a case and you MIGHT get another coupon in 10-15 business days. Never got it. Thumbs down
Targets checkout system SHOULD HAVE SAID COUPON CANNOT BE APPLIED. I’m done with Target before I even got started being a regular customer. They got around 5 purchased out of me though… finger pointing and false promises.
Does it work if two people in the same household apply for the same offer?
yes
Time to replenish my McCormick spices.
[…] lasts from 1/1/2023 until 1/14/2023. Details are available in the current Target ad. Hat tip to Frequent Miler for posting this one and tipping me off to the current […]