Discover: Earn $50 bonus cashback when adding an authorized user

Discover is once again targeting some cardholders with an offer giving $50 bonus cashback when adding an authorized user and making a purchase.

The Deal

• Earn $50 in bonus cashback when adding an authorized user to a targeted Discover card account and making a purchase.

Key Terms

• Get $50 Cashback Bonus after you add an Authorized User and make a purchase by 7/3/2026.
• Only purchases made after the Authorized User is added will count towards the offer.
• For a purchase to qualify, the transaction date must be on or before the last day of the offer.
• Offer is limited to one Authorized User $50 Cashback Bonus promotion per account.
• Once promotion details are met, cash back will be credited to your account within three billing cycles.

Quick Thoughts

I’m assuming the purchase must be made with the new authorized user card, but a strict reading of the terms doesn’t explicitly state that. In theory, that might mean a purchase on the primary cardholder’s card would work, but I wouldn’t count on it, so it’d be best to make the purchase on the authorized user card.

Bear in mind that adding an authorized user will add to that person’s 5/24 status with Chase. However, if that pushes them over the 5/24 mark and that’s the reason they get declined by Chase, you can call reconsideration to ask them to ignore that authorized user card. That’s not so bad if it’s you making the call, but if it’s your partner who’d have to call Chase, you’ll have to weigh whether the $50 cashback bonus from Discover is worth having your partner call Chase.

Want to learn more about miles and points? Subscribe to email updates or check out our podcast on your favorite podcast platform.