Hilton Honors American Express Card

Note: American Express is a Frequent Miler advertiser, but we always show the best public offer even when we don't earn a commission. Please see our Advertiser Disclosure.

Card Details and Application Link
Hilton Honors American Express Card
90K after $2K spend in 6 months. Terms apply. (Rates & Fees)
No Annual Fee

Click here to learn how to apply
This is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
After clicking through, be sure to choose the card you want on the landing page.
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Recent better offer: 70K + free night certificate after $2K spend in 3 months. [Expired 7/19/23]
FM Mini Review: This card isn't particularly rewarding, but it's good to keep primarily for targeted Amex upgrade offers to the Surpass card.
Earning rate: ✦ 7X Hilton spend ✦ 5X US restaurants, US Supermarkets, and US gas stations ✦ 3X on all other eligible purchases
Base: 3X (1.44%)
Dine: 5X (2.4%)
Gas: 5X (2.4%)
Grocery: 5X (2.4%)
Brand: 7X (3.36%)
Card Info: Amex Credit Card issued by Amex. This card has no foreign currency conversion fees.
Big spend bonus: Gold elite status with $20K calendar year spend
Noteworthy perks: ✦ Free Silver status; Gold status with $20K spend. ✦ Terms Apply. (Rates & Fees)

Application Tips


Amex Application Tips



  • Safe to Apply: Amex is the safest bank for trying your luck at earning a new welcome bonus offer. They don’t usually issue a hard pull when denying your application, and if you already have an Amex card, they won't usually issue a hard pull when approved for another one. Plus, they’ll now warn you during the application process if you’re not eligible for the bonus.

  • Lifetime Rule: If you've ever had the same card before, you are most likely prohibited from earning a welcome bonus offer for the card if you apply now. Fortunately you'll be warned during the application process if this is the case. Amex is known to "forget" that you've had a card after about 7 years.

  • 90 Day Rule: You can get at most two credit cards within 90 days. This rule does not apply to Pay Over Time (charge) cards.

  • 5 credit card max: Amex usually won't approve applications for new credit cards if you already have 5 or more Amex credit cards or 10 or more charge cards.

  • Better Offers: You may be able to get a better offer than the best available public offer. Details here.

  • Hard inquiries combine into 1 when approved same day


Check application status here.
If denied, call reconsideration: 877-399-3083 (new accountholders); 866-314-0237 (current accountholders)


Related Cards (Hilton)

Card Offer
160K Points + free night certificate ⓘ Non-Affiliate
160K after $6K spend in first 6 months. Free night certificate every year - first certificate is awarded 8-12 weeks after approval. Terms apply.
$550 Annual Fee
After clicking through, be sure to select the card you want on the next page.
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
140K points ⓘ Non-Affiliate
140K after $3K spend in 6 months. Terms apply.
$150 Annual Fee
After clicking through, be sure to select the card you want on the next page.
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Recent better offer: 130K + free night certificate after $2K spend in 3 months [Expired 7/19/23]
175K Points ⓘ Affiliate
Limited-time offer: 175K after $8K spend in first 6 months. Terms apply.
(Offer Expires 6/5/2024)
$195 Annual Fee
90K after $2K spend in 6 months. Terms apply. (Rates & Fees)
No Annual Fee
After clicking through, be sure to choose the card you want on the landing page.
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Recent better offer: 70K + free night certificate after $2K spend in 3 months. [Expired 7/19/23]

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Brian

No lifetime language . . . hmmmm. I was denied for the Surpass card because I had “previously had either the Hilton Surpass or Hilton Honors American Express card,” despite having no current American Express cards.

Ryan

Safe to apply is false and misleading. I got denied but hard inquiry from Amex still shows on my Experian report. Can I fight this? I did not think I was agreeing to a hard pull

Ryan

Update: I submitted a CFPB complaint after getting bounced between Amex and Experian. Amex responded by indicating that they would suppress the inquiry.

But the whole ordeal was a major PITA and has thoroughly dissuaded me from pursuing cards from Amex any time soon.

Last edited 9 months ago by Ryan

[…] Hilton Honors Card from American Express (no annual fee) 3X base; 7X Hilton; 5X at US Supermarkets, US restaurants, and US gas stations. See rates & fees. […]

[…] No-fee Hilton card: 50K after $1K spend in 3 months […]