Alliant Cashback Visa Signature Card

Card Details and Application Link
Alliant Cashback Visa Signature Card

FM Mini Review: Good cash back card for everyday spend as long as you do not spend more than $20K per billing cycle (at which point a 2% card would be better). Lack of foreign transaction fees is a positive.


Card Type: Visa Signature

Base
2.5%

Earning rate: Tier One Rewards (which now requires $1,000 in an Alliant high-yield checking account and 2 electronic transactions per month) offers 2.5% cash back everywhere on up to $10K per billing cycle, then unlimited 1.5% cash back beyond $10K in purchases in a billing cycle. (Note that some purchases, like those from GiftCards.com, are not eligible for cash back)

Noteworthy perks: No foreign transaction fees

Overview

The Alliant Cashback Visa Signature credit card offers a leading rate of return in terms of cash back for purchases. Now that there is no longer an annual fee and Tier One Rewards customers can earn 2.5% on the first $10K per billing cycle and then an unlimited 1.5% thereafter, this card is a great "everywhere else" choice for those who spend less than $20K per billing cycle.

Related Cards (Other cash back cards)

Card Offer
BB&T Spectrum Rewards
Up to $1,350
$1350 after $50K spend in 3 months (Get 3% cash back in first 3 months, plus 5% year end bonus + 30% big spend bonus = $2025. Consider $1350 of that to be signup bonus.)

No Annual Fee

Verizon Visa Card
$100 in Verizon credit
Up to $100 in credit applied over 24 monthly wireless bills

No Annual Fee

Manchester United Credit Card
Earn Double Points
Earn double points in your first year, up to 100K bonus points

No Annual Fee

Ducks Unlimited Visa from First Bankcard

This card no longer features a first-year bonus and while it previously earned 5% back at gas stations, it now only offers 1.5% back everywhere.

No Annual Fee

0 0 vote
Post Rating
Subscribe
Notify of
guest

This site uses Akismet to reduce spam. Learn how your comment data is processed.

9 Comments
Inline Feedbacks
View all comments

[…] added flexibility of using the cash to buy Hilton points or anything else you want. A card like the Alliant cash back Visa, the Bank of America Premium Rewards card with Platinum Honors, or a Discover IT Miles card in the […]

[…] Alliant now indicates on its website that beginning on March 14, you will only earn cash back on up to $10,000 in purchases per billing cycle on the Alliant Cashback Visa Signature card. […]

[…] if you think you’ll mostly be redeeming for paid tickets. For example, if you qualify for the Alliant Cashback Visa, you could be earning 3% cash back the first year and 2.5% cash back in subsequent years with a $59 […]

[…] received reader reports (and so has Doctor of Credit) that the Alliant Cashback Visa is no longer earning any rewards on Plastiq payments. Whether you’re in your first year of […]

[…] of not doing this deal. I think it’s further crazy to consider if you could instead get the Alliant Cashback Visa, which offers 3% back for the first year, or the Discover IT Miles, which offers an effective 3% […]

[…] is out with a cool new promo for Alliant Cashback Visa (and perhaps Platinum?) cardholders: get a $10 statement credit for each bill paid with your […]

[…] cards versus the best ongoing cash back alternative available in my collective family wallet, the Alliant Cashback Visa’s 2.5% cash back (note that this card offers 3% back in the first year and 2.5% back in subsequent […]

Ell

Can you pay this cc with a debit card? Or only from a bank account

[…] Alliant Cashback Visa […]