|Card Details and Application Link|
Alliant Cashback Visa Signature Card
This card no longer features a first-year bonus.
Click Here to Apply (this is NOT an affiliate link)
No Annual Fee
FM Mini Review: Good cash back card for everyday spend as long as you do not spend more than $20K per billing cycle (at which point a 2% card would be better). Lack of foreign transaction fees is a positive.
Card Type: Visa Signature
Earning rate: Tier One Rewards (which now requires $1,000 in an Alliant high-yield checking account and 2 electronic transactions per month) offers 2.5% cash back everywhere on up to $10K per billing cycle, then unlimited 1.5% cash back beyond $10K in purchases in a billing cycle. (Note that some purchases, like those from GiftCards.com, are not eligible for cash back)
Noteworthy perks: No foreign transaction fees
The Alliant Cashback Visa Signature credit card offers a leading rate of return in terms of cash back for purchases. Now that there is no longer an annual fee and Tier One Rewards customers can earn 2.5% on the first $10K per billing cycle and then an unlimited 1.5% thereafter, this card is a great "everywhere else" choice for those who spend less than $20K per billing cycle.