Amex Blue Business Plus: Up to 80K Membership Rewards bonus, no lifetime language (targeted)


A terrific targeted offer for the Blue Business Plus (BBP) is back again. Those folks that are targeted will earn 75,000 Membership Rewards points after $15,000 in purchases within the first 12 months (the current public offer doesn’t have any points attached).

You can also receive an additional 5,000 Membership Rewards by adding an employee card and spending $1,000 on that card within the first 12 months, for a total of 80,000 points. Spend on employee cards counts towards the total $15k minimum spend as well. The terms don’t make it clear how many employee cards can be added with that offer, so it may be possible to add more than one with the 5k/$1k offer.

This matches the best offer that we’ve seen for the Blue Business Plus. The application terms for the offer do not seem to include typical one-in-a-lifetime language, so even if you have had the card before, you should be eligible for the welcome bonus (if targeted).


The Deal

  • Earn 75,000 Membership Rewards points after $15,000 in purchases within the first 12 months after approval for a new Blue Business Plus card.

Link to log in and see if you are targeted (you’ll have to log-in to your Amex account, then click “apply now” to see if you’re targeted)

You will need to log-in, then click the “apply” button to see if you’re targeted. If you don’t see the bonus on the landing page and/or get a message that says something along the lines of “Sorry, this offer is no longer available”, that means you’re not targeted.

Key Card Details

Card Name w Details No Review (no offer)
No Annual Fee
Earning rate: 2X Membership Rewards points on all purchases, up to $50K spend per calendar year (then 1X thereafter). Terms apply. (Rates & Fees)
Base: 2X (3.1%)
Card Info: Amex Credit Card issued by Amex. This card imposes foreign transaction fees.

Quick Thoughts

This targeted offer comes in and out periodically and matches the best offer that we’ve ever seen for for this card. The Blue Business Plus doesn’t usually have a welcome bonus except when applying via a referral link, and then it’s typically only been 10,000-15,000 bonus points after $5,000 in purchases in the first 3 months.

I’m a big fan of the Blue Business Plus. The card earns 2x on all spend (up to $50K in purchases per calendar year, then 1x). That makes it a terrific “everywhere else” card for people who value Membership Rewards points. Also, it’s a useful backstop card since it has no annual fee but keeps Membership Rewards points alive and transferable to partners. Thus, there’s never any worry about cancelling a MR-earning card and losing points.

By meeting the terms of this bonus, you would end up with a total of 105,000 points in the first year between the normal 2x on the first $15K in purchases and the 75K welcome bonus (and that’s without factoring in employee cards). That’s effectively 7x MR on $15K spending anywhere over one year with no annual fee. That’s a good return for a low monthly spend requirement and no annual fee.

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