The Blue Business® Plus Credit Card from American Express

Note: American Express is a Frequent Miler advertiser. Please see our Advertiser Disclosure.

Card Details and Application Link
The Blue Business® Plus Credit Card from American Express
 
 
 
15K points
15K after $3K spend in 3 months. Terms apply. (Rates & Fees)
Click Here to Apply

No Annual Fee

 
 

Alternate offer: Some people have been targeted for an offer in their online account for 50K points after $15K in purchases in their first 12 months.

Recent better offer: 20K after $3K spend in 3 months (Expired 6/21/17)

 
 

FM Mini Review: 2X rewards for all spend (up to $50K per year) with no annual fee makes this card a winner.

Card Type: Amex Credit Card

Base

Earning rate: 2X Membership Rewards points on all purchases, up to $50K spend per calendar year (then 1X thereafter). Terms apply. (Rates & Fees)

Overview

The The Blue Business Plus Credit Card is the only card offering transferable points and 2X rewards for all spend. That's fantastic. And, it has no annual fee!

Card Advantages

  • No annual fee.
  • 2X Membership Rewards points on all eligible purchases. Enough said.
  • When paired with The Business Platinum Card from American Express OPEN, you can use points to purchase flights at a value of 1.5 cents per point thanks to the Business Platinum pay with points rebate.
  • If you cancel all other Membership Rewards cards, your Membership Rewards points will stay active and still transferable to airlines.
  • Signing up for this card does not impact your 5/24 count.

Card Disadvantages

  • This is a credit card, not a charge card, so it is subject to Amex's limit of 5 credit cards per person.
  • 2X earnings are capped at $50K spend per year.

Rewards

Amex Membership Rewards points can be incredibly valuable if you know how to use them. In general, if you use Membership Rewards points to pay for merchandise or travel, you won't get good value from your points. One exception is with the Business Platinum card where you'll get a 35% point rebate when using points to book certain flights. This gives you approximately 1.5 cents per point value, which is pretty good. Another exception is with the Business Gold Card where you'll get a 25% point rebate when using points to book certain flights. This gives you approximately 1.33 cents per point value. If you don't have either card, then your best bet is to transfer points to airline miles in order to book high value awards. More details can be found here: Amex Membership Rewards Complete Guide.

Application Tips


Amex Application Tips



  • Safe to Apply: Amex is the safest bank for trying your luck at earning a new welcome bonus offer. They don’t usually issue a hard pull when denying your application, and if you already have an Amex card, they won't usually issue a hard pull when approved for another one. Plus, they’ll now warn you during the application process if you’re not eligible for the bonus.

  • Lifetime Rule: If you've ever had the same card before, you are most likely prohibited from earning a welcome bonus offer for the card if you apply now. Fortunately you'll be warned during the application process if this is the case. Amex is known to "forget" that you've had a card after about 7 years.

  • 90 Day Rule: You can get at most two credit cards within 90 days. This rule does not apply to Pay Over Time (charge) cards.

  • 5 credit card max: Amex usually won't approve applications for new credit cards if you already have 5 or more Amex credit cards or 10 or more charge cards.

  • Better Offers: You may be able to get a better offer than the best available public offer. Details here.

  • Hard inquiries combine into 1 when approved same day


Check application status here.
If denied, call reconsideration: 877-399-3083 (new accountholders); 866-314-0237 (current accountholders)

How to Meet Spend Requirements

In order to meet minimum spend requirements, people often look for options to increase spend in ways that result in getting their money back. These techniques are referred to as "manufacturing spend". American Express has terms in their welcome offers that exclude some manufactured spend techniques from counting towards the minimum spend requirements for the welcome bonus offer. For example, most new cardmember bonuses have terms like this:
Eligible purchases to meet the Threshold Amount do NOT include fees or interest charges, purchases of travelers checks, purchases or reloading of prepaid cards, purchases of gift cards, person-to-person payments, or purchases of other cash equivalents.
That said, many techniques for meeting minimum spend are perfectly fine. Here are some techniques that are safe for meeting Amex minimum spend requirements (click each link for more information):

Related Cards (Membership Rewards)

Card Offer
The Platinum Card® from American Express
 
 
 
150K Points + 10x restaurants
150K after $6K spend in first 6 months + 10x at restaurants worldwide for the first 6 months on up to $25K in eligible purchases. Terms apply. (Rates & Fees)
(Offer Expires 6/8/2022)

$695 Annual Fee

 
 

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: 125K after $6K in the first 6 months + 15x when you Shop Small in the US and at restaurants worldwide on up to $25K in eligible purchases in the first 6 months [Expired 1/20/22]

 
 
The Business Platinum Card® from American Express
 
 
 
120K points
120K points after $15K spend in the first 3 months. Terms apply. (Rates & Fees)

$695 Annual Fee

 
 

Alternate offer: Some people are targeted for an offer of 160K total points: 150K after $15K spend in the first 3 months + 10K when you add an employee card at the time of application and spend $1K on the employee card in the first 3 months. See if you are targeted here.

Recent better offer: 150K after $20K Spend (Targeted)

 
 
American Express® Gold Card
 
 
 
90K Points + up to $250 back
90K after $4K spend in first 6 months plus 20% back as a statement credit on restaurant purchases worldwide for the first 12 months up to $250 back. Terms apply. (Rates & Fees)
(Offer Expires 6/8/2022)

$250 Annual Fee

 
 
The Platinum Card® from American Express Exclusively for Morgan Stanley
 
 
 
100K points
100K after $6K spend in first 6 months. Terms apply. (Rates & Fees)

$695 Annual Fee

 
 

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: 100K points + 10x when you Shop Small in the US & at restaurants worldwide [Expired 1/20/22]

 
 
American Express® Green Card
 
 
 
50K Points + up to $150 back
50K after $2K spend in first 6 months plus 20% back as a statement credit on restaurant purchases worldwide for the first 12 months up to $150 back. Terms apply. See Rates & Fees

$150 Annual Fee

 
 
American Express® Business Gold Card
 
 
 
70K Points
70K points after $10K spend in 3 months. Terms apply. (Rates & Fees)

$295 Annual Fee

 
 

Alternate offer: Some are targeted for an offer of up to 100K points: 90K points after $10K in purchases in the first 3 months + 10K points when you add an employee card at the time of application and they spend $1,000 in the first 3 months. You can check here to see if you are targeted.

Recent better offer: 70K points + up to $300 in statement credits: 70K points after $10K spend in 3 months + up to $150 in statement credits for US shipping purchases and up to $150 in statement credits US advertising purchases. [Expired 4/7/21]

 
 
The Blue Business® Plus Credit Card from American Express
 
 
 
15K points
15K after $3K spend in 3 months. Terms apply. (Rates & Fees)

No Annual Fee

 
 

Alternate offer: Some people have been targeted for an offer in their online account for 50K points after $15K in purchases in their first 12 months.

Recent better offer: 20K after $3K spend in 3 months (Expired 6/21/17)

 
 
The Amex EveryDay® Preferred Credit Card from American Express
 
 
 
15K Points
15K after $1K spend in 3 months. Terms apply.

$95 Annual Fee

 
 

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Alternate offer: Some people click through and find that they are targeted for an offer of 30K points after $2K spend in 3 months.

Recent better offer: 30K after $2K in first 3 months

 
 

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satellite

Regarding cards that earn 1.5x, Amex Delta Business Platinum/Reserve should be added ($5k+ transactions only though, the same as Amex Platinum).

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[…] additional 5 points per dollar over what your card earns anyway, I chose to load this offer to my Blue Business Plus card since it earns 2X points by default (on up to $50K spend per year).  So, I can now earn 7X on $400 […]

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[…] transfers, then you’re good to go.  The best fee-free options that allow transfers are: Blue Business Plus (my preferred choice) and Amex […]

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[…] great 2X Everywhere cards that are the focus of this article are the Citi Double Cash and the Amex Blue Business Plus.  Both cards have no annual fee.  Both cards earn the equivalent of 2 points per dollar for all […]

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[…] to use a business card, though, at the time of this writing the list shows only one option: the new Blue Business Plus Credit Card.  But, there is a reason that I probably won’t use that particular card for this purpose […]

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P-nope

Is the 2x up to $50,000 per year per business account or per card? For example, if there are 3 employee cards, do each card get 2x up to $50,000 per year for a total of $150,000 spending at 2x MR or is it $50,000 cumulative spending for all cards?

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Nick Reyes

$50K cumulative per account — employee cards don’t get separate caps.

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[…] are transferable to Virgin Atlantic especially if you wait for a transfer bonus.  For example, the Amex Blue Business Plus card has no annual fee and earns 2 points per dollar for the first $50K annual spend.  If you then wait […]

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[…] are lots of good ones (found here), but if you want one with no annual fee then go for either the Blue Business Plus or the Everyday Card.  Previously it was necessary to have a consumer Amex card, but that […]

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[…] next best option that I currently have available is the Amex Blue Business Plus card which earns 2X everywhere, on up to $50K per year of spend, then […]

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[…] any of the below categories, you can do very well.  Particularly noteworthy is the no-annual-fee Blue Business Plus Credit Card which offers 2 points per dollar for all spend, up to $50K spend per calendar year (then 1X […]

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[…] payment fee means that you can essentially buy miles for 1.22 cents per dollar. Even better, the Amex Blue Business Plus credit card earns 2 Membership Rewards points per dollar. In this case you can essentially buy […]

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[…] payment fee means that you can essentially buy miles for 1.22 cents per dollar. Even better, the Amex Blue Business Plus credit card earns 2 Membership Rewards points per dollar. In this case you can essentially buy […]

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Reply
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[…] may be the best cash back option for very high spend.  If you prefer miles, the best bets are the Amex Blue Business Plus which offers 2X on up to $50K per year spend (then 1X) or the Chase Ink Business Unlimited which […]

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[…] any of the below categories, you can do very well.  Particularly noteworthy is the no-annual-fee Blue Business Plus Credit Card which offers 2 points per dollar for all spend, up to $50K spend per calendar year (then 1X […]

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[…] Amex Blue Business Plus: 2X everywhere else (max $50K per year, then 1X) […]

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[…] card since I use those to manufacture top tier status.  And I certainly won’t close the Blue Business Plus card because it is awesome.  I rarely use the Amex Everyday card or the old Blue Cash card, so […]

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[…] with no annual fee include: Blue Business Plus (this also happens to be my favorite card for Everyday […]

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[…] week, the public best welcome offer for the Blue Business Plus card from American Express increased to 10,000 Membership Rewards points after $3,000 in […]

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[…] Blue Business Plus: 2X everywhere, up to $50K spend per year […]

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[…] bolded a couple of the more interesting offers. BestBuy.com was great for me as I found it on my Blue Business Plus card (among others). That means I can earn a total of 3x at BestBuy.com since the Blue Business […]

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[…] a link to this offer on our Best Offers page or see our Blue Business Plus Credit Card page for more card info and a […]

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[…] payment fee means that you can essentially buy miles for 1.22 cents per dollar. Even better, the Amex Blue Business Plus credit card earns 2 Membership Rewards points per dollar. In this case you can essentially buy […]

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[…] for 1 extra Membership Reward point per dollar at Dell available on some cards. I have it on my Blue Business Plus, meaning that I could earn 3x total in addition to the 14% back above since the Blue Business Plus […]

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[…] more information on this card, see The new king of everyday spend: Amex Blue Business Plus and our Blue Business Plus card page. Note that while this card did not have Amex Offers when it debuted, I am now regularly […]

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[…] to use a business card, though, at the time of this writing the list shows only one option: the new Blue Business Plus Credit Card.  But, there is a reason that I probably won’t use that particular card for this purpose […]

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[…] My wife and I each got this on our Business Platinum cards, though I didn’t have it on my Blue Business Plus. I definitely plan to take advantage of this one before it’s […]

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[…] the offer (though I haven’t tried). This one is targeted, but I received this offer on my Blue Business Plus card. My wife received it on an Everyday […]

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[…] top of whatever you would normally earn (See: More Amex 2X Merchants) and how to add those to your Blue Business Plus (See: Get Amex Offers on Blue Business Plus) to get a total of up to 3x (since you normally earn 2x […]

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[…] the site a moment to load a similar pop-up for you in case you get an offer on something like the Blue Business Plus. While we previously had an offer for a 20K signup bonus (since expired), the current public offer […]

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[…] and offers 20K Membership Rewards points (if you get it through an affiliate link, like at The Frequent Miler) after spending $3,000 in three months, and has no annual fee, so…I got it. It was obvious. […]

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Elsie

What happened to the 20k sign up bonus? Did I ‘blow the bunny’ somehow? (not as naught as it sounds – it’s a phrase my dad used when I would miss a layup in basketball)

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Greg The Frequent Miler

Yes, unfortunately I think that all 20K links are now dead. My bet is that targeted 20K offers will be coming soon, but it’s just a guess.

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Ozzie

Just applied thru your referred link. Hope it’s helpful to your blog.

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Greg The Frequent Miler

Thanks, yes it is

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[…] The Blue Business Plus Credit Card […]

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[…] Blue Business Plus 2X EveryDay Preferred 1.5X* […]

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[…] that offer 20,000 points after spending $3,000 in 3 months. Use your favorite, or one of mine: The Frequent Miler (And the Blue Business Plus is better than the Everyday Preferred, because it earns more, […]

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Drolma-la

The deal-breaker for me with this card would be the 2.7% foreign exchange fee.

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Amol

With the $50K cap, that makes the 0% first year APR pretty useful for MS, since you can stop spending at $50K and use whatever your credit limit is as float for the rest of the year, just pay minimum payment each month. It’s a business line so shouldn’t hurt your credit.

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[…] would do well to sign up for both the Business Platinum card and the new Blue Business Plus card.  If you sign up for the former by May 31, then you’ll be able to keep the 50% pay with […]

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gent

$50k limit is a huge bummer. Was getting excited until I saw that massive letdown.

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iahphx

Isn’t it a bit bizarre that this no-fee card earns more reward points than their premium cards? How is THAT a sustainable business model?

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Greg The Frequent Miler

Yep it’s weird.

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Michael Margelefsky

Perhaps the fact it is limited to $50K@2 pts makes it more sustainable than, say the business plat which gives a .5 point bonus for purchases over $5k. Max bonus 1M points. Total exposure much less

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[…] this coming.  A great new credit card has just been introduced with no fanfare and no press leaks: Amex Blue Business Plus.  Unlike other recently introduced cards, this one is not a premium card.  Far from it.  This […]

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