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$75 Annual Fee
FM Mini Review: This is a good choice for its welcome bonus, 40K per year bonus, Gold status, 5X everywhere rewards, and ability to earn up to 3 free nights per year.
Card Type: Visa Signature
Earning rate: ⚬ 10X at CC hotels ⚬ 5X elsewhere.
Big spend bonus: Free night at any US property after each $10K annual spend up to $30K.
Noteworthy perks: ⚬ Automatic Gold status ⚬ 40K bonus per year.