There is a new, improved offer for the Chase Ink Unlimited that’s available in-branch only and is good for 90,000 Ultimate Rewards points, 15,000 better than the current public version. Assuming that you don’t mind discussing your business with a physical person and have a Chase branch nearby, this could be a worthwhile offer. (h/t: DOC)
The Deal
- There is a new in-branch offer at Chase Bank branches for the Chase Ink Business Unlimited that awards 90,000 Ultimate Rewards points after completing the minimum spend.
- This in-branch offer likely requires applying through a business relationship manager.
Key Card Details and Best Public Offers
| Card Offer and Details |
|---|
75K points ⓘ Affiliate 75K after $6K spend in 3 monthsNo Annual Fee Alternate Offer: You may be able to get an offer of 120,000 points after $6,000 in purchases via a Business Relationship Manager. FM Mini Review: Great welcome bonus for a fee-free card. Good option for earning 1.5X everywhere. Good companion card to Ink Business Preferred, Sapphire Reserve or Sapphire Preferred. Click here for our complete card review Earning rate: 1.5X on all purchases ✦ 5X Lyft through through March 2025 Card Info: Visa Signature Business issued by Chase. This card imposes foreign transaction fees. See also: Chase Ultimate Rewards Complete Guide |
Quick Thoughts
First off, if you’re in a P2 situation, don’t forget that a household referral would actually provide the most points with the least amount of hassle. Referrals currently generate the 75K offer and the referrer earns an additional 40K points, for a total of 115,000 Ultimate Rewards points, well beyond the in-branch offer here.
You’ll most likely need to apply through a business relationship manager for the 90K offer, but if that’s not a deal-killer, it might be worth a trip to the local Chase branch (I’d recommend calling first to inquire about the availability of a business banker at your branch). I’ve applied in-branch for an Ink card previously and I didn’t find it to be any more onerous or intrusive than talking with a phone agent.
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Hmm, my P2 just applied for the Ink Unlimited today, but didn’t realize there was a 90K offer. I will have to have them reach out to Chase and see if they will match it
Happy Friday friends! It’s not just in branch, it’s available in your account online. Login, click on the top left hamburger icon, go to Business Cards, take the quiz, and VOILA you get the same 90K offer
Via DOC: Update 8/29/24: This is now live online by logging into your online login > hamburger menu icon > Business Credit Cards > Take a quiz (business, flexible, everyday). There is no simple online link yet. (ht Mel)