Over the past week, we have reported several increased offers on popular Chase cards, including the Chase Sapphire Reserve and the Chase Ink and Southwest cards. Many readers who recently applied for those cards have commented on the blog and social media or reached out via email to ask what to do if they had recently applied for one of these cards under a lesser offer. There are now a number of positive data points to indicate that Chase is agreeing to match recent applicants to the new offers. While this is always a “your mileage may vary” (YMMV) situation, it seems that it is definitely worth sending a secure message or calling Chase to ask for a match.
Historically speaking, Chase always used to be fairly good about matching to increased offers provided you had applied within 90 days of the change in offer. That seemed to change around the pandemic times, with Chase mostly refusing to match newly-increased offers for the past couple of years. We received a couple of initial reports this week of people being denied when asking Chase to match the new offers and I wasn’t very surprised given their trend over the past couple of years.
That said, any time a reader asks whether one bank or another will match, I always say “you hit 0% of the balls at which you do not swing”. In other words, if you don’t ask for a match, you definitely won’t get one. If you ask for a match, you at least give yourself a shot at being successful. I always think it’s worth taking a swing.
It turns out that is generally sound advice: Doctor of Credit is now reporting multiple data points from readers who indicate that they asked to be matched to the newly-increased offers and were successfully matched to the higher bonuses. As DoC notes, this is particularly surprising on the (targeted) Ink card offers, but it just goes to prove that you should always try.
If you recently applied for a Chase card and the welcome offer has since increased, I think it is definitely worth sending a secure message or making a phone call to see if you can earn a few more points.
Want to learn more about miles and points? Subscribe to email updates or check out our podcast on your favorite podcast platform.
Through the secure message center, a couple of days ago they agreed to match the 90k promotion on my new Ink Unlimited, even though I applied through the 75k offer. I’m still in the process of meeting minimum spend so they said to send a reply message when I hit the mark and they’ll process the additional 15k points.
Called and asked for 90k Ink Biz Cash targeted match and told no. I applied about 50 days ago, but it didn’t seem the agent even looked into it. Will try my luck via secure message.
My Chase was under 30 and I called and Thanked them..Maybe the agent I’m sorry u didn’t get it. Maybe call again a different agent can’t hurt.
What does this mean “My Chase was under 30…..”? Did you call and successfully get matched to one of these better offers?
30 days old and another card too, but it’s Chase and I have just 5 now. Forget the PM stuff if u win fine but I always call if No, move up the ladder.Person to person 90% of the time works for me, today their only going to give u a few cards so get the most.
LOL
*UPDATE* have CIC open 9/9/12 sent secure message and will match 90k SUB if I meet $7.5k initial spend w/i 90 days but need to respond to secure message once done. Thx FM!