Chase’s foray into offers: Whole Foods, Lowe’s, eBags, and more


This morning, Greg published a post about how Citi Thank You cards just became more valuable with the addition of a new transfer partner (See: Citi ThankYou gets more valuable and adds a way out). I love to see banks competing to make their cards more valuable — and so it was good news when I saw that two Chase cards also became a bit more valuable today. An interesting new benefit has been introduced that is currently only available on the Chase Marriott Rewards Premier card and the Chase Slate card: Chase Offers. This is very similar to Amex Offers. While the initial roll-out is somewhat limited, this looks like it could have a lot of potential if they look to compete with Amex. I have the Chase Marriott card, so I just registered and took a look — and I’m intrigued.

a woman holding shopping bags

The Deal

Example Offers

At this point, offers are only available on those two cards. I found the URL at the top of the screenshot interesting ( That makes me wonder if Visa Offers could roll out with other banks. Doctor of Credit reports that this may be working on the TrialPay platform, so we don’t know how it will affect Uber offers.

You will need your card number in order to register, which includes providing an email address and creating a password. This is separate from your Chase login information. I find that curious because I saw a link in one of our online logins the other day that said “Chase Offers”. It just said there were no offers available at the time when I clicked it, but I wondered whether something like this may be coming. At any rate, you need to include your location during the registration. Don’t worry — you won’t be locked into a single geographical location later:

a screenshot of a map

I put in my location and it gave me a list of offers like this (the list continued on for a while):

a screenshot of a store

Above this list, there was a box to enter a location. I put in another city to test it. When I hit enter to search, it came up with a message saying that this was just a temporary location switch and that if I needed to change my default location, I could do so under My Account. I though that was perfect if you’re planning to travel or just want to see what’s available in other spots. I certainly didn’t try every city in America, but I went through a number of major cities (New York, Boston, Chicago, San Francisco, Los Angeles) and then tried some other random cities around the US to see what might come up (Little Rock, Tulsa, Myrtle Beach, etc). Most of the offers were the same — though there were a couple I saw regionally. For example, Steak ‘n Shake didn’t come up in my home area, but it came up in some Midwestern cities I tried. I saw Quick Trip in Tulsa, but not in any of the other cities I tested.

Some offers are in-store only, others are online only, and a number of them are valid both in-store and online. Here is the full list of offers I saw:

In-store only:

  • Whole Foods: $10 back on $25+
  • Lowe’s: $10 back on $50
  • Texas Roadhouse: 10% back (up to $25)
  • Arby’s: 10% (up to $10)
  • Einstein Bros Bagels: 10% back (up to $10)
  • Steak ‘n Shake: 10% back (up to $10)
  • Noah’s New York Bagels: 10% back (up to $10)
  • Quick Trip: 10% back (up to $10)

Online only:

  • Nordstrom: 20% back (up to $30)
  • Neiman Marcus: 10% back (uo to $30)
  • Gamefly: $10 back for new subscribers
  • Hulu: $20 back on Hulu Life TV subscription
  • Wingstop: 10% back (up to $25)
  • Poshmark: 10% back (up to $10) when you spend $50+
  • eBags: $20 back on $100 or more

In-store and online:

  • Regal Cinemas: 10% back (up to $50)
  • Olive Garden: 10% back (up to $25)
  • Denny’s: 10% back (up to $25)
  • Papa John’s: 10% back (up to $25)
  • Chili’s: 10% back (up to $25)
  • Staples: 10% back (up to $20)

Bottom line

I’m happy to see more offers to save money at popular merchants. The next great challenge is going to be remembering which offers I have on Amex cards and which on my Chase Marriott card — but that’s a problem I’m happy to face. Note that you should check the terms of each offer to be sure your purchase will meet the terms. For example, the Quick Trip (gas station) offer specifically said that it is not available if you pay at the pump. The Staples offer says it is not valid on gift cards. We don’t yet know how closely the terms are enforced. All of the offers I saw expire on either 12/15/17 or 12/31/17. We’ll keep an eye on these to see if any new offers are added in the coming weeks.

H/T: Doctor of Credit

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[…] don’t forget to check your Chase Offers if you have a Chase Marriott or Chase Slate card. For example, I currently have an offer to […]

[…] With Chase Marriott (business or personal), or Chase Slate cards, look for and enroll in the Spend $40, get $10 back offer.  For general info about Chase Offers, see: Chase’s foray into offers: Whole Foods, Lowe’s, eBags, and more. […]


When did you make the purchase of $25 Amazon GC at WF and Low’s and when did the credits post on your Chase Marriott?
The T&C state that GC’s are NOT eligible, but I’m not sure if this is a blanket T&C for the whole Chase Visa offers site or for WF/Lowe’s offers only.

[…] be able to split tender at the register. This might help you pair this one up with the current Chase Offer for $10 back on $50 at Lowe’s if you also have a Chase Marriott/Slate […]


I am having a “memory failure moment”.
I signed up for the Whole Foods $10 off $25 when this story first hit.

I am ready to go shopping at Whole Foods. Do I simply use my Chase Marriott card to pay and the $10 will be deducted? From the actual sale @ WF or on the statement?


[…] always great for those who shop there, but it gets even better when stacked. There is currently a Chase Offer for those with the Chase Marriott or Slate cards (See: Chase’s foray into offers for more […]

[…] own “spend this… get that” Chase Offers.  We previously reported this here: Chase’s foray into offers: Whole Foods, Lowe’s, eBags, and more.  I finally got around to taking advantage of a few of these offers, so I figured it would be […]

[…] if you only get the cash back and don’t have the Amex Offer, you may either have a Chase Offer for $20 back on $100 — or if you find yourself paying $134.25, that’s not horrible either. I think the full […]

[…] Chase’s foray into offers: Whole Foods, Lowe’s, eBags, and more (Expires 12/15/17 or 12/31/17 depending on offer) […]


Great article, Nick! I added both the main card and its AU card on one account to manage it easier. Then, I read that the offer only applies once to an account. So it seems that it is better to create 2 separate accounts to obtain the same offer on both cards. Any thoughts on this?

[…] you missed it last night, there’s a new set of offers in town: Chase Offers (See: Chase’s foray into offers: Whole Foods, Lowe’s eBags, and more). But let there be no doubt, Amex is still the king of offers. There are some hot new Amex Offers […]

max power

It appears Nordstrom is online or instore

Terms and Conditions
Must use registered Chase Marriott Visa card. Valid for in-store or online purchase.


Figures, PC’d my Slate to Freedom UL since Chase wanted to shut it down. I hadn’t used it in years. Now that it might actually be useful, I don’t have it!


Apply for another one and get another big bonus- (as long as it’s been 24 months since you last received the bonus).