Discover: Earn 10% bonus cashback on up to $400 spend using Apple Pay (targeted)

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Discover is sending out another targeted offer to some cardholders, which offers a 10% bonus cash back on up to $400 spent in-store or online when using Apple Pay. (h/t: DDG)

Discover It tap to pay mobile wallet

The Deal

  • There is a new targeted offer for 10% bonus cashback on up to $400 spend when using Apple Pay with your Discover card.

Key Terms

  • Offer valid now through 8/31/2025.
  • Earn an extra 10% Cashback Bonus® on purchases made using your Discover Card with Apple Pay, on up to $400 in purchases.
  • Apple Pay transactions included in this offer are transactions made in-store or online when using the Apple Pay button.
  • No activation required.
  • Offer is non-transferable and limited to one offer per Discover account, whether the offer is received from Discover or Apple Pay.
  • Purchases must be made with merchants in the U.S. To qualify for 10% Cashback Bonus, the purchase transaction date must be before or on the last day of the offer or promotion. For online purchases, the transaction date from the merchant may be the date when the item ships.

Quick Thoughts

This offer is targeted, with some cardholders receiving it via email and others finding it under offers in their Discover account. Getting $40 back when spending $400 is a great deal, especially since that’s on top of whatever awards your Discover card would normally give you.

If you’re targeted, it’s a no-brainer to take advantage of.

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Philip Garlinghouse

On a side note, I just received an email to receive $50 cash back upon adding an authorized user and making a purchase by 10/03/25. Might be another round of this promo going around. P2 took advantage of this promo a few months ago.

Andrew James

No dice, maybe next year. I already use apple pay at Woodmans every time because they only take discover

Zooter

Given this quarter’s categories, paying $400 toward Utilities seems like a no brainer