Easy 5x: Fee-free Visa Gift Cards at Staples


Staples is again offering fee-free $200 Visa Gift Cards from Sunday, December 11, 2022 through Saturday, December 17, 2022. Note that the new limit of eight per customer per day will be in effect.

The Deal

  • Staples will waive the $6.95 activation fee when you buy a $200 Visa Gift Card from 12/11/22 – 12/17/22.
  • Direct link to weekly ad (see the 12/11 ad page 10)

Key Terms

  • Offer valid December 11, 2022 to December 17, 2022
  • Limit 8 per customer per day (YMMV on whether your cashier / store allows or enforces the limit)
  • In-store only

Quick Thoughts

This can be an easy points-generator for Ink Cash or Ink Plus cardholders (note that the Ink Plus is no longer available to new applicants). Some other cards also bonus office supply store purchases (See our Best Category Bonuses page for more options).

In my case, my wife has an Ink Cash card and I have the old no-longer-available Ink Plus card (both cards earn 5x at office supply stores), so if we were going to a store, we could each pick up 8 fee-free $200 gift cards per store per day, earning 16K total Ultimate Rewards points in the process ($3600 in gift cards x 5 = 16,000 points). That would certainly make this an attractive enough deal if we were to pass a store during this promotion.

Overall, this is an easy way to generate some points without cost on this end of the deal if you’re going to Staples. Remember that this does not start until Sunday and it is in-store only.

We have added this deal to our list of current Visa and Mastercard gift card deals.

Other times this deal has run recently at Staples:

Fee-free Visa Gift Cards

  • 11/6/22 to 11/12/22
  • 10/9/22 to 10/22/22
  • September 25-October 1, 2022
  • September 4-September 10, 2022
  • August 7-13, 2022
  • July 10-16, 2022
  • June 12-18, 2022
  • May 8-14, 2022
  • February 27-March 5, 2022
  • January 16-22, 2022
  • December 12-18, 2021
  • October 31-November 13, 2021
  • October 17-23, 2021
  • September 26-October 2, 2021
  • September 5-11, 2021
  • August 8-14, 2021
  • July 11-17, 2021
  • June 13-19, 2021
  • May 9-15, 2021
  • February 28-March 6, 2021
  • January 17-23, 2021
  • December 27, 2020-January 2, 2021
  • December 6-12, 2020
  • November 1-14, 2020
  • October 11-24, 2020
  • August 30-September 5, 2020
  • August 2-8, 2020
  • July 5-11, 2020
  • June 7-13, 2020
  • February 23-29, 2020
  • January 12-18, 2020
  • December 15-21, 2019
  • November 3-16, 2020
  • September 29-October 5, 2019
  • September 1-7, 2019
  • August 4-10, 2019
  • June 30-July 6, 2019
  • May 5-11, 2019
  • January 13-19, 2019
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The only Staples in Austin closed recently. I’m in mourning for all the points I could have collected.


I am brand new to all of this. My only Staples said they don’t have any 200 Visa GC because someone bought them all, and they seldom carry them? My question is this – can you take a 200 V GC off a rack at some other store, carry it into Staples, and activate it there? Since they are empty on the racks?


OD/OM has $15 off $300 MC purchases this week (11/6-11/12). Not advertised but there are signs above the gc rack in the store. Bought a couple of sets as limit of 2.

Tim Steinke

Oh, great, thanks for the heads up


My Ink Cash is maxed out until the December billing cycle. My statement closes on the 5th of the month. Am I on the December cycle on November 6 or December 6?
I’m also looking at my other cards to earn when I can’t get 5x on the Ink. Suggestions?


Unrelated to staples (or indirectly related) , bought a $200 grocery everywhere visa at OD and rang for $7.99 at the register. The shell itself had the new price of $5.99. Exp date was 3/31. Found an old issue one with exp 2/30 and it rang at the old price of $4.95. Manager said the got new supplies of all sorts of cards as visa was changing their fees (the display was full of the new editions with higher fees)

Dugroz Reports

I noticed at CVS yesterday, some Vanilla Visas were $5.95 and some were $6.95. Same kind, same issuer.

Art Leyenberger

Just got an AMEX offer this morning on one of my Plat BIZ cards. “Spend $100 at Staples and get $25”. Stackage awaits!


Is there a risk of getting shut down by Chase by buying $25K worth of vgc at staples in a 4 month period of time?


They can extend it all they want, but all the stores near me only have a few and sell out the first morning. They finally got an order mid-week and it was only a pack of 12 that was gone before I even got there!!


The cashier at my local Staples told me that they aren’t selling as many of these cards as in the past. Either people are running out of ways to MS these or they’re hitting their annual limits for office supply spend.


for me it’s not that “i am running out of ways to MS”, rather places that previously took these cards no longer do so.


Same difference?


Where does this information come from? I believe it, but I’m not seeing it in Staples’ weekly ad nor on their website….


It’s on the bottom of page 9 in next week’s ad.


Thanks! I didn’t realize I was looking at the current week’s ad.


Friendly math correction: $3,600 x 5 = 18,000 points, not 16,000.


$3200 x 5 = 18,000 points is the correct scenario.


Try calculating that again 🙂


Yes, should be 16,000 points.


Since WM got the letter from WU not to accept gift cards, they will be harder for some to liquidate. I see Staples sales dropping dramatically. If my WM Money Center no longer works, I’m going to try DG and FD.


What is FD?


To decode the above, it’s Walmart, Western Union, Dollar General, and Family Dollar.


anyone knows what’s going on with these cards? just a few days ago, an online vendor that i’ve been using for years, could no longer process any of these cards as payment.


Can you liquidate GC loading on Venmo then cashing out to your bank?


Does this get down votes because it’s secret, or because it doesn’t work?

Stephen Dedalus

One liquidation option is to use them at Kroger grocery stores to buy $500 gift cards, because the self checkouts there autodrain smaller payments. So you could you five $200 gcs to buy two $500 gcs at Kroger. Obviously, there is some additional expense involved but if these are fee-free at Staples and OfficeMax, it works out okay for me at least.


Need some liquidation ideas please


Kiva loans.


Kiva reports credit loss on loans averages ~4%, and thats BEFORE the slowdown we’re entering. Maybe I’m missing something but aside from charitable value of lending, locking in money for ~2 years with no interest doesnt seam worth the effort.


I’m selective about the loans that I make. I always look for short, high-quality loans. I lend out for 8 months max. My default rate is .12% and my currency loss rate is .08%. These two added together make a total loss rate of 0.20% in my case.


“We have added this deal to our list of current Visa and Mastercard gift card deals.”
I don’t see it, just Quill and Gift Card Granny. Am I missing it?

[…] Staples Fee-free Gift Cards for 5X Points: Starting this Sunday, Staples is once again offering a deal for fee-free Visa gift cards. This is a great way to earn 5X points on certain cards, like the Chase Ink Plus/Cash cards. See this post on Frequent Miler. […]

Frank Doyle

What I do is buy amazon gift cards with them then deposit that directly into my account…easy peasy.

Mark P

You buy Visa gift cards and then… use them to buy amazon gift cards? Why even bother with the Visa gift cards, you can just buy amazon gift cards at staples?

Michael Nalavey

Not sure about where Frank lives, but I know I have issues finding amazon gift cards at my local staples.


Office Depot carries $1-$500 Amazon gift cards, resulting in 5X on Ink card

Rich Howdy

And your able to deposit this back into your account without any fees?


But, on Amazon it competes with 5x from the Amazon Prime card? That way, it becomes a wash (other than the 1.25x or 1.5x value increase from Sapphire). In my view, you need to offload it at 2% or less to make any sense..


I use my Ink card to gain airline mileage. Does Amazon 5X credit card give you a cash back?


Just tried buying and the person at the register said they have a new policy as of a month ago where they won’t let you buy these with a credit card?


how sensitive is chase to MS’ing these? I just started, usually do 600-1k at a time but don’t want to get shut down


Because paying with cash cuts down on money laundering.


i bought 7 of these over on sunday to pay off a river cruise through gate1travel. thanks for keeping us posted on these!!!


If only using for regular spend, how do you deal with the remaining balance after a few purchases? I don’t want to have a bunch of gift cards, each with a few random amounts left on them.


A lot of places auto-drain the gift cards. I finish mine at Costco. I don’t use these cards ever for restaurants or gas at the pump. Restaurants can preauthorize these cards for 20% above the bill to account for the tip. Gas stations sometimes preauthorize the cards for $100 at the pump.

Ed. C

I spend them down as much as possible, then load the remaining balance to my Amazon account.


drain completely by adding to your amazon gift card balance. I think the minimum is 50 cents or a dollar to do so. I have a lot of random low value reloads that do add up
Costco is another good option as noted.


getting harder and harder to liquidate. my local grocery chain just stop accepting metabank visa and mastercards from purchasing money orders.

used to buy $25-50k annually using my ink cash card, but now have no place to go that will allow me to liquidate them.

regular spend for so much is not practical, so am at a loss.


any suggestions on how best to liquidate Staples Visa GC. Other than normal spend.




are you referring to normal spend?


i know some ppl buy high value stuff using a bunch of these $200 cards and then return for cash. however this is not an avenue i choose to pursue.


Do large chain stores typically allow refund in cash for items paid by card (GC or otherwise?)

  1. Purchase ~$604M in Visa GC. May require multiple trips to Staples.
  2. Purchase each number in Mega Millions when cash value exceeds $604M.
  3. Profit. Plus, get ~3B points when you use your Chase Ink Cash card.

sounds like a fun week at Staples!!


And this week, we have 2 winners!

Say goodbye to $302M..




Kiva seems like a long process, do you become both lender and borrower to liquidate the money faster?


I only make loans. I’ve reached an equilibrium where my loan payouts equal the amount of VGCs that I purchase and deposit each month. About $8K per month with about $30K total in outstanding loans. I gain about 40K in UR points every month by doing this.


I would not want to be lending money going into a hard landing recession.


My small, rural Post Office still allows me to purchase money orders with VGC. Purchased 2.9k in Money orders today with Metabanks. The secret is to find a very small, rural p.o. that does not have an integrated computer system. I realize this is an outlier scenario for most but just wanted to let folks know that p.o.money orders with vgc is not completely dead.