Marcus Savings Bonus: Deposit $10,000 & Get $100 Bonus, Stack With Referral Offer (New & Existing Customers)


Marcus by Goldman Sachs is offering a $100 bonus when depositing $10,000 or more in new money. This is open to both new and existing customers.

Marcus Savings $100 Bonus

The Deal

Key Terms

  • Offer valid from 1/15/21 to 2/12/21.
  • To qualify for the $100 Savings Bonus, you must first enroll in this offer at or by calling Marcus at 1-855-730-SAVE (1-855-730-7283) by 11:59 PM EST on 2/12/21. Upon successful enrollment you will receive a confirmation of your enrollment via email or U.S. mail.
  • After enrollment, you must deposit $10,000 or more in new funds (internal transfers won’t count) into your Marcus Online Savings Account within 10 days of enrollment and maintain at least $10,000 of those new funds in that account in addtion to the account to the account balance at the time of enrollment for 90 consecutive days from the date of reaching the required dollar amount. Multiple deposits are allowed to reach the required dollar amount and can be made by joint owners for a joint account.
  • Offer available to new and existing customers. Each customer is limited to one bonus offer, which can only be applied to a single account. For eligibility purposes, each joint owner will be treated as a separate customer. For example, if you apply the bonus offer to a joint account, the remaining joint owner(s) may apply this offer to another account they own if they have not done so already.
  • The bonus will be deposited into your account within 14 days after fulfilling the above requirements. To receive your bonus, your account must be open and in good standing at the time the bonus is deposited in your account. The bonus will be treated as interest for tax reporting purposes.

Quick Thoughts

Nick has written a few times recently about bank account bonuses and how rewarding they can be. While this is a savings account bonus rather than a bank account bonus and isn’t as lucrative as some of those other offers, it has a couple of features which make it a nice deal for some people.

For starters, it’s low hanging fruit with easy requirements. The savings account doesn’t have fees, there’s no direct deposit requirement and so you don’t have to figure out if an ACH push from another account will qualify and there aren’t other requirements like having to make x number of debit card transactions. All you have to do is enroll in the offer, deposit $10k within 10 days and let it sit there for at least 90 days.

The other notable element is that this is available for both new and existing customers. I opened a Marcus savings account last year to take advantage of the $100 bonus they were offering when depositing $10k back then. It’s therefore great that existing customers like myself can once again earn a bonus on that same account.

Update: This offer gets even better. Grant has pointed out in the comments below that the $100 bonus offer stacks with Marcus’s referral offer which gives both parties an additional 0.2% APY for three months.

The referral offer will need to be completed first, then once you have an account set up you should enroll in the $100 bonus offer.

Update 2: AARP members can earn an additional 0.1% for 24 months by enrolling here. Thanks to 5150d in the comments below for the heads up about that.

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Just to verify – if I click on your link first to open the account you get the referal (plus the extra %) and then I come back and click the direct link to offer to deposit and get the $100. Am I reading that correctly?


AARP members (link on AARP page) get +0.1% added as well.


Hi Stephen, if you use a referral link to join Marcus, both the referee and referrer get a 0.2% APY boost. And since this $100 savings account bonus is available for new members, you can stack the deals 🙂


I dont see that they stack???? I click on referral link dont see any mention of the $100


However, if you are an existing member of Marcus, you can’t stack the deal, correct?…. At least that’s how I read it from the description on Marcus. However, does this apply to both persons named on a joint account, or only the one whose SS # is associated with the account, i.e. the other person is considered a new member?