Wells Fargo One Key™ Mastercard

Wells Fargo One Key™ Mastercard

ⓘ $343 1st Yr Value EstimateClick to learn about first year value estimates

$400 OneKeyCash Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler

$400 OneKeyCash after $1K spend in first 3 months
(Offer Expires 12/1/2025)
No Annual Fee

Click here to learn how to apply

This is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler

Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: None. This is the best offer we've seen for this card.

FM Mini Review: Good reward categories for a card with no annual fee. Could be a winner for folks who use Expedia, Hotels.com and/or vrbo frequently

Earning rate: 3% at Expedia, Hotels.com, Vrbo and at gas stations, grocery stores, restaurants, food delivery ✦ 1.5X everywhere else

Base: 1.5X (1.35%)

Grocery: 3X (2.7%)

Dine: 3X (2.7%)

Gas: 3X (2.7%)

Brand: 3X (2.7%)

Card Info: Mastercard World Elite issued by Wells Fargo. This card has no foreign currency conversion fees.

Noteworthy perks: Automatic Silver status ✦ Cell phone Protection ($25 deductible, $1000 max per claim) ✦ Trip insurance ✦ Primary rental car insurance

Application Tips

Wells Fargo Application Tips Bank first: It appears that Wells Fargo has now instituted a 5/24: if you have opened more that 5 new personal credit cards with any bank within the last 24 months you won't be approved for a new card. 48 month rule: Limit of one signup bonus per 48 months on most cards Get Same Card Again: No known rules against getting same card & bonus again. Hard inquiries are combined into 1 when approved same day. Check application status here. If denied, call reconsideration here: 1-800-967-9521 (consumer) or 1-800-231-9244 (business)

Related Cards (OneKeyCash)

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Wells Fargo One Key+™ Mastercard ⓘ $402 1st Yr Value EstimateClick to learn about first year value estimates $600 OneKeyCash Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler $600 OneKeyCash after $3K spend in first 3 months (Offer Expires 12/1/2025) $99 Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: None. This is the best offer we've seen for this card. FM Mini Review: Good bonus categories, especially when combined with the 2x base earning. The anniversary bonus more or less offsets the annual fee and being able to combine primary car rental insurance with 7x earning at Expedia could be valuable for some.
Wells Fargo One Key™ Mastercard ⓘ $343 1st Yr Value EstimateClick to learn about first year value estimates $400 OneKeyCash Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler $400 OneKeyCash after $1K spend in first 3 months (Offer Expires 12/1/2025) No Annual Fee Learn more Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: None. This is the best offer we've seen for this card. FM Mini Review: Good reward categories for a card with no annual fee. Could be a winner for folks who use Expedia, Hotels.com and/or vrbo frequently