Wells Fargo One Key™ Mastercard

Card Details and Application Link
Wells Fargo One Key™ Mastercard
ⓘ $344 1st Yr Value Estimate
$400 OneKeyCash Non-AffiliateThis is NOT an affiliate offer.
$400 OneKeyCash after $1K spend in first 3 months
No Annual Fee

Click here to learn how to apply
This is NOT an affiliate offer. If you would like to support Frequent Miler, click to view curated offers
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
FM Mini Review: Good reward categories for a card with no annual fee. Could be a winner for folks who use Expedia, Hotels.com and/or vrbo frequently
Earning rate: 3% at Expedia, Hotels.com, Vrbo and at gas stations, grocery stores, restaurants, food delivery ✦ 1.5X everywhere else
Base: 1.5X (1.35%)
Dine: 3X (2.7%)
Gas: 3X (2.7%)
Grocery: 3X (2.7%)
Brand: 3X (2.7%)
Card Info: Mastercard World Elite issued by Wells. This card has no foreign currency conversion fees.
Noteworthy perks: Automatic Silver status ✦ Cell phone Protection ($25 deductible, $1000 max per claim) ✦ Trip insurance ✦ Primary rental car insurance

Application Tips

Wells Fargo Application Tips


  • Bank first: It appears that Wells Fargo has now instituted a 5/24: if you have opened more that 5 new personal credit cards with any bank within the last 24 months you won't be approved for a new card.

  • 48 month rule: Limit of one signup bonus per 48 months on most cards

  • Get Same Card Again: No known rules against getting same card & bonus again.

  • Hard inquiries are combined into 1 when approved same day.


Check application status here.
If denied, call reconsideration here: 1-800-967-9521 (consumer) or 1-800-231-9244 (business)

Related Cards (OneKeyCash)