Doctor of Credit has reported on a preapproval offer that some folks are finding via the Chase “Check for Offers” tool that could be very attractive for those interested in the Chase Sapphire Reserve® Card. While I’ve only found a preapproval for an offer of 125,000 points after $6,000 in purchases in the first 3 months, Chase is advertising up to 175,000 points for some.
The Deal
- The Chase preapproval tool is showing the opportunity to check if you are eligible to earn up to 175,000 bonus points with a new Chase Sapphire Reserve card
- Link to check for Chase offers
Key Terms
- Note that this is a preapproval tool. You may or may not receive an offer.
Quick Thoughts
We recently reported that some people are eligible for a 200,000-point offer when checking in-branch, though I think that offer is not widely available. For those without a branch nearby or who weren’t eligible for the 200K offer, the chance to get up to 175,000 points could be compelling.
Note that if you have your credit report frozen, you may not be able to access preapproved offers.
I don’t know how many days you need to wait between thawing and coming back to see if you have an offer, but thawing does not seem to have an immediate impact.
Another way to find a preapproved offer (but probably not as good)
I separately logged in to my Chase account, hit the hamburger menu in the top left corner, and went down to “Business Credit Cards” (because my accounts are under a business login).
Then, I chose “Personal” cards.
After scrolling down, I found that I had a preapproved offer for the Chase Sapphire Reserve card.
Unfortunately, that offer was only the standard offer for 125,000 points after qualifying purchases.
Interestingly, I did not find that offer under the “Just for You” section on either the website or in the app, but rather I found it under “credit cards” in both places. In the past, green “You’re preapproved” banners have been good even for those over 5/24.
Since I expect to be under 5/24 soon and I also hope to get preapproved for the 175K offer, I held out for now.
Want to learn more about miles and points? Subscribe to email updates or check out our podcast on your favorite podcast platform.
